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HomeMy WebLinkAboutR10-047 Energy Smart Loan Program Administration Plan•
Commissioner 4~1 moved adoption
of the follord' ng Resolution:
BOARD OF COUNTY COMMISSIONERS
COUNTY OF EAGLE, STATE OF COLORADO
RESOLUTION N0.2010 - ~_
IN THE MATTER OF ADOPTION OF THE ENERGY SMART LOAN PROGRAM
AllMINISTRATIVE PLAN, INCLUDING AUTHORIZATION FOR THE EAGLE COUNTY
TREASURER TO INVEST FUNDS FOR QUALIFIED ENERGY SMART PROJECTS.
WHERE~IS, C.R.S. 30-20-601, et seq., authorizes Colorado counties to create Local
Improvement Districts for the purpose of financing capital improvements for energy efficiency retrofits
and the installation of renewable energy fixtures as defined by statute; and
WHEREAS, The Board of County Commissioners of Eagle County, Colorado ("Board")
established the Energy Smart Limited Improvement District pw-suant to Resolution 2009-I 10; and
WHEREAS, Eagle County voters approved Referendum 2009-1A to allow Eagle County to
incur debt up to ten million dollars ($10,000,000) to provide funding for the Energy Smart Limited
Improvement District; and
WHEREAS, C.R.S. X30-10-708(1) provides that the Board may authorize the County Treasurer
to invest all or any part of the funds and moneys in securities meeting the investment requirements of
C.R.S.~~'24-75-601, et seq.; and
WHEREAS, C.R.S. §24-75-60I(3)(a) provides that such legal investment requirements of
securities do not limit the power of the county to invest any public funds in any security or other
investment permitted under any other valid law of the state; and
WHEREAS, C.R.S.~~'30-I1-107 specifically provides the Board with power to finance capital
improvements for energy efficiency retrofits and the installation of renewable energy fixtures for private
residences and commercial property within the county; and
WHEREAS, C.R.S. §24-75-601.1.6(I) allows for the Treasurer to invest into securities which
mature in excess offive (5) years if so directed by the Board of County Commissioners; and
WHEREAS, the Board has determined that the County Treasurer's utilization of one million
dollars ($1,000,000) from the existing Engle County investment funds for the purpose of providing loans
to Eagle County residents who have received approval under the Energy Smart Loan program is a sound
investment for Eagle County given Chat the amount apportioned for investment in the program is less than
two percent of the County's investment portfolio; the investment will earn the same or greater returns
than it does currently; and that the returns are guaranteed by property tax collection, of which Eagle
County successfully collects over 99%;
Page 1 of 2
• •
NOW, 'THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS
OF THE COUNTY OF EAGLE, STATE OF COLORADO:
'THAT, pursuant to the authority granted by law and for the reasons listed above, the Board of
County Commissioners herein adopts this Energy Smart Loan Program Administrative Plan, and
authorizes the Eagle County Treasurer to invest up to one million dollars ($1,000,000) in the Energy
Smart Loan Program, each individual loan to have a repayment term not to exceed 15 years, as further
described in Exhibit `A', attached hereto and as may be amended from time to time.
'THAT, Staff shall provide comprehensive reports to Che Board of County Commissioners
regarding the program's participation, type, administration, and associated details prior to each $250,000
benchmarks being reached for investment into the program.
THAT, this Resolution is necessary for the public health, safety, and welfare of the County of
Eagle, State of Colorado.
MOVED, READ AND ADOPTED by the Board of County Commis' Hers of the County of
Eagle, State of Colorado, at its regular meeting held the ,~ day of ~ , X010.
COUNTY OF EAGLE, STATE OF COLORADO, By and
Through Its BOARD OF COUNTY COMMISSIONERS
ATTEST: ' ~m.;,~:~
o~
c:
B Y: ~ ~. ;
~ -*
Teak J. Simont n ~ ~ ~
Clerk to the Board of ~~t®t~r.~
County Commissioners ~~
vney, C
Commissioner seconded adoption of the foregoing resolution. The roll having been called,
the vote was as follows:
Commissioner Sara J. Fisher
Commissioner Peter F. Runyon
Commissioner Jon Stavney
This Resolution passed by
County of Eagle, State of Colorado.
~d
vote of the Board of County Commissioner of the
Page 2 of 2
• •
Energy Smart Plan
April 28, 2010
In November 2009, the voters of Eagle County approved Referendum lA to develop the Energy Smart
Loan Program. This approval allows Eagle County to offer financing for energy efficiency and/or
renewable energy improvements, and payments are collected on participating properties through special
assessments upon their property taxes. The program is voluntary and only affects property owners
choosing to participate.
The recommended eligibility, eligible measures, process, special assessment terms, and details are as
follows for the Energy Smart program start up through December 31, 2010 as funds are available:
Participants must be residential property owners in Eagle County, Colorado. Any property that
defaulted on property tax and/or special assessment payments within the past 3 years is not eligible.
Contractors shall be registered with the Better Business Bureau. A 3-year minimum warrantee on
materials and workmanship is required for participating contractors. This will be clearly stated on the
signed contract between the owner and contractor submitted prior to loan initiation.
See attached Appendix A for a full list of eli~,ible measures and required yerformance standards.
1. Applicants must complete an online self-audit at http://hes.lbl.gov/, free Holy Cross
energy audit, OR an energy audit completed by an accredited professional home energy
consultant.
2. A web-based referral process with the Eagle Valley Home Builders Association and/or
Mountain to Mesa Home Builders Association will connect interested participants with
local contractors to complete their desired scope of work.
3. Owner acquires bids for the work to be completed on the home, and selects contractor to
perform the work.
.:t7
• •
4. Owner submits an application online or in person which includes a signed contract
between owner and contractor, a copy of the energy audit, and proof of homeowners
insurance. A I %non-refundable origination fee is paid along with the application.
5. The owner is given a notice to proceed which states. their project is eligible for Energy
Smart funding and that payment will be issued to the contractor in the amount identified
on the application upon completion. The owner has 90 days to complete this scope of
work from the date of the notice to proceed. Extensions will be granted if requested
before this deadline is reached.
6. The owner submits a statement of completion and a copy of the final inspection by the
relevant local authority, based upon existing building department practices. This
statement clearly states that the work is complete and the owner is satisfied with the
improvements made by the contractor. For improvements which do not require
permitting within the underlying jurisdiction, an inspection will be performed by a
representative of the Energy Smart program to ensure that the proposed scope of work
has been completed on the subject property.
7. Payment is forwarded directly to the contractor named on the application in the
contracted amount. Any changes to the original amount on the application require a new
application submittal.
8. The cost of the improvement is attached to the subject property by Eagle County as a
special assessment on the property tax bill. The first payment due on the assessment
would be on the following year's tax notice. The assessment can be paid in two halves
as with the primary property tax amount, in full for the annual amount due, or the entire
assessment may be paid off at any time without prepayment penalty. If the property
ownership changes, the assessment lies with the land unless the remaining balance is
paid off in its entirety.
The terms for the program start up include a fixed 6% interest rate interest rate over a 15-year
amortization. These terms may change as the program develops and evolves. Each residence will have
a minimum limit of $3,000 and a maximum total limit of $30,000.
• While the Limited Improvement District has been established in unincorporated Eagle County to
participate in the program, Towns within Eagle County wishing to participate must opt-in by
passing a town ordinance for property owners within their jurisdiction to participate in the
program.
• Deed restricted homes can participate but must have a letter from the respective authority prior
to participation.
• .
• Condominium owners are eligible with appropriate authorization from their Home Owners
Association, if necessary, for improvement measure(s).
• Do-it-yourselfers may participate but only for materials, not time.
• The program is eligible for existing homes only; not new construction.
• All requirements from the underlying permitting authority shall apply. In any area of conflict,
the more stringent shall apply.
• Any solar rebates will be allocated to the loan buy down prior to the special assessment being
finalized. It is the full responsibility of the owner to complete any paperwork necessary for the
issuance of such rebates. In no case will solar rebates be issued directly to the owner or
contractor for projects participating in the Energy Smart program.
• Any applicable IRS tax credits available to property owners for improvements completed under
the Energy Smart program are the full responsibility of the owner and are not addressed by the
program.
• .Energy use of participating properties would be monitored by local utility districts to
demonstrate general energy use trends before and after participation in the program. No
personal use information would be shared without express written consent of the property owner
or representative.
• All eligible measures are subject to all applicable existing regulations and permitting processes
of the applicable permitting authority of the subject property.
• The listing of eligible measures does not constitute a warranty of any kind. While the eligible
measures are expected to have positive returns on investment and generate positive cash flow
within the term of the special assessment, the Energy Smart Loan Program can not guarantee
energy or cost savings associated with these measures.
•
C~
..
Air Sealin .•
measures should result in final ACH of .35
Air Sealing
Duct Sealing
mastic only
Whole House Fan Must have controls (thermostat or timer, multi-speed). Fan opening must be
ro erl insulated and sealed in winter.
Ventilation
Attic Fan Must have controls (thermostat or timer, multi-speed). Fan opening must be
ro erl insulated and sealed in winter. May be solar-powered.
Heat Recovery Ventilator Must meet Ener Star criteria, no inte ral electric resistance heater.
Attic R-49 minimum re uired in o en attic; cathedral ceilin swill vary.
Wall R-22 minimum
l
l
i
l Floor R-38 minimum
or
nsu
at Ducts R-8 minimum
Perimeter R-10 minimum
Crawlspace Sealed seam and ed a va or barrier. R-10 minimum wall insulation
High Efficiency Furnace AFUE >= 95 %
Boiler AFUE >= 93 %
Heating
Ground Source Heat Pump Closed loop only. Must meet Energy Star: EER >14.1, COP >=3.3. Installer must be
IGSPHA certified.
Programmable Thermostats installed er manufacturer's s ecifications
Coolin Evaporative Cooling installed per manufacturer's s ecifications
.Water Heatin On-Demand/Tankless Energy Factor of 0.82 or hi her (Ener Star listed)
Fixtures/ballasts Hard wired electronic ballasts onl
.'.lighting Timers & Sensors Must be hardwired to electrical service
Home Energy Monitor Must be hardwired to electrical service
Window Repair Reglazing and repair of historic, old growth windows, does not include coatings o
finishes.
Wi
d
D
a
d Exterior windows and glass doors
Re lacements . U .32 maximum
n
ows,
oors,
n
Skyli
h Storm windows Weatherstri in re uired. Total window assembl of U<0.30
g
ts Window Film Must meet Ener Star criteria
Insulating shutters or blinds R-5 minimum for shutters, R-3 for blinds, ro er installation re uired
Insulating exterior doors U-.32 minimum
Solar Hot Water Skylights Replacements only. U .32 minimum
Must be rated by the Solar Rating and Certification Corportation. R-4 minimum
for insulation on collector pipes. NABCEP/COSEIA certified installer.
Solar Photovoltaics NABCEP/COSEIA certified installer.
Small Wind
Pellet Stoves/Boilers Minimum 75% efficiency, 2 rams/hr or less articulate ratin
Pellet Stoves/Boilers
All eligible measures are subject to all applicable existing regulations and permitting processes. Payment will be made to the contractor upon
final inspection by the relevant local authority, based upon exisitng building department practices. Contractors in compliance with relevant
professional regulations are eligible to provide services in the Energy Smart Loan Program. The listing of eligible members does not constitute a
warranty of any kind, nor does the Energy Smart Loan Program guarantee energy or cost savings associated with these measures.