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HomeMy WebLinkAboutR89-118 insurance benefits fo employee by James & Co.i
Commissioner t,) z/ O-L moved adoption
of the following Resolution:
BOARD OF COUNTY COMMISSIONERS
COUNTY OF EAGLE, STATE OF COLORADO
RESOLUTION NO. 89 -112
CONCERNING THE NEGOTIATION BY FRED S. JAMES & COMPANY
OF INSURANCE BENEFITS FOR EAGLE COUNTY EMPLOYEES.
WHEREAS, the Board of County Commissioners offer certain
insurance benefits to employees of the County; and
WHEREAS, those benefits are provided primarily through
insurance coverage provided by CIGNA; and
WHEREAS, the Fred S. James & Company of Colorado, Inc. (the
"James Company ") has "been retained by the Board as a benefits
consultant and has made certain recommendations to the Board
related to employee insurance benefits; and
WHEREAS, the Board desires to restructure the health insurance
benefits provided by amending the insurance coverage.
NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF THE COUNTY OF EAGLE, STATE OF COLORADO:
THAT, the James Company be and hereby is authorized to
negotiate a renewal of the County's current insurance policy with
CIGNA; and
THAT, furthermore, the James Company be and hereby is
authorized to negotiate the following changes and additions to
employee benefits to County employees at the estimated cost
indicated:
1. Increase life insurance and accidental death and
dismemberment coverage value equal to the eligible employee's then
current annual salary at a cost of $0.33 per $100 coverage for
Life, and $0.06 per $100 coverage for AD &D. Rates are subject to
annual review.
2. With regard to medical insurance coverage, add a
requirement for hospital pre- certification and mandatory second
surgical opinion; implement large case management; remove the $750
limit on pre- existing illness benefit; increase pooling point to
$50,000; and remove the family security benefit. The purpose of
these changes is to control future health care expenditures.
3. With regard to dental coverage, increase coverage for
preventive work to ninety percent (900) with no deductible.
4. Provide long -term disability coverage at a rate of sixty
percent (60 %) of then current eligible employee's wage with a 180 -
day -wait, at a cost of $0.54 per $100 of covered wages. Rates are
subject to annual review.
5. Provide business travel accidental death and
dismemberment coverage in the amount of $250,000 per eligible
employee at an annual total cost of $3,100.00.
6. Provide for a "Cafeteria Plan" as defined in IRC Section
125 to allow for employees' contributions for medical and dental
coverage to be made on a pre -tax basis.
7. Change the Plan Year Date to begin December 1, effective
December 1, 1990, to accommodate the County's budget process; and
require that CIGNA provide a 60 -day renewal notice to the County.
8. Amend the CIGNA medical and dental contract to recognize
that when two eligible employees are married to each other, the
employee first covered by the plan shall be considered the
"employee" as defined by CIGNA. The spouse shall be considered a
dependent as defined by CIGNA.
9. Amend the CIGNA medical and dental contract to exclude
employees retiring after January 1, 1990 unless they meet certain
criteria established by the Board. After that date, retirees shall
be treated as any other terminating employee with COBRA
continuation rights. Present retirees who are currently
participating in the plan shall continue to be maintained on the
plan so long as they continue to pay 100% of the cost.
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MOVED, READ AND ADOPTED by the Board of County Commissioners
of the County of Eagle, State of Colorado, at its regular meeting
held they day of November, 1989.
M
COUNTY OF EAGLE, STATE OF
COLORADO, By and Through Its
BOARD COMMISSIONERS
L. Gfsta'9son,`,,h9irman
Georg A. Gates, Commissioner
Dona H. Welch, Commissioner
Commissioner ( seconded adoption of the
foregoing resolution. The roll having been called, the vote was
as follows:
Commissioner
Donald H.
Welch j�cc�i
Commissioner
George A.
Gates
Commissioner
Richard L.
Gustafson
This Resolution passed by 4�/I/14 {m-e("5 vote of the Board of
County Commissioners of the County of Eagle, State of Colorado.
#88 -155
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County Commissioners