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HomeMy WebLinkAboutR23-034 Authorizing the ECHDA to Participate in Colorado Statewide Investment Pool DocuSign Envelope ID:DB2FOB95-430A-4844-A39A-FOC4ABDB8190 Commissioner McQueeney moved adoption of the following resolution: EAGLE COUNTY HOUSING AND DEVELOPMENT AUTHORITY RESOLUTION NO. 2023- 034 RESOLUTION AUTHORIZING THE EAGLE COUNTY HOUSING AND DEVELOPMENT AUTHORITY TO JOIN WITH OTHER GOVERNMENT ENTITIES AS A PARTICIPANT IN THE COLORADO STATEWIDE INVESTMENT POOL TO POOL FUNDS FOR INVESTMENT WHEREAS,pursuant to Part 7 of Article 75 of Title 24 of the Colorado Revised Statutes, it is lawful for any local government entity to pool any monies in its treasury that are not immediately required to be disbursed with the same such monies in the treasury of any other local government entity in order to take advantage of short-term investments and maximize net interest earnings;and WHEREAS,the Trust is a statutory trust formed under the laws of the state of Colorado in accordance with the provisions of Parts 6 and 7,Article 24 and Articles 10.5 and 47 of Title 11 of the Colorado Revised Statutes regarding the investing,pooling for investment,and protection of public funds;and WHEREAS,Eagle County Housing and Development Audio'ay(the"Participant") desires to become a Participant in the Colorado Statewide Investment Pool(the"Trust"). NOW,THEREFORE, BE IT RESOLVED BY THE EAGLE COUNTY HOUSING AND DEVELOPMENT: THAT,Eagle County Housing and Development Authority hereby approves,adopts,and thereby joins as a Participant with other local governments pursuant to Part 7,Article 75,Title 24 of the Colorado Revised Statutes that certain Amended and Restated Indenture of Trust entitled the Colorado Statewide Investment Pool as amended from time to time,the terms of which are incorporated herein by this reference ;and THAT,the Designee and Authorized Signatories are those persons listed on the Participant's Investment and Banking Policy Resolution,which may be amended from time to time; . the Authorized Signatories are authorized by the Participant to direct the investment of such Participants' investment funds. THAT,The Designee and Authorized Signatories may be changed from time to time by written notice to the Trust. THAT,the Board hereby finds,determines and declares that this Resolution is necessary for the health, safety,and welfare of the citizens of Eagle County. DocuSign Envelope ID:DB2F0B95.430A-4844-A39A-FOC4ABDB8190 • MOVED,READ,AND ADOPTED by the Board of the Eagle County Housing and Development Authority at its regular meeting held this 16th th day of May ,2023. p--- DocuSigned by: EAGLE COUNTY HOUSING AND DEVELOPMENT AUTHORITY ATTEST: ♦ oocuslgnod by: rtlar 40-'1Yitm, By: ILoard of Kathy Chandler-Henry County Commissioners ChltruSIgned by: CA4s411. Sduir Matt .esScherr.ae�sra... Commissioner Docusgnrd by: 'g-9""," eaf t %3. eney Commissioner Commissioner Scherr seconded adoption of the foregoing resolution.The roll having been called,the vote was as follows: Commissioner Chandler-Henry Absent Commissioner Scherr Aye Commissioner McQueeney Aye This resolution passed by 2/0 vote of the Board of the Eagle County Housing and Development Authority. 2 DocuSign Envelope ID:DB2FOB95-430A-4844-A39A-FOC4ABDB8190 EXHIBIT A Colorado Statewide Investment Pool Amended and Restated Indenture of Trust dated as of April 30,2021 • • PIPIPP.W 1PP" COLORADO STATEWIDE INVESTMENT / PROGRAM COLORADO STATEWIDE INVESTMENT POOL AMENDED AND RESTATED INDENTURE OF TRUST Dated as of April 30, 2021 1550 Wewatta Street Suite 200 Denver, CO 80202 Phone (855) 274-7468 Fax (888) 535-0120 4812-8920-8905.2 TABLE OF CONTENTS Pate No. ARTICLE I—DEFINITIONS 2 ARTICLE II—CREATION OF TRUST 4 2.1 Creation of Trust 4 2.2 Contributions to the Trust 4 2.3 Trustees' Duties 4 2.4 Qualification of Trust 4 2.5 Purpose; Participant Requirements; Changes of Incumbency 5 2.6 Trustees; Signatory Public Agencies And Participants 5 2.7 Voting 5 ARTICLE III- TRUST OPERATIONS 6 3.1 Powers of the Board of Trustees 6 3.2 Permitted Investments 6 3.3 Legal Title 6 3.4 Disposition of Assets 7 3.5 Taxes 7 3.6 Rights as Holders of Trust Property 7 3.7 Delegation: Committees 7 3.8 Collection Powers 8 3.9 Powers: Payment of Expenses 8 3.10 Borrowing and Indebtedness 9 3.11 Deposits 9 3.12 Valuation 9 3.13 Fiscal Year;Accounts 9 4812-8920-8905.2 3.14 Self-Dealing Prohibited 9 3.15 Investment Program 9 3.16 Power to Contract,Appoint, Retain and Employ 10 3.17 Indemnification 10 3.18 Remedies 10 3.19 Further Powers 11 ARTICLE IV-INVESTMENT ADVISER AND ADMINISTRATOR 11 4.1 Appointment 11 4.2 Duties of the Adviser 11 4.3 Duties of the Administrator 11 4.4 Successors 12 ARTICLE V-INVESTMENTS 12 5.1 Statement of Investment Policy and Objective 12 5.2 Restrictions Fundamental to the Trust 12 5.3 Amendment of Restrictions 12 ARTICLE VI-LIMITATIONS OF LIABILITY 13 6.1 Liability to Third Persons 13 6.2 Liability to the Trust or to the Participants 13 6.3 Indemnification 13 6.4 Surety Bonds 15 • 6.5 Apparent Authority 15 6.6 Representative Capacity; Recitals 15 6.7 Reliance on Experts 15 6.8 Insurance 16 ARTICLE VII-INTERESTS OF PARTICIPANTS 16 7.1 Beneficial Interest 16 7.2 Title to Trust Property 16 4812-8920-8905.2 7.3 Evidence of Investment 16 7.4 Redemptions 16 7.5 Suspension of Redemption;Postponement of Payment 16 7.6 Redemptions to Reimburse Trust for Loss on Nonpayment for Shares or for Other Charges 17 7.7 Redemptions Pursuant to Constant Net Asset Value Policy 17 7.8 Redemptions in Kind 17 7.9 Defective Redemption Requests 18 7.10 Series or Portfolio Designations 18 ARTICLE VIII-RECORD OF SHARES 18 8.1 Share Register 18 8.2 Registrar 18 8.3 Owner of Record 19 8.4 No Transfers of Shares 19 8.5 Limitation of Fiduciary Responsibility 19 8.6 Notices 19 ARTICLE IX—RECORDS AND REPORTS 19 9.1 Inspection of Records 19 9.2 Reports 19 ARTICLE X-TRUSTEES AND OFFICERS 20 10.1 Number, Qualification and Succession of Trustees 20 10.2 Signatory Local Governments and Trustees 20 10.3 Vacancies 21 10.4 Elections and Appointments; Term of Office 21 10.5 Resignation and Removal 22 10.6 Officers and Advisers 22 10.7 By-Laws; Quorum of Trustees 22 4812-8920-8905.2 ARTICLE XI-DETERMINATION OF NET ASSET VALUE AND NET INCOME: DISTRIBUTIONS TO PARTICIPANTS 23 11.1 Net Asset Value 23 11.2 Retained Reserves 23 ARTICLE XII—CUSTODIAN 23 12.1 Duties 23 12.2 Appointment 23 12.3 Disbursement and Collection Agent 23 12.4 Successors 23 ARTICLE XIII -RECORDING OF INDENTURE 24 13.1 Recording 24 ARTICLES XIV-AMENDMENTS TO INDENTURE AND PERMITTED INVESTMENTS LIST; TERMINATION OF TRUST; DURATION OF TRUST 24 14.1 Amendment to Indenture or Permitted Investments List; Termination 24 14.2 Duration 25 ARTICLE XV—MISCELLANEOUS 25 15.1 Governing Law 25 15.2 Counterparts 25 15.3 Reliance by Third Parties 26 15.4 Provisions in Conflict with Law 26 15.5 Section Headings 26 15.6 Adoption by Local Government Entities; Written Investment Policies of Participants; Resignation and Withdrawal of Participants 26 4812-8920-8905.2 INDENTURE OF TRUST Colorado Statewide Investment Pool WITNES SETH: WHEREAS, the provisions of Title 24,Article 75,Part 7 of the Colorado Revised Statutes entitled "Investment Funds—Local Government Pooling"(the"Investment Pooling Act")enable any county,city and county,city,town,school district or special district,or any other political subdivision of the State of Colorado, or any department, agency, or instrumentality thereof, or any political or public corporation of the State of Colorado(a"Local Government")to pool any moneys in the treasury of such Local Government which are not immediately required to be disbursed, with the same such moneys in the treasury of any other Local Government in order to take advantage of short-term investments seeking to maximize net interest earnings; and, WHEREAS, it is the intent of the initial Local Governments signatory hereto (such Local Governments, the "Signatory Local Governments") to create a local government investment pool, known as the Colorado Statewide Investment Pool (the"Trust"), pursuant to the Investment Pooling Act and that this Indenture of Trust(the"Indenture")shall serve as the agreement for such purpose;and, WHEREAS, it is the intent andpurpose of this Indenture to provide for the investment and deposit of pooled funds in only those legal investments for Local Governments in accordance with Title 24, Article 75, Part 6 of the Colorado Revised Statutes (the "Legal Investments Act") and Title 11, Articles 10.5 and 47 of the Colorado Revised Statutes entitled the Public Deposits Protection Act(the"PDPA"); and, WHEREAS, by resolutions duly adopted,the Signatory Local Governments hereby create the Trust as a local government investment pool pursuant to this Indenture, which action serves a governmental purpose for said Local Governments and is therefore in the best interests of said Local Governments,their officials, officers, and citizens in that such a program will offer professionally managed portfolios to meet investment needs, will result in economies of scale that will create greater purchasing powers, and will thereby lower the costs traditionally associated with the investment of the assets of said Local Governments;and, WHEREAS, each of the Signatory Local Governments has duly undertaken all official actions necessary and appropriate to become a party to this Indenture for the purpose of establishing the Trust, and to perform hereunder, including, without limitation, the establishment of written investment policies and the enactment of any resolutions or the undertaking of other actions required pursuant to the Investment Pooling Act or other applicable law and regulations;and, 4812-8920-8905.2 1 WHEREAS, it is proposed that the beneficial interest in the assets of the trust fund created pursuant to the provisions of this Indenture shall be divided into non-transferable Shares of beneficial interest, which shall be evidenced by a share register maintained by the Trustees or their agent, or by the Administrator;and, WHEREAS, the Signatory Local Governments anticipate that other Local Governments may wish to become Participants by adopting this Indenture and becoming a party hereto; NOW, THEREFORE, the recitals set forth above are adopted and incorporated into this Indenture of Trust. In consideration of the mutual promises, covenants and agreements contained herein, the parties hereto, now and hereafter added pursuant to the provisions herein, mutually undertake, promise and agree for themselves, their respective representatives, successors and assigns that all monies, assets, securities, funds and property now or hereafter acquired by the Trustees, their successors and assigns under this Indenture shall be held and managed in trust for the equal and proportionate benefit of the holders of record from time to time of Shares of beneficial interest herein,without privilege,priority or distinction among such holders,and subject to the terms, covenants,conditions,purposes and provisions hereof as follows: ARTICLE I -DEFINITIONS For purposes of this Indenture, the following terms shall have the meanings set forth: "Administrator"means the Trust Administrator appointed by the Trustees pursuant to Section 4.1 hereof and as constituted from time to time by agreement with the Trustees which has, or has been delegated, the responsibility for administering the Trust or any aspects of it. "Adviser" means the Investment Adviser appointed by the Trustees pursuant to Section 4.1 hereof and constituted from time to time by agreement with the Trustees which has, or has been delegated,the responsibility to effect purchases, sales, or exchanges of Trust property on behalf of the Trustees and to provide advice to the Trustees regarding the investment of Trust assets. "Affiliate" means with respect to a person another person directly or indirectly controlled, controlled by or under the common control with such person, or any officer, director, partner or employees of such person. "Code"means the Internal Revenue Code and any regulations promulgated pursuant thereto. "Custodian" means a qualified financial institution selected by the Trustees pursuant to a Custodian Agreement for the purpose of receiving and holding Trust assets. "Custodian Agreement"means the agreement between the Trustees on behalf of the Trust and Custodian. "Designee" shall mean the individual designated as such by a Participant in writing. Such 4812-8920-8905.2 2 Designee shall be the legal representative to act on behalf of each Participant. Each Participant may designate Alternate Designees. "Eligible Public Depository"means an eligible public depository as defined in the PDPA. "Indenture"means this Indenture of Trust as it may be amended from time to time. "Investment Pooling Act" means Title 24,Article 75, Part 7 of the Colorado Revised Statutes,as amended,and as may be further amended from time to time. "Legal Investmenrts Act" means Title 24, Article 75, Part 6 of the Colorado Revised Statutes, as amended,and as may be further amended from time to time. "Local Government" means any county, city and county, city, town, school district or special district, or any other political subdivision of the State of Colorado, or any department, agency, or instrumentality thereof,or any political or public corporation of the State of Colorado. "Participants"means the Local Governments which adopts a Resolution to join and execute this Indenture. "PDPA" means Articles 10.5 and 47 of Title 11 of the Colorado Revised Statutes, as amended, and as may be further amended from time to time. "Permitted Investments"means those investments in Part 6,Article 75,Title 24 of the Colorado Revised Statutes,as amended,and as may be further amended from time to time. "Rules" means Rules of the Colorado Securities Act, Chapter 9 Local Government Investsment Pool Trust Funds. "Shares" shall have the meaning ascribed to such term in Section 7.1 hereof. "Signatory Local Government" means a Local Government which has agreed to be a signatory to this Indenture for the purpose of creating a statutory trust as authorized by the Investment Pooling Act. "Trust" means the trust created by this Indenture. "Trust Property"means any and all property,real,personal or otherwise,tangible or intangible, which is transferred, conveyed or paid to the Trust and all income, profits and gains therefrom and which, at such time, is owned or held by, for the account of the Trust. "Trustee"means any member of the Board. "Trustees" means individuals appointed by the Board of Trustees and, unless otherwise provided herein, approved by the Participants to administer and supervise the affairs of the Trust. 4812-8920-8905.2 3 ARTICLE II —CREATION OF TRUST 2.1 Creation of Trust. By these present,a Colorado statutory trust is hereby established by this Indenture. The Trust shall be called the"Colorado Statewide Investment Pool". The Trustees may use such other designations, including"CSIP", as the Trustees deem proper. So far as may be practicable, the Trustees shall conduct the Trust's activities, execute all documents and sue or be sued under that name or designation,which name or designation(and the word "Trust") wherever used in this Indenture, except where the context otherwise requires, shall refer to the Trustees in their capacity as Trustees, and not individually or personally, and shall not refer to the officers, agents,employees, counsel, advisers, consultants, or accountants of the Trustee, nor shall such term refer to the Signatory Local Governments or Participants. Should the Trustees determine that the use of such name or designation is not practicable, legal or convenient, they may use such other designation or they may adopt such other name for the Trust as they deem proper,and the Trust may hold property and conduct its activities under such designation or name. The Trustees shall take such action as they, acting with the advice of counsel, shall deem necessary or appropriate to file or register such name or designation in accordance with the laws of the State of Colorado or the United States of America so as to protect and reserve the right of the Trust in and to such name or designation. 2.2 Contributions to the Trust. (a) All contributions that a Participant makes to be invested by the Trustees shall be paid and delivered to the Trustees to be held in the Trust. (b) .All payments made by a Participant to the Trust, and all other money or property that lawfully becomes a part of the Trust, together with the income, appreciation or depreciation and expenses, if any, therefrom, shall be held, managed and administered in trust, pursuant to the terms of this Indenture. The Trustees accept this Trust and agree to perform the duties, responsibilities and obligations under this Indenture allocated to them as fiduciaries. 2.3 Trustees' Duties. The Trustees shall not have the right and shall not be subject to any duty to demand or collect contributions from the Participants, or from any other person or entity, or to enforce or attempt to enforce any agreement that may be considered to require contributions to this Trust. The Trustees shall be accountable only for transfers and contributions made to the Trust fund in accordance with the terms of this Indenture. The powers, rights, and obligations of the Trustees shall be established and governed solely by this Indenture. 2.4 Qualification of Trust.This Trust is intended to be exempt from income tax pursuant to Section 115 of the Code, and shall be construed and operated in all respects consistently with that intention. The Trustees shall take no action which would adversely affect the tax-exempt status of the Trust. The Trustees may demand assurances satisfactory to them that any action which they are directed to take will not adversely affect the tax-exempt status of the Trust. The Trustees, or their Designee, shall take any and all actions necessary to ensure that the Trust obtains all appropriate qualifications and determination, to the extent necessary, that it is and continues to be exempt from income tax under Section 115 of the Code. 4812-8920-8905.2 4 2.5 Purpose; Participant Requirements; Changes of Incumbency. (a) The purpose of the Trust is to provide a surplus funds trust fund in accordance with Colorado law permitting Local Governments to pool monies available in their treasuries, which are not immediately required to be disbursed, with the same such monies in the treasuries of other Local Governments, in order to invest them and earn interest in accordance with, and as permitted by,the provisions of the Investment Pooling Act and the Legal Investments Act or other laws of the State of Colorado governing the investment of monies of a Local Government, and as allowed by law. No Participant shall be required to appropriate any funds or levy any taxes to establish or contribute to this Trust. The Trustees may provide for the payment or repayment of any expenses from the earnings of the Trust. (b) Only those Local Governments which adopt this Indenture and have complied with the provisions of this section may become Participants. The Designee empowered to invest funds of each Local Government or such other person designated by the Participant to serve in such capacity (an "Alternate Designee"), shall be the legal representative to act for and on behalf of such Local Government for purposes of this Indenture. (c) Each Local Government adopting this Indenture, and otherwise complying with the provisions hereof, shall become a Participant only upon adopting this Indenture and depositing into the Trust the minimum total investment as that amount is established from time to time by the Trustees. Whenever the balance in a Participant's account is less than the minimum established by the Trustees, the Trustees may redeem the Shares and close the account; provided that thirty (30) days' prior notice shall be given to such Participant and redemption shall only be permitted if the Participant has not restored the balance in the account to the minimum amount established prior to the expiration of such thirty(30) day period which begins with the date of such notice. If the Trustees change the minimum total investment to an amount greater than the investment of any Participant at the time that such change becomes effective, the investment of such Participant shall not be redeemed without such Participant's consent. (d) In the event that a Designee shall no longer be authorized to act on behalf of such Participant as a Designee,and in the absence of any duly-appointed Alternate Designee, any funds placed in the Trust by such Designee shall be held hereunder for the benefit of the Local Government for which he or she was acting at the time the vacancy or termination of authority occurred. Any Designee assuming office, either to fill a vacancy in such office or to begin a new term following the expiration of the term in office of his or her predecessor, or otherwise becoming authorized to act as Designee on behalf of such Participant, shall become the succeeding legal representative of the Local Government by the Local Government filing written notification of such with the Trustees in a form acceptable to the Trustees. 2.6 Trustees; Signatory Public Agencies and Participants. No Signatory Local Government or Participant, nor any or its officers, employees, agents or representatives shall have any liability under this Indenture as a result of service by its Designee as a Trustee. 2.7 Voting. Each Participant of record holding Shares shall be entitled to vote, through its Designee or an Alternate Designee, on the following matters: (a) Election of the Board, (b) 4812-8920-8905.2 5 Amendment of this Indenture, (c) Termination of the Trust, and (d) Reorganization of the Trust. Each Participant shall be entitled to one vote for each whole share held by the Participant and each Participant shall be entitled to one fractional vote for each fractional share held by the Participant. A proxy purporting to be executed by or on behalf of a Participant shall be deemed valid unless challenged at or prior to its exercise and the burden of proving invalidity shall rest on the challenger. The Trustees shall determine any such challenge and their decision shall be final. The approval of a simple majority of the voting Shares shall be sufficient to approve any action at a meeting or other election of the Participants except as provided in Sections 10.4. and 14.1. All matters other than the (a) Election of the Board, (b) Amendment of this Indenture, (c) Termination of the Trust, and(d)Reorganization of the Trust shall be decided through a vote of the Board of Trustees. Each Trustee shall be entitled to cast one vote and such vote shall not be allocated on the basis of the number of Shares held by that Trustee's Local Government. ARTICLE III - TRUST OPERATIONS 3.1 Powers of the Board of Trustees. Subject to the rights of the Participants as provided herein, the Trustees shall be the investment officer of the Trust and shall have authority over the Trust Property and the affairs of the Trust to administer the operation of the Trust, subject to the requirements,restrictions and provisions of this Indenture,including the power to delegate such functions of administration pursuant to Section 3.16 hereof. The Trustees may do and perform such acts and things as in their judgment and discretion, subject to the requirements and restrictions of this Indenture, as are necessary and proper for conducting the affairs of the Trust or promoting the interest of the Trust and the Participants. The enumeration of any specific power or authority herein shall not be construed as limiting the aforesaid general power or authority or any specific power or authority. The Trustees may exercise any power authorized and granted to them by this Indenture. Such powers of the Trustees may be exercised without the necessity of any order of, or resort to, any court. 3.2 Permitted Investments. The Trustees shall have the following investment powers: (a) To conduct, operate and provide an investment program for the pooling of surplus funds of a Local Government to invest in the Permitted Investments as may be modified from time to time as provided in this Indenture; (b) For such consideration as they may deem proper and as may be required by law, to subscribe for, assign, transfer, exchange, distribute and otherwise deal in or dispose of Permitted Investments; and (c) To contract for, and enter into agreements with respect to, the purchase and sale of Permitted Investments. 3.3 Legal Title. (a) Legal title to all of the Trust Property shall be vested in the Trustees on behalf of the Participants,who shall be the beneficial owners except that the Trustees shall have full and complete 4812-8920-8905.2 6 power to cause legal title to any Trust Property to be held, on behalf of the Participants,by or in the name of the Trust, or in the name of any other Person as nominee, on such terms, in such manner, and with such powers as the Trustees may determine, so long as in their judgment the interest of the Trust is adequately protected. (b) The right, title and interest of the Trustees in and to the Trust Property shall vest automatically in all persons who may hereafter become Trustees upon their due selection and qualification without any further act. Upon the resignation, disability, removal, adjudication as an incompetent, disqualification pursuant to the terms of this Indenture, or death of a Trustee, he or she (and in the event of his or her death, his or her estate) shall automatically cease to have any right,title or interest in or to any of the Trust Property,and the right, title and interest of such Trustee in and to the Trust Property shall vest automatically in the remaining Trustees without any further act. 3.4 Disposition of Assets. In winding up the affairs of the Trust,the Trustees shall have full and complete power to sell, exchange or otherwise dispose of any and all Trust Property free and clear of any and all trusts and restrictions, at public or private sale, for cash or on terms, with or without advertisement, and subject to such restrictions, stipulations, agreements and reservations as they shall deem proper, and to execute and deliver any deed, power, assignment, bill of sale, or other instrument in connection with the foregoing including giving consents and making contracts relating to Trust Property or its use. 3.5 Taxes. The Trustees shall have full and complete power: (a) To pay all taxes or assessments, of whatever kind or nature, validly and lawfully imposed upon or against the Trust or the Trustees in connection with the Trust Property or upon or against the Trust Property or income or any part thereof; (b) To dispute, settle and compromise tax liabilities; and (c) For the foregoing purposes to make such returns and do all such other acts and things as may be deemed by the Trustees to be necessary or desirable. 3.6 Rights as Holders of Trust Property. The Trustees shall have full and complete power to exercise on behalf of the Participants all of the rights, powers and privileges appertaining to the ownership of all or any Permitted Investments or other property forming part of the Trust corpus to the same extent that any individual might, and, without limiting the generality of the foregoing, to vote or give any consent, request or notice or waive any notice either in person or by proxy or power of attorney, with or without the power of substitution, to one or more persons, which proxies and powers of attorney may be for meetings or actions generally, or for any particular meeting or action, and may include the exercise of discretionary powers. 3.7 Delegation: Committees. The Trustees shall have full and complete power (consistent with their continuing exclusive authority over the management of the Trust, the conduct of its affairs, their duties and obligations as Trustees, and the management and disposition of the Trust Property),in addition to the delegation powers set forth in Section 3.16 hereof, to delegate from time to time to such one or more of their number (who may be designated as constituting a 4812-8920-8905.2 7 • Committee of the Trustees) or to officers, employees or agents of the Trust (including, without limitation, the Administrator, the Adviser and the Custodian) the doing of such acts and things and the execution of such instruments, either in the name of the Trust or the names of the Trustees or as their attorney or attorneys, or otherwise as the Trustees may from time to time deem expedient and appropriate in the furtherance of the business affairs and purposes of the Trust. 3.8 Collection Powers. The Trustees shall have full and complete power: (a) To collect, sue for,receive and receipt for all sums of money or other property due to the Trust including, without limitation, the power to file proofs of claim in any bankruptcy or insolvency matter; (b) To consent to extensions of the time for payment, or to the renewal of any securities, investments or obligations; (c) To engage or intervene in, prosecute, defend, compromise, abandon or adjust by arbitration or otherwise any actions, suits,proceedings, disputes, claims, demands or things relating to the Trust Property; (d) To foreclose any collateral, security or instrument securing any investments, notes, bills, bonds, obligations or contracts by virtue of which any sums of money are owed to the Trust; (e) To exercise any power of sale held by the Trustees,and to convey good title thereunder free of any and all trusts, and in connection with any such foreclosure or sale, to purchase or otherwise acquire title to any property; (f) To be parties to reorganization and to transfer to and deposit with any corporation, committee, voting trustee or other person any securities, investments or obligations of any person which form a part of the Trust Property, for the purpose of such reorganization or otherwise; (g) To participate in any arrangement for enforcing or protecting the interests of the Trustees as the owners or holders of such securities, investments or obligations and to pay any assessment levied in connection with such reorganization or arrangement; (h) To extend the time (with or without security) for payment or delivery of any debts or property and to execute and enter into releases, agreements and other instruments; and (i) To pay or satisfy any debts or claims upon any evidence that the Trustees shall deem sufficient. 3.9 Powers: Payment of Expenses. The Trustees shall have full and complete power: (a) To incur and pay charges or expenses which in the opinion of the Trustees are necessary or incidental to or proper for the carrying out any of the purposes of this Indenture; (b) To reimburse others for the payment therefor; and 4812-8920-8905.2 8 (c) To pay appropriate compensation or fees from the funds of the Trust to persons with whom the Trust has contracted or transacted business. The Trustees may pay themselves or any one or more of themselves reimbursement for expenses reasonably incurred by themselves or any one or more of themselves on behalf of the Trust. Notwithstanding any provision of this Indenture to the contrary, in no event shall any expenses of administration of the Trust be payable from any source other than Trust Property. 3.10 Borrowing and Indebtedness. The Trustees shall not incur indebtedness on behalf of the Trust, or authorize the Trust to borrow money or incur indebtedness, except as expressly provided in Section 5.2(b)hereof. 3.11 Deposits. The Trustees shall have full and complete power to deposit, subject to the provisions of the PDPA, in such a manner as may now and hereafter be permitted by this Indenture or applicable law, any monies or funds included in the Trust Property and intended to be used for the payment of expenses of the Trust or the Trustees, with one or more banks, trust companies or other banking institutions whether or not such deposits will draw interest. Such deposits are to be subject to withdrawal in such manner as the Trustees may determine, and the Trustees shall have no responsibility for any loss which may occur by reason of the failure of the bank, trust company or other banking institution with which the monies, investments, or securities have been deposited. Each such bank, trust company or other banking institution shall comply, with respect to such deposit, with all applicable requirements of all applicable laws including, without limitation, with the PDPA. 3.12 Valuation.The Trustees shall have full and complete power to conclusively determine in good faith the value of any of the Trust Property and to revalue the Trust Property as the Trustees deem appropriate consistent with the provisions of this Indenture. 3.13 Fiscal Year; Accounts. The Trustees shall have full and complete power to determine the fiscal year of the Trust and the method or form in which its accounts shall be kept and from time to time to change the fiscal year or method or form of accounts. The fiscal year shall be as set forth in the By-Laws. 3.14 Self-Dealing Prohibited. (a) No Trustee, officer, employee or agent of the Trust shall cause or permit the Trust to make any investment or deposit, enter into any contract or other arrangement, or perform any act which confers or might reasonably be expected to confer any special benefit upon such person or any Affiliate of such person. (b) The Trust shall not enter into any investment transaction with any Affiliate of the Trust, or with the Adviser or the Administrator or any Affiliate thereof, or with any other officer, director, employee or agent of the Trust or any Affiliate thereof Provided, however, the Trust may deposit moneys and purchase and sell Permitted Investments from and to the Custodian or an Affiliate 4812-8920-8905.2 9 of the Custodian. 3.15 Investment Program. The Trustees shall use their best efforts to obtain, through the Adviser or other qualified persons, a continuing and suitable investment program, consistent with the investment policies and objectives of the Trust, and the Trustees shall be responsible for reviewing and approving or rejecting the investment program presented by the Adviser or such other persons. Subject to the provisions of this Indenture,the Trustees may delegate functions arising under this Section 3.15 to one or more of their number or to the Adviser. 3.16 Power to Contract,Appoint,Retain and Employ. Subject to the provisions of this Indenture, the Trustees shall have full and complete power to appoint, employ, retain, or contract with any person of suitable qualifications and high repute to perform any or all of the following functions under the supervision of the Trustees: (a) Serve as the Trust's investment Adviser administrator or co-administrator pursuant to Article IV; (b) Furnish reports to the Trustees and provide research, economic and statistical data in connection with the Trust's investments; (c) Act as consultants, accountants, technical advisers, attorneys, brokers, underwriters, corporate fiduciaries, escrow agents, depositaries, custodians or agents for collection, insurers or insurance agents, registrars for Shares or in any other capacity deemed by the Trustees to be necessary or desirable; (d) Investigate, select, and, on behalf of the Trust, conduct or engage others to manage relations with persons acting in such capacities and pay appropriate fees to, and enter into appropriate contacts with, or employ, or retain services performed or to be performed by, any of them in connection with the investments acquired, sold, or otherwise disposed of, or committed, negotiated, or contemplated to be acquired, sold or otherwise disposed of; (e) Substitute any other person possessing the same minimum qualifications for any such person, such replacement to be made in the same manner as the original selection; (f) Act as attorney-in-fact or agent in the purchase or sale or other disposition of investments, and in the handling, prosecuting or other enforcement of any lien or security securing investments; and (g) Assist in the performance of such ministerial functions necessary in the management of the Trust as may be agreed upon with Trustees. 3.17 Indemnification. Upon advice of counsel,the Trustees shall have full and complete power, to the extent of Trust property (as provided in Section 6.1) and as permitted by applicable laws, to indemnify or enter into agreements with respect to indemnification with any person with whom the Trust has dealings, to such extent as the Trustees shall determine in accordance with law. The Trust is authorized to purchase insurance to provide such indemnification. 4812-8920-8905.2 1 0 3.18 Remedies. Notwithstanding any provision in this Indenture,when the Trustees deem that there is a significant risk that an obligor to the Trust may default or is in default under the terms of any obligation to the Trust, the Trustees shall have full and complete power to pursue any remedies permitted by law which, in their sole judgment, are in the interests of the Trust, and the Trustees shall have full and complete power to enter into any investment, commitment or obligation of the Trust resulting from the pursuit of such remedies as are necessary or desirable to dispose of property acquired in the pursuit of such remedies. 3.19 Further Powers.The Trustees shall have full and complete power to take all actions, do all such matters and things and execute all such agreements, documents and instruments as they deem necessary, proper or desirable in order to carry out, promote or advance the interests and purposes of the Trust although such actions, matters or things are not herein specifically mentioned. Any determination as to what is in the best interests of the Trust made by the Trustees in good faith shall be conclusive. In construing the provisions of this Indenture, the presumption shall be in favor of a grant of power to the Trustees. No provision in this Indenture,however, may be interpreted or construed in a manner which alters or reduces the duties of the Trustees to act as fiduciaries of the Trust. The Trustees shall not be required to obtain any court order to deal with the Trust Property. ARTICLE IV- INVESTMENT ADVISER AND ADMINISTRATOR 4.1 Appointment. The Trustees are responsible for implementing the investment policy and program of the Trust and for supervising the officers, agents, employees, investment advisers, administrators, distributors, and independent contractors of the Trust. The Trustees are not required personally to conduct all of the routine business of the Trust and, consistent with their ultimate responsibility as stated herein, the Trustees may appoint, employ or contract with an Adviser and an Administrator, and may grant or delegate such authority to the Adviser and the Administrator or to any other Person whose services are obtained by the Adviser or the Administrator, as the Trustees may, in their sole discretion, deem to be necessary or desirable for the efficient management of the Trust, without regard to whether such authority is normally granted or delegated by Trustees or other fiduciaries. 4.2 Duties of the Adviser. The duties of the Adviser shall be those set forth in an Investment Advisory Agreement to be entered into between the Trust and the Adviser. Such duties may be modified by the Trustees, from time to time, by the amendment of the Investment Advisory Agreement subject to the limitations contained therein. Subject to the terms of this Indenture,the Trustees may authorize the Adviser to effect purchases, sales, or exchanges of Trust Property on behalf of the Trustees or may authorize any officer, employee, agent or Trustee to effect such purchases, sales, or exchanges pursuant to recommendations of the Adviser, all without further action by the Trustees. Any and all of such purchases, sales, and exchanges shall be deemed to be authorized by all the Trustees. The Investment Advisory Agreement may authorize the Adviser to employ other persons to assist it in the performance of its duties. The Investment Advisery Agreement shall provide that it may be terminated without cause and without the payment of any penalty by the Trust on no less than sixty (60) days' written notice to the Adviser. Nothing in this Indenture or in the Investment Advisory Agreement shall limit or impair the right of the Trustees to terminate the said Investment Advisory Agreement for cause, or to suspend the authority of the Adviser to act for or on behalf of the Trust immediately upon written notice to the Adviser, upon a 4812-8920-8905.2 1 1 showing of reasonable cause to believe that the Adviser has committed a material breach of the Investment Advisory Agreement or any of its fiduciary obligations to the Trust. 4.3 Duties of the Administrator. The duties of the Administrator shall be those set forth in an Administration Agreement to be entered into between the Trust and the Administrator. Such duties may be modified by the Trustees, from time to time, by the amendment of the Administration Agreement. The Administration Agreement may authorize the Administrator to employ other persons to assist it in the performance of its duties. The Administration Agreement shall provide that it may be terminated without cause and without the payment of any penalty by the Trust on no less than sixty (60) days' written notice to the Administrator. Nothing in this Indenture or in the Administration Agreement shall limit or impair the right of the Trustees to terminate the said Administration Agreement for cause, or to suspend the authority of the Administrator to act for or on behalf of the Trust immediately upon written notice to the Administrator, upon a showing of reasonable cause to believe that the Administrator has committed a material breach of the Administration Agreement or any of its fiduciary obligations to the Trust. 4.4 Successors. In the event that, at any time, the position of Adviser or of Administrator shall become vacant for any reason, the Trustees may appoint, employ or contract with a successor Adviser or Administrator. ARTICLE V - INVESTMENTS 5.1 Statement of Investment Policy and Objective. Subject to the prohibitions and restrictions contained in Section 5.2 hereof, the general investment policy and objective of the Trustees shall be to provide to the Participants safety of capital, liquidity of funds, and investment income, in that order, by investing in Permitted Investments in accordance with this Indenture and any other applicable provisions of law, as the same may be amended from time to time. 5.2 Restrictions Fundamental to the Trust. Notwithstanding anything in this Indenture which may be deemed to authorize the contrary, the Trust: (a) May not make any investment other than investments authorized by this Indenture, which constitute Permitted Investments and which are consistent with the investment policies and procedures set forth in the Information Statement and which are described therein, as the same shall may be amended from time to time; (b) May not borrow money or incur indebtedness except as a temporary measure to facilitate withdrawal requests which might otherwise require unscheduled dispositions of portfolio investments, and only as and to the extent permitted by law; (c) May not make loans,provided that the Trust may make Permitted Investments (which may include securities lending); and (d) May not hold or provide for the custody of any Trust Property in a manner not authorized by law. 5.3 Amendment of Restrictions. The restrictions set forth in Section 5.2 hereof are 4812-8920-8905.2 ,12 fundamental to the operation and activities of the Trust and may not be changed without the consent of a majority of the Participants, except that such restrictions may be changed by the Trustees, without Participant consent, when necessary to conform the investment program and activities of the Trust to the laws of the State of Colorado and the United States of America as they may from time to time be amended. ARTICLE VI - LIMITATIONS OF LIABILITY 6.1 Liability to Third Persons. No Participant shall be subject to any personal liability whatsoever, in tort, contract or otherwise to any person or persons other than the Trust in connection with Trust Property or the affairs of the Trust; and no Trustee, officer, employee or agent (including without limitation, the Adviser, the Administrator, and the Custodian) of the Trust shall be subject to any personal liability whatsoever in tort, contract or otherwise, to any person or persons other than the Trust in connection with Trust Property or the affairs of the Trust, except that each shall be liable for its, his or her bad faith, willful misconduct, gross negligence or reckless disregard of its, his or her duties or for its, his or her failure to act in good faith in the reasonable belief that its, his or her action was in the best interests of the Trust, and except that the Adviser and the Administrator shall each have liability for its, his or her failure to take reasonable measures to restrict investments of Trust Property to those permitted by law and this Indenture. All persons other than the Trust shall look solely to the Trust Property for satisfaction of claims of any nature arising in connection with the affairs of the Trust. If any Participant, Trustee, officer, employee or agent (including, without limitation, the Adviser, the Administrator, and the Custodian) of the Trust is made a party to any suit or proceedings to assert or enforce any such liability, it,he or she shall not on account thereof be held to any personal liability. Provided, further, that notwithstanding anything in the foregoing to the contrary, any vendor, Adviser, consultant, administrator, etc., employed by or under contract with the Trust, shall be responsible to the Trust and its Participants as intended beneficiaries, to perform in accordance with the standards imposed in a contract with such party, by operation of law. 6.2 Liability to the Trust or to the Participants. No Trustee, officer, employee or agent (including, without limitation, the Adviser, the Administrator and the Custodian) of the Trust shall be liable to the Trust or to any Participant, Trustee, officer, employee or agent (including, without limitation, the Adviser, the Administrator, and the Custodian) of the Trust for any action or failure to act (including, without limitation, the failure to compel in any way any former or acting Trustee to redress any breach of trust) except for its, his or her own bad faith, willful misfeasance, gross negligence or reckless disregard of its,his or her duties, and except that the Adviser shall have liability for the failure to take reasonable measures to restrict investments of Trust Property to those permitted by law and this Indenture;provided, however, that the provisions of this Section 6.2 shall not limit the liability of any agent (including, without limitation, the Adviser, the Administrator, and the Custodian) of the Trust with respect to breaches by it of a contract between it and the Trust. 6.3 Indemnification. (a) As used in this Section 6.3: (1) "Trust Representative" means an individual who is or was a Trustee, officer, 4812-8920-8905.2 13 employee, or agent (including without limitation the Adviser, the Administrator, and the Custodian). (2) "Expenses" includes attorney fees. (3) "Liability" means the obligation to pay a judgment, settlement, penalty, fine, or reasonable expense incurred with respect to a proceeding. (4) "Party" includes an individual who was, is, or is threatened to be named a defendant or respondent in a proceeding. (5) "Proceeding" means any threatened, pending or completed action, suit, or proceeding, whether civil, criminal, administrative, or investigative, and whether formal or informal. (b) Except as provided in subsection(c)hereof,the Trust shall indemnify against liability incurred in any proceeding by an individual made a party to the proceeding because of his status as a Trust Representative if he or she conducted him or herself in good faith, and (i) he or she reasonably believed that his or her conduct was in the Trust's best interests or, (ii) in the case of a criminal proceeding, he or she had no reasonable cause to believe his or her conduct was unlawful. (c) In no event may the Trust indemnify the Adviser or the Administrator for expenses or liability arising out of any willful or negligent violation by either of them of the restrictions on investments of the Trust Property. Further, the Trust shall not indemnify any Trust Representative under this Section either(i) in connection with a proceeding by or in the right of the Trust in which the Trust Representative was adjudged liable to the Trust, or(ii) in connection with any proceeding charging improper personal benefit to him or her, in which such person was adjudged liable on the basis that such personal benefit was improperly received by him or her in connection with a proceeding by or in the right of the Trust. Indemnification is in all cases limited to reasonable expenses incurred. (d) Except as provided in subsection (c) of this Section, the termination of any proceeding by judgment, order, settlement, or conviction, or upon a plea of nolo contendere or its equivalent, is not of itself determinative that the individual did not meet the standard of conduct set forth in subsection (b) of this Section. (e) No indemnification shall be made unless and until a specific determination has been made that indemnification is authorized under this Section 6.3. Such determination shall be made by the Trustees by a majority vote of a quorum, which quorum shall consist of Trustees not parties to the proceeding. If such quorum cannot be obtained, the determination shall be made by a majority vote of a committee of Trustees designated by the Trustees, which committee shall consist of two or more Trustees not party to the proceeding. Trustees who are parties to the proceeding may participate in designating Trustees for the committee. If the said quorum cannot be obtained or the committee cannot be established, or if such quorum is obtained or committee is designated and such quorum or committee so directs, the determination may be made by independent legal 4812-8920-8905.2 14 counsel selected by a vote of the Trustees or the committee as specified above. If independent counsel determines that indemnification is required under this Section, authorization of indemnification and evaluation as to reasonableness of expenses shall be made by the body that selected such counsel. (f) The Trust may pay for or reimburse the reasonable expenses incurred by a Trust Representative who is a party to a proceeding in advance of final disposition thereof if(i) the Trust Representative furnishes the Trust a written affirmation of his good faith belief that he or she has met the standard of conduct described in subsection (b) of this Section and a written undertaking executed personally to repay the advance if it is ultimately determined that indemnification is not authorized under this Section, and (ii) it is determined as provided in subsection (e) above that the facts then known would not preclude indemnification under this Section. (g) Any indemnification of or advance of expenses to a Trust Representative pursuant to this Section shall be reported in writing to the Participants as soon as practicable, if such indemnification of or advance of expenses arises out of a proceeding by or on behalf of the Trust. (h) No Trust Representative entitled to indemnification may take or be paid the same except out of the earnings of the Trust, and no Participant shall be personally liable to any such Trust Representative for all or any portion of such indemnity. 6.4 Surety Bonds. No Trustee shall, as such, be obligated to give any bond or surety or other security for the performance of any of his duties. 6.5 Apparent Authority. No purchaser, seller, transfer agent or other person dealing with the Trustees or any officer, employee or agent of the Trust shall be bound to make any inquiry concerning the validity of any transaction purporting to be made by the Trustees or by such officer, employee or agent or make inquiry concerning or be liable for the application of money or property paid, transferred or delivered to or on the order of the Trustees or of such officer, employee or agent. 6.6 Representative Capacity; Recitals. Any written instrument creating an obligation of the Trust shall be conclusively taken to have been executed by a Trustee or an officer, employee or agent of the Trust only in his capacity as a Trustee under this Indenture or in his or her capacity as an officer, employee or agent of the Trust. Any written instrument creating an obligation of the Trust shall refer to this Indenture and shall contain a recital to the effect that the obligations thereunder are not personally binding upon, nor shall resort be had to the property of, any of the Trustees, Participants, officers, employees or agents of the Trust, and that only the Trust Property or a specific portion thereof shall be bound, and such written instrument may contain any further similar recital which may be deemed appropriate; provided however, that the omission of any recital pursuant to this Section 6.6 shall not operate to impose personal liability on any of the Trustees, Participants, officers, employees or agents of the Trust, or to void any obligations created in the instrument. 6.7 Reliance on Experts. Each Trustee, officer and employee of the Trust shall, in the performance of his or her duties, be fully and completely justified and protected with regard to any act or any failure to act resulting from reliance in good faith upon the books of account or 4812-8920-8905.2 15 other records of the Trust, upon an opinion of counsel or upon reports made to the Trust by any of its officers or employees or by the Adviser, the Administrator, the Custodian, accountants, appraisers or other experts or consultants selected with reasonable care by the Trustees or officers of the Trust. 6.8 Insurance. The Trustees shall obtain general and official liability and property damage insurance, errors and omission insurance and such other insurance as the Trustees may deem advisable for the protection of the Trust Property and the Trustees, Treasurers officers and employees of the Trust in the operation and conduct of the Trust in such amounts as the Trustees deem adequate to ensure against all claims and liabilities of every nature, to the extent such insurance may be available at reasonable rates. The cost of any and all such insurance shall be paid from Trust property as an expense of administration of the Trust. ARTICLE VII - INTERESTS OF PARTICIPANTS 7.1 Beneficial Interest. The interest of the beneficiaries hereunder shall be divided into transferable units to be called Shares, all of one series except as permitted by Section 7.10, without par value. The number of Shares authorized hereunder is unlimited. Except as otherwise permitted under Section 7.10 hereof,each Share shall represent an equal proportionate interest in the net assets of the applicable series within the Trust. All Shares issued hereunder including, without limitation, Shares issued in connection with a dividend in Shares or a split of Shares, shall be fully paid and nonassessable. 7.2 Title to Trust Property. Title to the Trust Property of every description and the right to conduct any affairs herein described are vested in the Trustees on behalf, and for the beneficial interest,of the Participants, and the Participants shall have no individual interest therein other than the beneficial interest conferred hereby and measured by their Shares, and they shall have no right to call for any partition or division of any property, profits, rights or interests of the Trust nor can they be called upon to share or assume any losses of the Trust or suffer an assessment of any kind by virtue of the allocation of Shares to them, except as expressly provided in this Indenture. Provided, further, that this provision shall not be interpreted or construed to modify or limit any of the rights of Participants expressed anywhere else in this Indenture or as provided by law. The beneficial interest hereunder measured by the Shares shall not entitle a Participant to preference, preemptive, appraisal, conversion, or exchange rights of any kind with respect to the Trust or the Trust Property, except as the Trustees may determine. 7.3 Evidence of Investment. Evidence of each Participant's investment shall be reflected in a Share Register maintained by or on behalf of the Trust in accordance with Section 8.1 hereof, and the Trust shall not be required to issue certificates as evidence of Share allocation. 7.4 Redemptions. In case any Participant at any time desires to dispose of its Shares, it may deposit a written request or other such form of request as the Trustees may from time to time authorize, at the office of the transfer agent or at the office of any bank or trust company, either in or outside of Colorado which is a member of the Federal Reserve System and which the transfer agent has designated by the Trust for that purpose, together with an irrevocable offer in writing in a form acceptable to the Trustees to have the Shares redeemed by the Trust at the net asset value thereof per share, next determined as provided in the Information Statement after such deposit. Payment for 4812-8920-8905.2 16 redemption shall be made to the Participants within the number of business days specified in the Trust's current Information Statement, unless the date of payment is postponed pursuant to Section 7.5 hereof, in which event payment may be delayed beyond such period. 7.5 Suspension of Redemption; Postponement of Payment. Each Participant, by its adoption of this Indenture, agrees that the Trustees may, without the necessity of a formal meeting of the Trustees, temporarily suspend the right of redemption or postpone the date of payment for withdrawal of funds from the Trust for the whole or any part of any period; (a) During which there shall have occurred any state of war, national emergency, act of God,banking moratorium or suspension of payments by banks in the State of Colorado or any general suspension of trading or limitation of prices on the New York Stock Exchange or the American Stock Exchange(other than customary week-end and holiday closing); or (b) During which any emergency situation exists, as a result of which disposal by the Trust of Trust Property is not reasonably practicable because of the substantial losses which might be incurred, or it is not reasonably practicable for the Trust fairly to determine the value of its net assets. Such suspension or postponement shall not alter or affect a Participant's beneficial interest hereunder or the accrued interest and earnings thereon. Such suspension or payment shall take effect at such time as the Trustees shall specify but not later than the close of business on the business day next following the declaration of suspension, and thereafter there shall be no right of redemption or payment until the Trustees shall declare the suspension or postponement at an end, except that the suspension or postponement shall terminate in any event on the first day on which the period specified in subsection (a) or in this subsection (b) shall have expired, as to which the determination of the Trustees shall be conclusive. In the case of a suspension of the right of redemption or a postponement of payment to a Participant, a Participant may either (i) withdraw its request for redemption or(ii)receive payment based on the net asset value next determined after the termination of the suspension. 7.6. Redemptions to Reimburse Trust for Loss on Nonpayment for Shares or for Other Charges. The Trustees shall have the power to redeem Shares owned by any Participant to the extent necessary(i)to reimburse the Trust for any loss it has sustained by reason of the failure of such Participant to make full payment for Shares purchased by such Participant, or(ii)to collect any charge relating to a transaction effected for the benefit of such Participant which is applicable to Shares as provided in the Information Statement. Any such redemption shall be effected at the redemption price determined in'accordance with Section 7.4. hereof 7.7. Redemptions Pursuant to Constant Net Asset Value Policy. The following provisions shall apply to any series or portfolio of investments of the Trust during any period that the Trustees,in their discretion,establish a policy of maintaining a constant net asset value per Share. If for any reason the net income of the Trust attributable to such Shares invested in the same portfolio shall, at the time of any determination thereof in accordance with the provisions set forth in the Information Statement be a negative amount,then the Trustees shall have power to cause the number of outstanding Shares of such series or portfolio to be reduced by requiring each Participant to contribute to the capital of the Trust such Participant's proportionate part of the total number of 4812-8920-8905.2 17 Shares which have an aggregate current net asset value equal as nearly as may be practicable to the amount of the Trust's net loss in respect of such series or portfolio. Each Participant, by becoming a registered holder of Shares, agrees to make any such contribution which may be required. 7.8. Redemptions in Kind. Payment for Shares redeemed pursuant to Section 7.4. may, at the option of the Trustees, or such officer or officers as they may duly authorize for the purpose, in their complete discretion be made in cash,or in kind, or partially in cash and partially in kind.In case of payment in kind, the Trustees, or their delegate, shall have absolute discretion as to what security or securities shall be distributed in kind and the amount of the same,and the securities shall be valued for purposes of distribution at the figure at which they were appraised in computing the net asset value of the Shares. 7.9 Defective Redemption Requests. In the event that a Participant shall submit a request for the redemption of a greater amount than is then allocated to such Participant, such request shall not be honored and, each Participant, by its adoption of this Indenture, agrees that the Trustees shall have full and complete power to redeem no more than the proportionate amount allocated to such Participant, at a redemption price determined in accordance with Section 7.4 hereof, sufficient to reimburse the Trust for any fees, expenses, costs or penalties actually incurred by the Trust as a result of such defective redemption request. 7.10 Series or Class Designations. The Trustees, in their discretion, may authorize the division of Shares into two or more series, and within a series into two or more classes, and the different series or classes shall be established and designated, and the variations in the relative rights and preferences as between the different series or classes within a series shall be fixed and determined by the Trustees; provided that, all Shares shall be identical except there may be variations so fixed and determined between different series or classes within a series as to purchase price, right of redemption and the price, terms and manner of redemption, special and relative rights as to distributions on liquidation, conversion rights, and conditions under which the several series or classes shall have separate voting rights and separate investment restrictions. ARTICLE VIII - RECORD OF SHARES 8.1 Share Register. The Share Register shall be kept by or on behalf of the Trustees, under the direction of the Trustees, and shall contain (i) the names and addresses of the Participants (including both a post office address for regular United States mail and a valid electronic mail address), (ii) the number of Shares representing their respective beneficial interests hereunder, and (iii) a record of all allocations and redemptions thereof. Such Share Register shall be conclusive as to the identity of the Participants to which the Shares are allocated. Only Participants whose allocation of Shares are recorded on such Share Register shall be entitled to receive distributions with respect to Shares or otherwise to exercise or enjoy the rights and benefits related to the beneficial interest hereunder represented by the Shares. No Participant shall be entitled to receive any distribution, nor to have notices given to it as herein provided, until it has given its appropriate address to such officer or agent of the Trust who shall keep the Share Register for entry thereon. 8.2 Registrar. The Trustees shall have full and complete power to employ a registrar. Unless otherwise determined by the Trustees the Share Register shall be kept by the Administrator 4812-8920-8905.2 18 which shall serve as the registrar for the Trust. The registrar shall record the original allocations of Shares in the Share Register. Such registrar shall perform the duties usually performed by registrars of certificates and shares of stock in a corporation, except as such duties may be modified by the Trustees. 8.3 Owner of Record. No Person becoming entitled to any Shares in consequence of the merger,reorganization, consolidation,bankruptcy or insolvency of any Participant or otherwise, by operation of law, shall be recorded as the Participant to which such Shares are allocated and shall only be entitled to the redemption value of such Shares. Until the person becoming entitled to such redemption value shall apply for the payment thereof and present any proof of such entitlement as the Trustees may in their sole discretion deem appropriate, the Participant of record to which such Shares are allocated shall be deemed to be the Participant to which such Shares are allocated for all purposes hereof, and neither the Trustees nor the registrar nor any officer or agent of the Trust shall be affected by any notice of such merger, reorganization, consolidation, bankruptcy, insolvency or other event. 8.4 No Transfers of Shares. The beneficial interests measured by the Shares shall not be transferable, in whole or in part, other than to a Local Government,or the Trust itself for purposes of redemption. Any attempted transfer to any other person shall be void and of no effect. 8.5 Limitation of Fiduciary Responsibility.The receipt of the Participant in whose name any Share is recorded or of any party or agent in whose name any Share is recorded for the benefit of the Participant shall be a sufficient discharge for all moneys payable or deliverable in respect of such Shares and from all liability to see to the proper application thereof. 8.6 Notices. Any and all notices to which Participants are hereunder entitled and any and all communications shall be deemed duly served or given if (a) mailed, postage prepaid, addressed to Participants of record at their last known post office addresses, or(b) sent by electronic mail addressed to the Participants of record at their last known electronic mail address, in each case as recorded in the Share Register provided for in Section 8.1 hereof. Copies of such notices shall be provided to the Participant's Designee. ARTICLE IX —RECORDS AND REPORTS 9.1 Inspection of Records. The records of the Trust shall be open to inspection by any Participant at all reasonable business hours. The Trustees shall use their best efforts to communicate administrative and investment decisions to Participants through a website to be established by the Trust. 9.2 Reports. The Trustees shall cause to be prepared at least annually: (i) a report or statements of financial operations of the Trust; (ii) an opinion of an independent certified public accountant on such report or financial statements based on an examination of the books and records of the Trust; and(iii)such other information as may be required by the Investment Pooling Act or by Rules and regulations promulgated thereunder. A signed copy of such report and opinion shall be filed with the Trustees within one hundred twenty (120) days after the close of the period covered thereby. The Trustees shall cause copies of the annual report to be delivered to the Participants of record within one hundred twenty(120)days after the close of the period covered thereby. 4812-8920-8905.2 19 In addition, the Trustees shall furnish to the Participants at least quarterly an interim report containing such information as may be required by statute or regulation. ARTICLE X - TRUSTEES AND OFFICERS 10.1 Number, Qualification and Succession of Trustees. (a) The governing body of the Trust shall be the Board of Trustees, the membership of which shall be determined as herein provided and as provided in the By-Laws. (b) The number of Trustees shall be fixed from time to time by resolution of the Trustees; provided that,the number of Trustees shall be at no time less than three (3)or more than fifteen(15). No reduction in the number of Trustees shall have the effect of removing any Trustee from office prior to the expiration of his or her term. (c) The majority of Trustees shall be Designees of Participants. Any Trustee who at the time of election or appointment is not a Designee of a Participant is referred to herein as a "Non- Designee Trustee." The number and qualifications of Non-Designee Trustees shall be as provided in the By-Laws. If a Designee of a Participant serves as a Trustee, and ceases to be a Designee, such person shall no longer be qualified to serve as a Trustee,and shall not,by virtue of ceasing to qualify as a Designee,be deemed to be a Non-Designee Trustee. The Trustees shall be natural persons. (d) Trustees shall be elected or appointed as provided in Section 10.4 hereof. No such election or appointment shall become effective, however, until the elected or appointed person qualifies for such office by delivering to the President of the Board of Trustees a writing signed by him or her (i) accepting such election or appointment, and (ii) agreeing to be bound by the terms of this Indenture. Qualification must be completed within twenty (20) days after such person is notified of his or her appointment or election, and failure to meet this requirement shall void the appointment or election. (e) Whenever a vacancy in the number of Trustees shall occur until such vacancy is filled, the Trustees or Trustee continuing in office, regardless of their number, shall have all the powers granted to the Trustees and shall discharge all the duties imposed upon the Trustees by this Indenture. (f) Upon the appointment or election and qualification of any person to the office of Trustee, the Trust Property shall vest in such new Trustee without necessity of any further act or conveyance. 10.2 Signatory Local Governments and Trustees. In accordance with Section 10.1(b), by the execution of this Indenture, the Signatory Local Governments appoint the following persons as initial Trustees (the "Initial Trustees"): • John Lefebvre, Treasurer, Weld County • Rick Hinman,Asset and Revenue Manager, Centennial Water& Sanitation District 4812-8920-8905.2 20 • Stephanie Stanley, Financial and Budgeting Analysis Manager, Highlands Ranch Metro District • Jean Kinney, Treasurer, City of Fort Morgan The Initial Trustees shall have all the powers of Trustees provided herein and shall have the power to appoint up to seven (7) additional Trustees, to serve until the Board of Trustees has been elected in accordance with Section 10.4 hereof. The initial terms of the Initial Trustees shall be as follows: John Lefebvre's term shall be three years, Stephanie Stanley's term shall be three years,Rick Hinman's term shall be two years, and Jean Kinney's term shall be one year. All terms of the Initial Trustees following their initial terms shall be three year terms, as set forth in section 10.4 of this Indenture. 10.3 Vacancies. (a) A Trustee's office shall be deemed vacant upon the occurrence of any one of the following events: (i) If a person who was duly appointed or elected fails, neglects or refuses to qualify for office within twenty (20) days after the date he or she is notified of such appointment or election; (ii) If a person who was duly appointed submits a written resignation to the Board of Trustees; (iii) If a person who was duly appointed becomes disabled or dies during his or her term of office, or for whom a guardian or conservator has been appointed; (iv) If a person who was duly appointed ceases to meet the requirements for the office of Trustee, as provided herein and in the By-Laws; (v) If a person who was duly appointed is convicted of a felony or is or becomes the subject of an Order for Relief entered pursuant to the United States Bankruptcy Code (11 U.S.C. § 101 et seq.); (vi) If a court of competent jurisdiction voids the appointment or removes a person duly appointed for any cause whatsoever, but only after his or her right to appeal has been waived or otherwise exhausted; or (vii) If the person who was duly appointed is removed from office pursuant to Section 10.5 hereof. (b) No vacancy in the office of any Trustee shall operate to annul this Indenture or to revoke any existing agency created pursuant to the terms of this Indenture, and title to any Trust Property held in the name of such Trustee and the other Trustees or otherwise, shall, in the event of a vacancy in the office of such Trustee, vest in the continuing or surviving Trustees without 4812-8920-8905.2 21 necessity of any further act or conveyance. In the case of a vacancy, the majority of the Board continuing in office acting by resolution, may fill such vacancy. 10.4 Elections and Appointments; Term of Office. (a) Except for the initial terms of the Initial Trustees set forth in section 10.2 of this Indenture, and except as provided in subsection 10.4(c) of this Indenture, Trustees are elected for overlapping terms of three years by a majority vote of the voting Shares, as set forth in section 2.7 of this Indenture, entitled to vote at an annual meeting or voting in an annual vote of Participants, herein called an "Annual Election." Trustees may succeed themselves in office. Candidates shall be nominated as provided in the By-Laws. The candidate(s) with the highest number of votes will be elected. The Board shall, at the next meeting following the election,review the election returns and declare the appropriate candidate(s) elected. (b) A Trustee remains in office until a vacancy occurs in his or her office as provided in Section 10.3 hereof, or until his or her successor is duly appointed and qualifies for office. (c) At any time the Board increases the number of Trustees, it shall by the same action specify the number and length of the terms of newly added Trustees. The Board shall have discretion to set the length of the Initial term of each newly added Trustee,but in no event may the initial term exceed three years, and each term following an initial term shall be for a period of three years. The selection of Trustees to newly Board shall maintain as nearly equal as possible the number of three- year terms to be filled at each subsequent Annual Election. 10.5 Resignation and Removal. (a) Any Trustee may resign (without need for prior or subsequent accounting) by an instrument in writing signed by him or her and delivered to the President and such resignation shall be effective upon such delivery or at a later date according to the terms of the notice. (b) Any Trustee may be removed with or without cause by action of two-thirds of the other Trustees. (c) Upon ceasing to be a Trustee, such person shall execute and deliver such documents as the remaining Trustees shall require for the purpose of conveying to the Trust or the remaining Trustees any Trust Property held in the name of the resigning or removed Trustee. Upon the incapacity or death of any Trustee, his or her legal representative shall execute and deliver on his or her behalf such documents as the remaining Trustees shall require as provided in the preceding sentence. 10.6 Officers and Advisers. The Trustees shall annually designate a President who shall be the Chief Executive Officer of the Trust and a Vice President, who shall have such duties as the Trustees shall deem advisable and appropriate. The Trustees may elect or appoint, from among their number or otherwise, a Treasurer and a Secretary, who shall have such powers, duties and responsibilities as the Trustees may deem to be advisable and appropriate. The Trustees may elect or appoint, from among their number or otherwise, or may authorize the President to appoint, one or more Assistant Secretaries and Assistant Treasurers, and such other officers or 4812-8920-8905.2 22 agents, who shall have such powers, duties and responsibilities as the Trustees may deem to be advisable and appropriate. Two or more offices, except those of President and Vice President, may be held by the same person. 10.7 By-Laws; Quorum of Trustees. (a) The Trustees may adopt and, from time to time; amend or repeal By-Laws for the conduct of the business of the Trust, and in such By-Laws, among other things, may define the duties of the respective officers, agents, employees and representatives of the Trust. Notwithstanding the foregoing, absent adoption of By-Laws addressing the same, the Trustees may define the duties of the respective officers, agents, employees and representatives of the Trust, and such other matters regarding administration of the Trust not specifically addressed in this Indenture,by resolution of the Board of Trustees. (b) A quorum for the purposes of any meeting or vote of the Trustees shall consist of a majority of the Trustees entitled to vote at a meeting of the Board of Trustees. ARTICLE XI - DETERMINATION OF NET ASSET VALUE AND NET INCOME: DISTRIBUTIONS TO PARTICIPANTS 11.1 Net Asset Value. The net asset value of each allocated Share of the Trust shall be determined by the method and frequency established by the Trustees and shall be set forth in an Information Statement as the same may be amended from time to time. The duty to make the calculations may be delegated by the Trustees to the Adviser, the Administrator, the Custodian or such other person as the Trustees by resolution may designate. 11.2 Retained Reserves. The Trustees may retain from the earnings of the Trust such amount as they may deem necessary to pay the debts and expenses of the Trust and to meet other obligations of the Trust, and the Trustees shall also have the power to establish such reasonable reserves from earnings as they believe may be required to protect the Trust and the Participants against contingent liabilities. ARTICLE XII— CUSTODIAN 12.1 Duties. The Trustees shall employ a bank or trust company organized under the 1 aws of the United States of America or of the State of Colorado as Custodian with authority as its agent,but subject to such restrictions,limitations and other requirements,if any,as may be contained in this Indenture, the By-Laws of the Trust or otherwise determined by resolution of the Board of Trustees, to perform the duties set forth in the Custodian Agreement to be entered into between the Trust and the Custodian. Such Custodian must be designated as an "eligible public depository" as provided in the PDPA. 12.2 Appointment. The Trustees shall have the power to select and appoint the Custodian for the Trust. The Custodian Agreement may be terminated at any time without cause and without 4812-8920-8905.2 23 the payment of any penalty by the Trust on not less than sixty (60) days' written notice to the Custodian. 12.3 Disbursement and Collection Agent. The Trustees may also authorize the employment of a Disbursement and Collection Agent from time to time to perform acts and services upon such terms and conditions, as may be agreed upon between the Custodian and said agent and approved by the Trustees;provided, however, that, in every case, such Disbursement and Collection Agent shall be a bank or trust company duly organized under the laws of the United States of America or one of the states thereof and shall be a state-designated"eligible public depository." 12.4 Successors. In the event that at any time the Custodian or the Disbursement and Collection Agent shall resign or shall be terminated pursuant to the provisions of the Custodian Agreement or disbursement and Collection Agreement, the Trustees shall appoint a successor thereto. ARTICLE XIII - RECORDING OF INDENTURE 13.1 Recording. This Indenture and any amendments hereto shall be filed, registered, recorded or lodged as a document of public record in such place or places and with such official or officials as may be required by law or as the Trustees may deem appropriate. An amended Indenture, containing or restating the original Indenture and all amendments theretofore made,may be executed any time or from time to time by a majority of the Trustees and shall, upon filing, recording or lodging in the manner contemplated hereby,be conclusive evidence of all amendments contained therein and may thereafter be referred to in lieu of the original Indenture and the various amendments thereto. ARTICLES XIV AMENDMENTS TO INDENTURE AND PERMITTED INVESTMENTS LIST; TERMINATION OF TRUST; DURATION OF TRUST 14.1 Amendment to Indenture or Permitted Investments List; Termination. (a) The provisions of this Indenture may be amended or altered, or the Trust may be terminated,by a vote of the Participants pursuant to Section 2.7 hereof The Trustees may, from time to time by a two-thirds vote of the Trustees, and after 20 days prior written notice to the Participants, amend or alter the provisions of the Indenture, without the vote or assent of the Participants, which the Trustees, in good faith deem necessary or convenient for the administration and operation of the Trust, to establish and designate additional series or portfolios pursuant to Section 7.10 hereof, or to the extent deemed by the Trustees in good faith to be necessary to conform this Indenture to the requirements of applicable laws or regulations or any interpretation thereof by a court or other governmental agency of competent jurisdiction, but the Trustees shall not be liable for failing so to do.Notwithstanding the foregoing,no amendment may be made pursuant to this Section which would: (i) change any rights with respect to any allocated Shares of the Trust by reducing the amount payable thereon upon liquidation of the series or portfolio or which would diminish or eliminate any voting rights of the Participants, except with the vote or 4812-8920-8905.2 24 written consent of two-thirds of the Participants entitled to vote thereon; (ii) Cause any of the investment restrictions contained herein to be less restrictive without the affirmative vote of a majority of the Participants; (iii) Change the limitations on personal liability of the Participants and Trustees; or (iv) Change the prohibition of assessments upon Participants. A certification signed by a majority of the Trustees setting forth an amendment and reciting that it was duly adopted by the Participants or by the Trustees or a copy of the Indenture, as amended, executed by a majority of the Trustees, shall be conclusive evidence of such amendment. (b) The Trust may be terminated by the vote of the majority of authorized Trustees,subject to the approval of the holders of not less than two-thirds of outstanding Shares, subject to the provisions of Section 2.7 hereof Upon the termination of the Trust pursuant to this Section 14.1(b), (i) the Trust shall carry on no business except for the purpose of winding up its affairs, (ii) the Trustees shall proceed to wind up the affairs of the Trust and all of the powers of the Trustees under this Indenture shall continue until the affairs of the Trust shall have been wound up,including, without limitation, the power to fulfill or discharge the contracts of the Trust, collect its assets, sell, convey, assign, exchange, transfer or otherwise dispose of all or any part of the remaining Trust Property to one or more persons at public or private sale for consideration which may consist in whole or in part of cash, securities or other property of any kind, discharge or pay its liabilities, and do all other acts appropriate to liquidate its affairs, provided, however, that any sale, conveyance, assignment, exchange, transfer, or other disposition of all or substantially all of the Trust Property shall require approval of the principal terms of the transaction and the nature and amount of the consideration by affirmative vote of not less than a majority of the Trustees entitled to vote thereon, and (iii) after paying or adequately providing for the payment of all liabilities, and upon receipt of such releases, indemnities and refunding agreements as they deem necessary for their protection, the Trustees may distribute the remaining Trust Property, in cash or in kind or partly in each, among the Participants according to their respective proportionate allocation of Shares. (c) Upon termination of the Trust and distribution to the Participants as herein provided, a majority of the Trustees shall execute and lodge among the records of the Trust an instrument in writing setting forth the fact of such termination, and the Trustees shall thereupon be discharged from all further liabilities and duties hereunder, and the right, title and interest of all Participants shall cease and be cancelled and discharged. (d) A certification in recordable form signed by a majority of the Trustees setting forth an amendment and reciting that it was duly adopted by the Trustees as aforesaid or a copy of the Indenture, as amended, in recordable form, and executed by a majority of the Trustees, shall be conclusive evidence of such amendment. 14.2 Duration. The Trust shall continue in existence in perpetuity, subject in all respects to the provisions of this Article XIV. 4812-8920-8905.2 25 ARTICLE XV-MISCELLANEOUS 15.1 Governing Law. This Indenture is executed by the Signatory Local Governments and delivered in the State of Colorado and with reference to the laws thereof, and the rights of all parties and the validity, construction and effect of every provision hereof shall be subject to and construed according to the laws of the State of Colorado (without regard to its conflicts of law rules). Venue for any dispute, breach or other legal action relating to the interpretation or implementation of this Indenture shall lie in a court of competent jurisdiction in the City and County of Denver, Colorado. 15.2 Counterparts.This Indenture may be executed in several counterparts,each of which when so executed shall be deemed to be an original, and such counterparts, together, shall constitute but one and the same instrument, which shall be sufficiently evidenced by any such original counterpart. 15.3 Reliance by Third Parties. Any certificate executed by an individual who according to the then current records of the Trust appears to be a Trustee, the Secretary or the Treasurer of the Trust, certifying to (a) the number or identity of Trustees or Participants, (b) the due authorization of the execution of any instrument or writing, (c) the results of any vote of Trustees or Participants, (d) the fact that the number of Trustees or Participants present at any meeting or executing any written instrument satisfies the requirements of this Indenture, or the form of any By-Laws adopted by, or the identity of any officers or any facts which in any manner relate to the affairs of the Trust, shall be conclusive evidence as to the matters so certified in favor of any Person dealing with the Trustees or any of them or the Trust and the successors of such Person 15.4 Provisions in Conflict with Law. The provisions of this Indenture are severable, and if the Trustees shall determine with the advice of counsel that any one or more of such provisions are in conflict with applicable federal or Colorado laws, those conflicting provisions shall be deemed never to have constituted a part of this Indenture,provided, however, that such determination by the Trustees shall not affect or impair any of the remaining provisions of this Indenture or render invalid or improper any action taken or omitted (including, but not limited to, the election of Trustees)prior to such determination. 15.5 Section Headings. Any headings preceding the text of the several Articles and Sections of the Indenture and any table of contents or marginal notes appended to copies hereof, shall be solely for convenience of reference and shall neither constitute a part of this Indenture nor affect its meaning,construction or effect. 15.6 Adoption by Local Government Entities; Written Investment Policies of Participants; Resignation and Withdrawal of Participants. (a) Any Local Government meeting the requirements hereof may become a Participant of this Trust by(i) taking all required official action to adopt to a Resolution authorizing the execution of this Indenture including, without limitation, adopting or otherwise having in effect a written investment policy consistent with this Indenture and the Permitted Investments list or amending or modifying any existing written investment policy not consistent with this Indenture or the Permitted Investments list, and (ii) furnishing the Trustees with satisfactory evidence that such 4812-8920-8905.2 26 official action has been taken. A copy of this Indenture may be adopted by executing a written instrument of adoption in such form as may be prescribed by the Trustees. Delivering an acknowledged copy of such instrument shall constitute satisfactory evidence of the adoption contemplated by this Section. (b) By joining in or adopting this Indenture, each Participant agrees that it will maintain a written investment policy consistent with the provisions of this Indenture and the Permitted Investments list, as each of the same is amended from time to time. (c) Any Participant may resign and withdraw from the Trust by sending a written notice to such effect to the President of the Trust and the Administrator and by requesting the redemption of all Shares then held by it or in accordance with any other procedure authorized by the Trustees or Board of Participants. Such resignation and withdrawal shall become effective upon the receipt thereof by the President of the Trust and the Administrator. No resignation and withdrawal by a Participant shall operate to annul this Indenture or terminate the existence of the Trust. IN WITNESS WHEREOF, the Local Governments of the State of Colorado acting in the capacity of Signatory Local Governments of the Trust have executed this Indenture together with the Trustees by the execution of the addenda, which are attached to this Indenture. By the execution of the addenda, the respective Trustees and Signatory Local Governments are intending to adopt and be bound by the terms of this Indenture. 4812-8920-8905.2 27