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HomeMy WebLinkAboutC17-416 Cigna Health and Life Insurance CompanyAdministrative Services Only Agreement
By and Between
Eagle County, Colorado, a Body Corporate and Politic
"Employer"
And
Cigna Health and Life Insurance Company
"CHLIC"
Effective Date: January 1, 2018
EXCEPT AS PROVIDED BY APPLICABLE LAW, THIS AGREEMENT AND ITS TERMS ARE
PROPRIETARY AND CANNOT BE DISCLOSED WITHOUT THE PERMISSION OF EACH OF THE
PARTIES
C17-416
Table of Contents
Definitions............................................................................................................................................3
Section 1. Term and Termination of Agreement..................................................................................
4
Section 2. Claim Administration and Additional Seryices...................................................................4
Section 3. Funding and Payment of Claims..... ...................................... ................... .........................
5
Section4. Charges................................................................................................................................6
Section 5. Enrollment and Determination of Eligibility.......................................................................6
Section 6. Claim Audits and Confidentiality........................................................................................7
Section 7. Plan Benefit Liability........................................................................... ....... .......
8
Section 8. Modification of Plan and Charges.......................................................................................
8
Section 9. Modification of Agreement.................................................................................................9
Section 10. Laws Governing Agreement ...........................
Section 11. Information in CHLIC Processing Systems......................................................................
9
Section 12. Resolution of Disputes...................................................................................................
9
Section 13. Third Party Beneficiaries.................................................................................................
10
Section14. Waivers....................................................................................................................10
Section15. Headings ...................................... .................................. .............................................. ..10
Section16. Severability......................................................................................................................10
Section 17. Force Majeure.............................................................--...---.---.......---.-----.-- .......... ..........
10
Section 18. Assignment and Subcontracting......................................................................................10
Section19. Notices.................................................................................................... ........................11
Section 20. Identifying Information and Internet Usage....................................................................
I 1
SIGNATURES........................................................................................................... .........13
Schedule of Financial Charges............................................................................................................14
ExhibitA - Plan Booklet.. ............ ......................................................................................................27
ExhibitB — Services............................................................................................................................28
......................................
Exhibit C — Claim Audit Agreement (Sample) ..... ............................... .........35
Exhibit D — Privacy Addendum................................................................................................ --.38
Exhibit E — Conditional Claim./Subrogation Recovery Services............................................:............44
Appendix A — Pharmacy Benefit Management Services....................................................................46
Appendix B - Cigna Home Delivery Pharmacy Specialty Drug List..................................................57
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
THIS AGREEMENT, effective January 1, 2018 (the "Effective Date") is by and between Eagle County, Colorado, a
body corporate and politic ("Employer") and Cigna Health and Life Insurance Company ("CHLIC").
RECITALS:
WHEREAS, Employer, as Plan sponsor, has adopted the benefit described in Exhibit A, as may be amended,
("plan") for certain of its employees/members and their eligible dependents (collectively "Members"); and
WHEREAS, Employer has requested CHLIC to furnish certain administration services in connection with the Plan
(for its own internal purposes, CHLIC identifies Employer's account by the following number 3341075).
AGREEMENT:
NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, it is hereby agreed as
follows:
Definitions
Agreement means this entire document including the Schedule of Financial Charges and all Exhibits and Addenda.
Applicable Law means the state, federal and international laws and regulations that apply. Applicable Law includes
but is not limited to the Employee Retirement Income Security Act of 1974 ("ERISA"), the Health Insurance
Portability and Accountability Act of 1996 ("HIPAA"), the Foreign Corrupt Practices Act ("FCPA") and any other
anti -bribery or anti -corruption laws in the countries where the Parties conduct business.
Bank Account means a benefit plan account with a bank designated by CHLIC; established and maintained by
Employer in its or a nominee's name.
Claimant means a person making a formal demand for payment.
ERISA means the Employee Retirement Income Security Act of 1974, as amended and related regulations.
Extra -Contractual Benefits means payments which Employer has instructed CHLIC to make for health care services
and/or products that CHLIC has determined are not covered under the Plan.
Member means a person eligible for and enrolled in the Plan as an employee or dependent.
Participant means Member(s) who is (are) participating in a specific program and/or product available to Members
under the Plan.
Participating Providers means providers of health care services and/or products, who/which contract directly or
indirectly with CHLIC to provide services and/or products to Members.
Party/Partici means Employer and CHLIC, each a "Party" and collectively, the "Parties".
Plan Benefits means amounts payable under the terms of the Plan for expenses incurred by Members for
services/items covered under the Plan.
Plan Year means the twelve (12) month period, beginning on the Effective Date and, thereafter, each subsequent
twelve (12) month period.
Run -Out Claims means claims for Plan Benefits relating to health care services and products that are incurred but not
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
processed prior to termination of this Agreement; termination of a Plan benefit option or termination of eligible
Members, as applicable.
Subscriber means the Member whose employment or participation is the basis for eligibility under the Plan.
Section 1. Term and Termination of Agreement
Term. This Agreement is effective on the Effective Date and shall remain in full force and effect through
December 31, 2018.
ii, Extension or Modification. This Agreement shall be automatically renewed for successive periods of 12 month
(each a "Renewal Term"), unless either party notifies the other party that it does not desire to renew this
Agreement in writing, at least sixty (60) days before the end of the initial term or any Renewal Period.
iii. Termination: The parties may terminate this Agreement, in whole or in part, at any time without cause and without
penalty therefor with sixty days (60) calendar days' prior written notice to the other party. Employer shall pay
CHLIC for all Services rendered prior to termination date.
iv. This Agreement may be terminated as of the latter of the following: the effective date of any Applicable Law or
governmental action which prohibits performance of the activities required by this Agreement provided CHLIC
has given Employer at least sixty (60) days' advance written notice of such Applicable Law or governmental
action; or sixty (60) days' from the date that CHLIC provides Employer with notice of any Applicable Law or
governmental action which prohibits performance of the activities required by this Agreement.
v. This Agreement may be terminated for cause for the following reasons:
a. The date upon which Employer fails to fund the Bank Account as required by this Agreement
provided CHLIC notifies Employer of its election to terminate; and
b. The date upon which Employer fails to pay CHLIC any charges identified in this Agreement when
due provided CHLIC notifies Employer of its election to terminate;
Section 2. Claim Administration and Additional Services
a. While this Agreement is in effect, CHLIC shall, consistent with, the claim administration policies and procedures
then applicable to its own health care insurance business (i) receive and review claims for Plan Benefits filed with
CHLIC by Claimant; (ii) determine the Plan Benefits, if any, payable for such claims; (iii) disburse payments of
Plan Benefits to Claimant and (iv) provide in the manner and within the time limits required by Applicable Law,
notification to Claimants of (a) the coverage determination or (b) any anticipated delay in making a coverage
determination beyond the time required by Applicable Law.
b. Following (i) termination of this Agreement, except pursuant to Section Liii and Liv; (ii) termination of a Plan
benefit option or (iii) termination of eligible Members, if any required fees have been paid in full, CHLIC shall
process Run -Out Claims for the applicable Run -Out Period (refer to Schedule of Financial Charges for applicable
fees and Run -Out Period). At the termination of any applicable Run -Out Period, CHLIC shall cease processing
Run -Out Claims and, subject to the requirements of Section 6.b, make all relevant records in its possession
relating to such claims, other than CHLIC's proprietary information, reasonably available to Employer or
Employer's designee. CHLIC is not required to provide proprietary information to Employer or any other party.
c. Employer hereby delegates to CHLIC the authority, responsibility and discretion to determine coverage under the
Plan based on the eligibility and enrollment information provided to CHLIC by Employer. Employer also hereby
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
delegates to CHLIC the authority, responsibility and discretion to (i) make factual determinations and to interpret
the provisions of the Plan to make coverage determinations on claims for Plan Benefits, (ii) conduct a full and fair
review of each claim which has been denied, (iii) decide level one mandatory appeals of "Urgent Care Claims",
and (iv) conduct first and second level appeals for all "Concurrent", "Pre -service" and "Post -service" claims and
notify the Member or the Member's authorized representative of its decision. Employer will ensure that all
summary plan description materials provided to Members reflect this delegation of discretionary authority.
d. In addition to the basic claim administrative duties described above, CHLIC shall also perform the Plan -related
administrative duties agreed upon by the Parties and specified in Exhibits A and B. Unless otherwise agreed to in
writing by CHLIC, all services identified in this Agreement shall be provided by CHLIC on an exclusive basis
with respect to that portion of the Plan administered by it pursuant to this Agreement.
e. As part of the Plan Benefits provided under this Agreement, CHLIC and Employer agree that CHLIC will provide
the Pharmacy Benefit (as defined in Appendix A) services described in Appendix A and the Schedule of Financial
Charges, if any (the "Pharmacy Benefit Provisions"). In the event of any conflict between the terms set forth in
the Pharmacy Benefit Provisions and any other terms set forth in this Agreement, including Exhibits hereto, the
Pharmacy Benefit Provisions shall control solely with respect to the Pharmacy Benefit services.
Section 3. Funding and Payment of Claims
a. Employer shall establish a Bank Account, and maintain in the Bank Account an amount sufficient at all times to
fund payments from it for the following (collectively "Sank Account Payments"): (i) Plan Benefits; (ii) those
charges and fees identified in the Schedule of Financial Charges as payable through the Bank Account and (iii)
any Plan -related charge or assessment however denominated, which may be imposed by any governmental
authority. Bank Account Payments may include without limitation: (i) fixed per person payments and pay -for -
performance payments to Participating Providers; (ii) amounts owed to CHLIC; and (iii) amounts paid to
CHLIC's affiliates and/or subcontractors for, among other things, network access or in- and out -of network health
care services..'products provided to Members. CHLIC may credit the Bank Account with payments due Employer
under a stop loss policy issued by CHLIC or an affiliate.
b. CHLIC, as agent for the Employer, shall make Bank Account Payments from the Bank Account, in the amount
CHLIC reasonably determines to be proper under the Plan and/or under this Agreement.
c. In the event that sufficient funds are not available in the Bank Account to pay all Bank Account Payments when
due, CHLIC shall cease to process claims for Plan Benefits including Run -Out Claims.
d. CHLIC will promptly adjust any underpayment of Plan Benefits or pay -for -performance payments by drawing
additional funds due the Claimant from the Bank Account. In the event CHLIC determines that it has overpaid a
claim for Plan Benefits or paid Plan Benefits to the wrong party, it shall take all reasonable steps consistent with
the policies and procedures applicable to its own health care insurance business to recover the overpayments of
Plan Benefits. CHLIC shall also take all reasonable steps consistent with the policies and procedures applicable to
its own health care insurance business to collect pay -for -performance payments due to Employer or to recover
pay -for- performance overpayments (collectively "Pay -for -Performance Recoveries"). CHLIC shall not be
required to initiate court, mediation, arbitration or other administrative proceedings to recover any overpayment of
Plan Benefits or to collector recover Pay -for -Performance Recovery. However, when it elects to do so, CHLIC is
expressly authorized by Employer to take all actions -on behalf of the Employer and/or the Plan to pursue
overpayment recovery of Plan Benefits or to collect or recover Pay -for -Performance Recovery including, but not
limited to, retaining counsel, settling and compromising claims or Pay -for -Performance Recoveries, in which case
CHLIC shall be responsible for the attorney fees, court costs or arbitration fees incurred by CHLIC in the specific
overpayment recovery action of Plan Benefits (not applicable to subrogation or conditional claim payment
recoveries) or to collect or recover Pay -for -Performance Recovery, but not any other associated third party costs
absent consent of CHLIC. CHLIC shall not be responsible for reimbursing any unrecovered payments of Plan
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Benefits or Pay -for -Performance Recoveries unless made as a result of its gross negligence or intentional
wrongdoing.
e. Employer shall promptly reimburse CHLIC for any Bank Account Payments paid by CHLIC with its own funds
on Employer's behalf and no such payment by CHLIC shall be construed as an assumption of any of Employer's
liability for such Bank Account Payments.
f. Following termination of this Agreement, Employer shall remain liable for payment of all Plan Benefits and other
due Bank Account Payments and for all reimbursements due Members under the Plan.
g. Employer is a county government. Notwithstanding anything to the contrary contained in this Agreement,
Employer shall have no obligations under this Agreement after, nor shall any payments be trade to CHLIC in
respect of any period after December 31 of any year, without an appropriation therefor by Employer in accordance
with a budget adopted by the Board of County Commissioners in compliance with Article 25, title 30 of the
Colorado Revised Statutes, the Local Government Budget Law (C,R.S, 29-1-101 et. seq.) and the TABOR
Amendment (Colorado Constitution, Article X, Sec. 20).
This Section 3 shall survive termination of this Agreement.
Section 4. Charees
Charges. CHLIC shall provide to Employer a monthly statement of all charges Employer is obligated to pay
under this Agreement that are not paid as Bank Account Payments. Payment of all billed charges shall be due on
the first day of the month, as indicated on the monthly statement. Payments received after the last day of the
month in which they are due, shall be subject to late payment charges, from the due date at a rate calculated as
follows: the one (1) year Treasury constant maturities rate for the first week ending in January plus five percent
(5%)_ For purposes of calculating late payment charges, payments received will be applied first to the oldest
outstanding amount due. CHLIC may reasonably revise the methodology for calculating late payment charges
upon thirty (30) days' advance written notice to Employer.
b. Changes --Additions and Terminations. If a Subscriber's effective date is on or before the fifteenth (15th) day of
the month, full charges applicable to that Subscriber shall be due for that Subscriber for that month. If coverage
does not start or ceases on or before the fifteenth (15th) day of the month for a Subscriber, no charges shall be due
for that Subscriber for that month.
Retroactive Changes and Terminations. Employer shall remain responsible for all applicable charges and Bank
Account Payments incurred or charged through the date CHLIC processed Employer's notice of a retroactive
change or termination of a Member. However, if the change or termination would result in a reduction in charges,
CHLIC shall credit to Employer the reduction in charges charged for the shorter of (i) the sixty (50) day period
preceding the date CHLIC processes the notice, or (ii) the period from the date of the change or termination to the
date CHLIC processes the notice.
This Section 4 shall survive termination of this Agreement.
Section 5. Enrollment and Determination of Eligibility
a. Eligibility Determinations and Information. Employer is responsible for administering Plan enrollment. In
determining any person's right to benefits under the Plan, CHLIC shall rely upon enrollment and eligibility
information provided by the Employer. Such information shall identify the effective date of eligibility and the
termination date of eligibility and shall be provided promptly to CHLIC in a format and with such other
information as reasonably may be required by CHLIC for the proper administration of the Plan.
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
b. Release of Liability. Notwithstanding any inconsistent provision of this Agreement to the contrary, if Employer,
fails to provide CHLIC with accurate enrollment and eligibility information, benefit design requirements, or other
agreed-upon information in CHLIC's standard timeframe and format, CHLIC. shall have no liability under this
Agreement for any act or omission by CHLIC, or its employees, affiliates, subcontractors, agents or
representatives, directly or indirectly caused by such failure.
c. Reconciliation of Eligibility and Information and Default Terminations. CHLIC will periodically share potential
discrepancies in eligibility information with Employer. Employer will review and reconcile any discrepancies
within thirty (30) days of receipt. If Employer fails to timely do so, CHLIC may terminate coverage for any
Member not listed as eligible in Employer's submitted eligibility information.
Section 5. Claim Audits and Confidentiality
a. Claim Audit. Employer may audit CHLIC's payment of Plan Benefits in accordance with the following
requirements:
i. Employer shall provide to CHLIC a scope of audit letter and the fully executed Claim Audit Agreement, a
sample of which is attached hereto as Exhibit C, together with a forty-five (45) day advance written request for
audit.
ii. Employer will designate with CHLIC's consent (which consent shall not to be unreasonably withheld) an
independent, third -party auditor to conduct the audit (the "Auditor").
iii. Employer and CHLIC will agree upon the date for the audit during regular business hours at CHLIC's
office(s).
iv. Except as otherwise agreed to by the parties in writing prior to the commencement of the audit, the audit shall
be conducted in accordance with the terms of CHLIC's Claim Audit Agreement, a sample of which is attached
hereto as Exhibit C, which is hereby agreed to by Employer and which shall be signed by the Auditor prior to
the start of the audit.
V. If the audit identifies any claim adjustments, such adjustments will be made in accordance with this Agreement
and based upon the actual claims reviewed and not upon statistical projections or extrapolations.
vi. Employer shall be responsible for its Auditor's costs.
Employer may (as determined by CHLIC based upon the resources required by the audit requested) be responsible for
CHLIC's reasonable costs with respect to the audit, except that while this Agreement is in effect there shall be no
additional cost to Employer for an audit of payment documents relating to a random, statistically valid sample of two -
hundred twenty-five (225) claims paid during the two prior Plan years and not previously audited, provided that if
Employer has five thousand (5,000) or more employees who are Members, Employer may conduct one such audit
every Plan Year (but not within six (b) months of a prior audit); otherwise, Employer may conduct one such audit
every two (2) Plan Years (but not within eighteen (18) months of a prior audit). In the event Employer requests to alter
the scope of the claim audit, CHLIC will endeavor to reasonably accommodate the Employer's request, which may be
subject to additional charges to be mutually agreed upon by the Employer and CHLIC prior to the start of the audit.
b. Confidentiality
i. Subject to the requirements of Applicable Law, the terms of this Agreement and the Privacy Addendum in
Exhibit D, a signed Business Associate Agreement between Employer and its designee(s), and a signed
confidentiality agreement between CHLIC and an applicable designee(s), CHLIC shall release copies of
confidential claims and Plan Benefit payment information in CHLIC's claims system ("Confidential
Information") and may release copies of proprietary information relating to the Plan in CHLIC's claims
12:4]'2417
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
system ("Proprietary Information") to the Employer and/or its designee(s). Employer agrees that Employer
and its designee(s) will keep Confidential Information and Proprietary Information confidential and will use
Confidential Information and Proprietary Information solely for the purpose of administering the Plan or as
otherwise required by law. Employer is solely responsible for the consequences of any use, misuse, or
disclosure of Confidential Information provided by CHLIC pursuant to this paragraph b.
ii. CHLIC will maintain the confidentiality of all Protected Health Information in its possession in accordance
with the Privacy Addendum in Exhibit D and any applicable state privacy laws, including, without limitation,
201 CMR 17.00: Massachusetts Standards for the Protection of Personal Information of Residents of the
Commonwealth, if applicable.
c. Upon termination of this Agreement and subject to the provisions of Section 6.b above, CHLIC shall make
information available, to the extent administratively feasible, if the Parties agree upon the charge to be paid by
Employer.
The obligations set forth in this Section 6.b, shall survive termination of this Agreement.
Section 7. Plan Benefit Liability
a. Employer Liability for Plan Benefits. Employer is solely responsible for all Plan Benefits including any Plan
Benefits paid as a result of any legal action. Except as provided in Section Tc, Employer is responsible for
reimbursing CHLIC, its directors, officers and employees for any reasonable expense incurred (not including
reasonable attorneys' fees) by them in the defense of any action or proceeding involving a claim for Plan Benefits.
CHLIC shall reasonably cooperate with Employer, in its defense of such actions.
If Employer directs CHLIC in writing to pay Extra -Contractual Benefits, Employer is responsible for funding the
payment and such payments shall not be considered in determining reimbursements or payments under stop loss
insurance provided by CHLIC or CHLIC affiliate or in determining any CHLIC or CHLIC affiliate risk -sharing or
performance guarantee reimbursements. Employer shall reimburse CHLIC for any liability or expenses (including
reasonable attorneys' fees) CHLIC may incur in connection with making such payments.
b. Employer Liability for Plan -Related Expenses. Employer shall reimburse CHLIC for any amounts CHLIC maybe
required to pay (i) as state premium tax or any similar Plan -related tax, charge, surcharge or assessment, or (ii)
under any unclaimed or abandoned property, or escheat law, with respect to Plan Benefits and any penalties and/or
interest thereon.
c. Alternative Litijzation Management Option. Prior to the beginning of each Plan Year, and contingent upon timely
payment by Employer of the associated additional "Claim Litigation Charge" set forth in the Schedule of
Financial Charges, Employer may elect to have CHLIC assume responsibility for the management of any legal
actions with respect to disputed claims for Plan benefits and bear the legal expenses associated with defending
such action so long as CHLIC processed the claim(s) in dispute. This option does not extend to actions against
Employer and/or CHLIC related to the payment of Extra -Contractual Benefits. Each Party will provide notice to
the other of any action and will fully cooperate in the defense of the action unless a potential conflict of interest
exists. Nothing in this paragraph (c) shall be read to contravene the explicit terms of 7(a) and 7(b). Employer
shall remain responsible for payment of any benefits determined to be payable under the Pian as a result of a legal
action and any damages or penalties assessed in connection with such legal action.
The reimbursement obligations set forth in this Section 7 shall survive termination of this Agreement.
Section S. Modification of Plan and Charges
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
a. Except as may be otherwise provided in the Schedule of Financial Charges, CHLIC shall have the right to revise
the charges identified in this Agreement (i) on the first anniversary of this Agreement and at any time thereafter by
giving Employer at least sixty (60) days' prior written notice, but not more frequently than once in a twelve (12)
month period, (ii) upon any modification or amendment of the benefits under the Plan, (iii) upon any variation of
fifteen percent (15%) or more in the number of Members used by CHLIC to calculate its charges under this
Agreement, and/or (iv) upon any change in law or regulation that materially impacts CHLIC's liabilities and/or
responsibilities under this Agreement.
b. In the event CHLIC intends to revise charges, it shall provide written notice to Employer of such revised charges
at least sixty (60) days' prior to the revised charges taking effect. Employer shall indicate its acceptance of the
revised charges either by paying the revised charges without any response to the notice or objecting to such
revised charges in writing to CHLIC within thirty (30) days of receipt of such notice from CHLIC. The revised
charges will be effective on the date indicated in CHLIC's written notice to Employer unless otherwise agreed to
by CHLIC and Employer.
b. Employer shall provide CHLIC written notice of any modification or amendment to the Plan sufficiently in
advance of any such change as to allow CHLIC to implement the modification or amendment. Employer and
CHLIC shall agree upon the manner and timing of the implementation of such modification or amendment subj ect
to CHLIC's system and operational capabilities.
c. Employer is solely responsible for communicating any Plan modification or amendment to Members or individuals
considering enrolling in the Plan.
Section 9. Modification of Agreement
This Agreement constitutes the entire contract between the Parties regarding the subject matter herein. Except, as
otherwise provided herein, the provisions of this Agreement shall control in the event of a conflict with the terms of
any other agreements. Except for changes to the charges identified in this Agreement, no modification or amendment
hereto shall be valid unless in writing and agreed to by an authorized person of each of the Parties.
Section 10. Laws Governing Agreement
a. This Agreement shall be construed in accordance with the laws of the State of Colorado without regard to conflict
of law rules, and both Employer and CHLIC consent to the venue and jurisdiction of its courts.
b. The Parties shall perform their obligations under this Agreement in conformance with all Applicable Laws and
regulatory requirements.
Section 11. Information in CHLIC Processing Systems
CHLIC may retain and use all Plan -related claim/payment information recorded/integrated into CHLIC's business
records (including claim processing systems) in the ordinary course of business. Such information will be available to
Employer pursuant to Section 6. CHLIC will retain such Plan -related claim/payment information in accordance with
its record retention policy and Applicable Law.
Section 12. Resolution of Disnutes
It is understood and agreed that any dispute between the Parties arising from or relating to the performance or
interpretation of this Agreement ("Controversy") shall be resolved exclusively pursuant to the following mandatory
dispute resolution procedures:
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Any Controversy shall first be referred to an executive level employee of each Party who shall meet and confer with
his/her counterpart to attempt to resolve the dispute ("Executive Review") as follows: The disputing Party shall
initiate Executive Review by giving the other Party written notice of the Controversy and shall specifically request
Executive Review of said Controversy in such notice. Within twenty (20) calendar days of any Party's written
request for Executive Review, the receiving Party shall submit a written response. Both the notice and response
shall include a statement of each Party's position and a summary of the evidence and arguments supporting its
position. Within thirty (30) calendar days of any Party's request for Executive Review, an executive level employee
of each Party shall be designated by the Party to meet and confer with his/her counterpart to attempt to resolve the
dispute. Each representative shall have full authority to resolve the dispute.
In the event that a Controversy has not been resolved within thirty-five (35) calendar days of the request of
Executive Review under Section 12.a, above, if it desires to do so, the disputing Party shall initiate litigation in the
District Court for Eagle County, Colorado, which shall be the sole and exclusive forum for such litigation.
This Section 12 shall survive termination of this Agreement.
Section 13. Third Par(_y Beneficiaries
This Agreement is for the exclusive benefit of Employer and CHLIC. It shall not be construed to create any legal
relationship between CHLIC and any other party.
Section 14. Waivers
No course of dealing or failure of any Party to strictly enforce any term, right or condition of this Agreement shall be
construed as a waiver of such tenn, right or condition. Waiver by either Party of any default shall not be deemed a
waiver of any other default.
Section 15. Readings
Article, section, or paragraph headings contained in this Agreement are for reference purposes only and shall not
affect the meaning or interpretation of this Agreement.
Section 16. Severability
If any provision or any part of a provision of this Agreement is held invalid or unenforceable by a court of competent
jurisdiction, such invalidity or unenforceability shall not invalidate or render unenforceable any other portion of this
Agreement.
Section 17. Force Maieure
CHLIC shall not be liable for any failure to meet any of their obligations under this Agreement where such failure to
perform is due to any contingency beyond the reasonable control of CHLIC or their affiliates or subcontractors, its
employees, officers, or directors. Such contingencies include, but are not limited to, acts of God, fires, wars,
accidents, labor disputes or shortages, and governmental actions, laws, ordinances, rules or regulations.
Section 1$. Assignment and Subcontracting
No Party may assign any right, interest, or obligation hereunder without the express written consent of the other Party;
provided, however that CHLIC may assign any right, interest, or responsibility under this Agreement to its affiliates
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
and/or subcontract specific obligations under this Agreement provided that CHLIC shall not be relieved of its
obligations under this Agreement when doing so.
Section 19. Notices
Except as otherwise provided, all notices or other communications hereunder shall be in writing and shall be deemed
to have been duly made when (a) delivered in person, (b) delivered to an agent, such as an overnight or similar
delivery service, (c) delivered electronically, or (d) deposited in the United States mail, postage prepaid, and addressed
as follows:
To CHLIC:
Cigna Health and Life Insurance Company
8505 East Orchard Road
Greenwood Village, CO 80111
Attention: John Palmieri, Risk & Underwriting Director
Phone: (303)729-9824
Email: John.Palmieri2@cigna.com
To Employer:
Eagle County, Colorado, a Body Corporate and Politic
500 Broadway
Eagle, CO 81631 -
Attention: Human Resources, Jacci McKenna
Phone: 970-328-8790
Email: echraeaglecounty.us
With copy to:
Eagle County Attorney
500 Broadway
Post Office Box 850
Eagle, Co 81631
Telephone: 970-328-8685
Facsimile: 970-328-8699
E -Mail: atty@eaglecounty.us
The address to which notices or communications may be given by any Party may be changed by written notice given
by one Party to the other pursuant to this Section.
Section 20. Identifying Information and Internet Usaue
Except, as necessary in the performance of their duties under this Agreement, no Party may use the other's name,
logo, service marks, trademarks or other identifying information or to establish a link to the other's World Wide Web
site without its prior written approval.
Section 21. Execution by Counterparts. Electronic Signatures This Agreement may be executed in two or more
counterparts, each of which shall be deemed an original, but all of which shall constitute one and the same instrument.
The Parties approve the use of electronic signatures for execution of this Agreement. Only the following two forms of
electronic signatures shall be permitted to bind the Parties to this Agreement: (i) Electronic or facsimile delivery of a
fully executed copy of the signature page; (ii) the image of the signature of an authorized signer inserted onto PDF
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Administrative Services Only Agreement
format documents. All documents must be properly notarized, if applicable. All use of electronic signatures shall be
governed by the Uniform Electronic Transactions Act, C.R.S. §§ 24-71.3-101 to 121.
12i01r2017
12
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
SIGNATURES
IN WITNESS WHEREOF, the Parties have caused this Agreement, to be executed in duplicate and signed by their
respective officers duly authorized to do so as of the dates given below. Employer executes as the authorized
representative of the Plan with respect to the Privacy Addendum to this Agreement.
Eagle Colorado
Dated at _ EAGLE COUNTY, COLORADO, A BODY CORPORATE
1L�
S -1-D.-..
12/13/2017
This day of _ By: Jjpian H Rin
I 5%ir
Duly Authorized
Dated at Hartford, Connecticut CIGNA HEALTH AND LIFE INSURANCE COMPANY
This 1st day of December, 2017
By:
Name: Victoria A. Sirica
Its Contractual Agreement Unit Manager
Duly Authorized
Attest for Jillian H. Ryan:
Byr-----r---
Regina O'Brien, CTe-F to the BoarcT—
Eagle County Government
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Dnly Agreement
Schedule of Financial Charges
Certain fees and charges identified in this Schedule of Financial Charges will be billed to Employer monthly in accordance with CH L1 C's then standard billing
practices. However, CHLIC is authorized to pay all fees and charges from the Bank Account unless otherwise specified in this Agreement.
MEDICAUVISION ADMINISTRATION CHARGES
Product Description Charge
Medical . Oen Access Plus In -Network OAPIN witli Care Management Preferred All Pians 535.941empla eelmonth
Vision • Vision Care $1.041employee/month
MEDICAL NETWORK ACCESS FEE, UTILIZk-PION MANAGEMENT FEE AND
OPTIONAL PROGRAM FEE
Product
Description Charge
Medical
• OAPIN Access Fee (All Plans) Included in Medical
Administration Charge
MULTI-YEARCHARGE/FEE GUARANTEES
The maximum increase for the Medical Administration Charge(s) and Network Access Fec(s) for
the 2019 Plan Year will be 2.00% over the 2018 Plan Year charges Tees.
The maximum increase for the Medical Administration Charge(s) and Network Access Fee(s) for
the 2020 Plan Year will be 2.00°i, over the 2019 Plan Year chargesTees.
The maximum increase For the Medical Administration Charge(s) and Network Access Fee(s) for
the plan years beyond the 2020 Pian Year will be no more 3.00% over the previous Plan Year
charges fees.
The above fee guarantees are not applicable to Pharmacy Administration Fee.
The above charges fees are guaranteed for the time periods identified above, provided, however,
that CHLIC may revise the above char es: fees pursuant to Section 8 of this Agreement.
AMOUNTS OWED TO CHLIC
Amounts paid by CHLIC with its own funds on behalf of Employer or the Plan with respect to charges for which Employer or the Plan is obligated to pay
under this Agreement including Plan Benefits, Bank Account Payments (including fixed per person payments and pay -for -performance payments to
Participating Providers), govemmental taxes or assessments.
1201 3[717
34
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CIGNA PHARMACY BENEPIT MANAGEMENT SERVICES CHARGES AND RELATED PROVISIONS
PHARMACY ADMINISTRATION FEE
• Cigna Pharmacy Product Administration Fee, only if applicable, is separate from the Medical Administration Charge shown above, but included
on same billing line as the Medical Administration Charge for billing purposes only.
CHARGES FOR COVERED DRUGS
Drugs Dispensed by Cigna Home Delivery Pharmacy: CHLIC will administer Claims for Covered Drugs dispensed to Members by Cigna Home
Delivery Pharmacy based on the following charges, subject to the "PBM Pricing - Additional Provisions" section:
Brand Drug Claims: average wholesale price ("AWP") minus an Actuarially Estimated average discount of 22.00%.
Generic Drug Claims: The Generic Drug's charge on a CHLIC MAC List which generates an Actuarially Estimated average discount on Generic
Drugs across those CHLIC clients in the aggregate using such MAC List of AWP minus 80.00%.
Specialty Drug Claims: The Specialty Drug's charge discounted as shown in the Cigna Home Delivery Pharmacy Specialty Drug List, attached
as Appendix B hereto.
Dispensing Fees for Both Brand Drug Claims and Generic Drug Claims: An average Dispensing Fee of no mare than $0.00.
Covered Drugs Dispensed by Retail Pharmacies In 30 -day* supplies: CHLIC will administer Claims for 30 -day supplies of Covered Drugs
dispensed by a Retail Pharmacy based on the following charges, subject to the "PBM Pricing Additional Provisions" section:
*A 3 0 -day sa2p ly includes any Covered Dru g dispensed by a Retail Pha rmacy in an amount less than an 83-d ay supply.
Brand Drug Claims: The Iesser of (i) AWP minus an Actuarially Estimated average discount of 19.20%; or (ii) the Retail Pharmacy's U&C Charge.
Generic Drug Claims: The lesser of: (i) the Generic Drug's charge on a CHLIC MAC List which generates an Actuarially Estimated average
discount on Generic Drugs across those CHLIC clients in the aggregate using such MAC List of AWP minus 77.25%; or (ii) the Retail Pharmacy's
U&C Charge.
Specialty Generic Drug Claims: The Specialty Generic Drug's charge discounted as shown in the Specialty Drug List, attached as Appendix B
hereto.
Specialty Brand Drug Claims: The less erof(i) AWP minus an Actuarially Estimated annual average aggregate disco untof 10.50°x; or (ii) the Retail
Pharmacy's U&C Charge.
Dispensing Fees for Both Brand Drug Claims and Generic Drug Claims: An Actuarially Estimated average Dispensing Fee of no more than $1.40,
except in the case of Claims adjudicated at the U&C Charge, for which no separate Dispensing Fee is charged.
12 O1f2017
15
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Covered Drugs Dispensed by Retail Pharmacies in 90 -day** supplies; CHLIC will administer Claims for 90 -day supplies of Covered Drugs
dispensed by a Retail Pharmacy based on the to] low ing charges, subject to the "PBM Pricing - Add itianal Prov isions'section:
**A 90 -da supply includes any Covered Drug dis ensed by a Retail Pharm ay in an amount a uaI to or greater tlian an 83 -day su pply.
Brand Drug Claims: The lesser of (i) AWP minus an Actuarially Estimated average discount of 20.30%; or(ii) the Retail Pharmacy's U&C Charge.
Generic Drug Claims: The lesser of: (i) the Generic Drug's charge on a CHLIC MAC List that generates an Actuarially Estimated average
discount on Generic Drugs across those CHLIC cIienis in the aggregate using such MAC List of AWP minus 81.00°/x; or (ii) the Retail Pharmacy's
U&C Charge.
Specialty Generic Drug Claims: The Specialty Generic Drug's charge discounted as shown in the Specialty Drug List, attached as Appendix B
hereto.
Specialty Brand Drug Claims: The lesser of(i) AWP minus an Actuarially Estimated annual average aggregate discount of 10.50%; or (h) the Retail
Pharmacy's U&C Charge.
Dispensing Fees for Both Brand Drug Claims and Generic Drug Claims: An average Dispensing Fee of no more than $0.0D, except in the case of
Claims adjudicated at the U&C Charge, for which no separate Dispensing Fee is charged.
PBM PRICING— ADDITIONAL PROVISIONS
• Cigna Home Delivery Pharmacy's discounts are applied to the manufacturer AWP for the dispensed size (or to the AWP for the manufacturer -
packaged quantity closest to the dispensed size, if there is no AW P for the dispensed size).
■ The amount paid by CHLIC to the Retail Pharmacy for Claims far Covered Drugs may or may not be equal to (lie amount charged to Employer
and/or Member, and CHLIC will absorb or retain any difference.
• Fora specific Claim for a Covered Drug, and after application oFany Plan cast -share req uirem ents, C H LIC shall charge the Employer the lowest aF.
( I.)Gross Drug Cost (whether calculated as a discount oITof the Covered Drug's AWP a a MAC); and
(2)U&C Charge, as applicable.
• For a specific Claim for a Covered Drug, CHLIC shall charge the Mcmbcr the lowest of:
(I )Gross Drug Cast (whether calculated as a discount off of [lie Covered Drug's AWP or a MAC):
(2)U&C Cbarge, as app]icable; and
(3) The applicable flat dollar Plan copayment for the Covered Drug, if any.
• Unless specifically noted herein, the discounts to Employer for Covered Drugs set forth in this Agreement are not guaranteed to result in an average
aggregate discount aifthe aggregate AWP of all such Covered Drugs.
12 01 2017
16
Client Name: Eagla County, Colorado, a Body Corporate and Politic
Adminlstrative Services Only Agreement
■ CHLIC may, upon written notice to Employer, adjust any or all of the fees, Rebates (if any), discounts or guarantees (if any) in this Agrecmentto
the extent reasonably necessary to preserve the economic value of this Agreement as it existed immediately prior to any of the following events or
changes: (a) there are any significant changes in the composition of the CHLIC pharmacy network utilized by Employer hereunder or in such
pharmacy network's contract compensation rates, or the structure of the pharmacy stores!chainslvendnrs that are contracted with CHLIC, including
but not limited to disruption in the retail pharmacy delivery model, or bankruptcy of a chain pharmacy; or (b) there is a change in government laws
or regulations which has a significant impact on pharmacy claim costs; or (c) any material manufacturer -rebate contracts with, or for the benefit of,
CHLIC are terminated or modified in whole or in part; or (d) there is any legal action or law that materially affects or could materially affect the
manner in which CHLIC's rebate program is administered or an existing law is interpreted so as to materially affect or potentially have a material
effect on CHLIC's administration of the Plan; (e) a major change in market conditions affecting the pharmaceutical or pharmacy benefit
management market, a drug shortage in the market, an issue involving the safety of the drug supply, or similar market event occurs; or (f) there is a
material change in the Plan that is initiated by Employer (and which CHLIC agrees to administer) which impacts CHLIC's costs, or Employer fails
to disclose a material feature of the Plan or the Plan's Pharmacy Benefit.
CIGNA HOME DELIVERY PHARMACY DISCLOSURE
Product
Charge
Cigna Home Delivery
Specialty Drugs dispensed by Cigna Home Delivery Pharmacy and administered under the
The drug's charge
Pharmacy (a CHLIC
Plan's medical benefit.
under a national
affiliated company)
specialty drug discount
Cigna Home Delivery Pharmacy and any other licensed pharmacy affiliate of CHLIC may
schedule that generates
maintain product purchase discount arrangements and/or fee-for-service arrangements with
a 12.5% annual average
pharmaceutical manufacturers and wholesale distributors. Cigna Home Delivery Pharmacy
aggregate discount off
or any other licensed pharmacy affiliate of CHLIC contract far these arrangements on its own
AWP across specialty
account in support of its pharmacy operations. These arrangements relate to services
drug claims dispensed
provided outside of this Agreement and other pharmacy benefit management arrangements
at Cigna Home Delivery
and may be entered into without regard to whether a specific drug is on one of the formularies
Pharmacy to CHLIC's
that CHLIC offers to entities Iike Employer that sponsor group health plans. Discounts and
self-funded and insured
fee-for-service payments received by Cigna Home Delivery Pharmacy or any ether licensed
group -client hook of
pharmacy affiliate of CHLIC are not part of the administrative fees or other charges paid to
business.
CHLIC in connection with CHLIC's services hereunder.
This provision shall survive termination or expiration of the Agreement.
1210112017
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
FEES FOR PROCESSING RUN -OUT CLAIMS
OAPIN Run -Out Period of twelve (12) months No Additional Cost
Phannacy Product Run -Out Period of three (3) months for all pharmacy claims INo Additional,Cost
Subrogation/Conditional Claim Payment. Identification, investigation and recovery of claim 5% of recovery plus
payments involving other party liability or where another entity is responsible for payment litigation costs if counsel
(includingby way ofexample butnotby limitation automobile insurance, homeowner insurance, is retained and an
commercial property insurance, worker's compensation). (This service is only provided with appearance is filed on
respect to Medical coverage). behalf of CHL1C or
Employer in any
litigation, or a lawsuit is
filed on their behalf,
29% of recovery if no
counsel is retained and
in all other instances,
including cases where
state law requires that
employee benefit plans
be named as party
defendants or
ITO1r20t7
is
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CHLIC MEDICAL COST CONTAMMENT FEES
CHLIC administers the following programs to contain costs with respect to charges for health care Service supplies that are covered by the Plan. In
administering these programs, CHLIC contracts with vendors to perform program related services. Specific vendor fees are available upon request subject
to a mutual ly agreed upon non -disclosure agreement. CHLIC's charge for administering these programs is the percentage (indicated below) of either ( I ) the
"net savings" (i.e. the difference between the charge that the provider would have made absent the program savings and the charge made as a result of the
program savings, less the applicable vendor fee which generally ranges from 7-11 % of the program savings) or (2) the "gross savings" (i.e. the difference
between die charge that die provider would have made absent the program savings and the charge made as a result of the program savings; CHLIC pays the
applicable vendor fee) or (3) the "recovery" (i.e. the amount recovered) as applicable,
For charges for covered services received from a non -Participating Provi de r (inc lud i ng emergencyurgent care services that are covered at the in -network
benefit level), CHLIC may apply discounts available under agreements with third partiEs or through negotiation of the b i I led charges. These programs are
identified below as the Network Savings Program Supplemental Network, and Medical Sill Review (pre -payment). CHLIC charges the percentage shown
for administering these programs. Applying these discounts may result in higher payments than if the maximum reimbursable charge is applied. Whereas
application of the maximum reimbursable charge may result in the patient being balance billed for the entire unreimbursed amount, applying these discounts
avoids balance billing and substantially reduces the patient's out -of packet cast.
If no discount is available or negotiated, reimbursement will be based upon:
(i)If charges are not subject to CHLIC's benefit enhancement policy the plan's maximum reimbursable charge (in which case the patient maybe balance
billed by the provider if the provider's charge exceeds the plan's maximum reimbursable charge); or
(ii) If charges are subject to CHLIC's benefit enhancement policy depending upon the Employer's election:
a. the amount of provider's billed charge not exceeding the greater of a CHLIC determined percentage of the Medicare allowable amount
(the 80t° percentile c the reasonable and customary charge if there is no Medicare allowable charge) or the amount required by state or
Federal, law (in the case of emergency room services) for charges subject to CHLIC's benefit enhancement policy (patient may be
balance billed by the provider if the provider's charge exceeds such amount), or
h. the provider's billed charge.
This administration of charges for covered services from non -Participating Providers is consistent with the claim administration practices with respect to
CHLIC's own health care insurance business where applicable.
1. Network Savings Program 29% of net savings
2. Supplemental Network 29% of net savings
3. Medical Bill Review - Pre- a ment Cost Containment for Non -contracted claims :
Inpatient Hospital Sill Review
■ Line Item Analysis Lesser of 5% of hospital
bill or the savings
achieved
1201/2017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
12M 1 x2017
20
• Professional Fee Negotiation
29% or net savings
Outpatient Hospital Bill Review
• Professional Fee Negotiation
29% of net savings
• Line Item Analysis Re ricin
29% of net savings
Physician/Professional Bill Review
■ Professional Fee Negotiation
299/6 of net savings
■ Line Item Analysis Re ricin
29% of net savings
4.
Medical Bill Review — (Pre or Post -payment Cost Con tai mnent for Non -contracted and
Contracted claims):
■ Bill Audit
29°/0 of the
savingslrecovery
achieved plus hospital
fees or expenses passed
through
Diagnosis Related Grouping (DRG) Validation/Audits and Recovery. An overpayment audit
29°/0 of recovery plus
and recovery program in which CHL1C or its vendors review paid claim data to identify
any fees or expenses
overpayments based on inaccurate DRG coding.
passed through by the
hospital or regulatory
agency
Medical Implant Device Audits
29% of recover
5.
COB Vendor Recoveries [Exclusive of pharmacy programs where claims are adjudicated at time
29% of recovery
rescri tion is received.
6.
Secondary Vendor Recove Program
29% of recover
7,
Provider Credit Bal ancc Recovery Pro grain
29% of recover
8.
High Cost Specialty Pharmaceutical Audits (this service is only provided with respect to
29% of recovery
Medical coverage)
9.
Class Action Recoveries
35% of recover
10,
Eligibility Overpayment Recovery Vendor Services. Identification and recovery of funds in
29% of recovery
situations where the overpayment is due to the late receipt of Member termination information.
This service is only rovided with respect to Medical coverage).
12M 1 x2017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CHLIC PHARMACY COST CONTAINMENTFEES
CHLIC administers the following programs to contain costs with respect to charges for health care service/supplies that are covered by the Plan. In
administering these programs, CHLIC contracts with vendors to perform program related services. Specific vendor fees are available upon request subject
to a mutually agreed upon non -disclosure agreement. CHLIC's charge for administering these programs is the percentage (indicated below) of the
"recove " i.e. the amount recovered as applicable. CHLIC pays the ;ipplicable vendor fee.
.
Pharmacy Vendor Recoveries. CH LIC performs periodic audits of contracted pharmacies in order to
30% of recovery
determine the accuracy of payments to the pharmacy(ies). CHLIC's recovery vendor collects and remits
to CHLIC all overpayments to pharmacy(ies), and CHLIC remits to Employer's Bank Account the
balance collected from the recovery vendor, less the recovery fee set forth herein.
2.
Class Action Recoveries. CHLIC identifies, monitors and participates, on behalf of Employer, in class
35% of recovery
action recoveries in connection with suits against pharmaceutical manufacturers whereby recoveries are
apportioned to class members on a pro rata basis. CHLIC collects and retains as a recovery fee set forth
herein of anX recove net of attorne s' fees attributable to Employer's Plan.
CARE MANAGEMENPICOST CONTAINMENT PROGRAM FEES
CHLIC arranges for third parties to provide care management services to:
Specific vendor fees and
(i) contain the cost of specified health care services/items overall with respect to all plans
care management
insured and/or administered by CHLIC, and/or
program services are
available upon request.
(ii) improve adherence to evidence based guidelines designed to promote patient safety and
efficient p atient care.
EXTERNAL -REVIEW AND, CONSULTATIVE REVIEW FEES
When a Member elects an External Review (as that term is defined in ERISA) of a benefit
$50044,000 Review
determination by an independent third party, the cost of a specific third party review is dependent
on the nature and complexity of the issue on appeal. In highly complex, non -routine cases or cases
related to new technology or experimental -investigational treatment, as part of the internal appeal
process a panel of external reviewers may be necessary. Third party review charges will be
commensurate with the number of reviewers (usually only one is used), as well as their level of
exp ertise and time required to corn lete the review,
i?lt IM17
21
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
VISION CARE
Fixed per person per period or fee-for-service charges for vision care services will be paid as claims
All Vision Products
and will appear in Employer's standard Hank Account activity data reports. Such payments will be
at CHLIC's applicable fixed per person per period or fee-for-service charges then in effect, which
may be amended from time to time. Some Vision services are provided by CHLIC and/or
designated vendors. The applicable rates to Employer for this product and identity of the provider
of vision services will be made available upon reguest.
STRATEGIC ALLIANCES
CHLIC contracts directly or indirectly with other managed care entities and third party network
All Medical Products
vendors for access to their provider networks and discounts. These third parties charge either a
network access fee, which is included in CHLIC's monthly cliarges, ora perc enrage of the savings
realized on a claim by claim basis as a result of the application of their discounts. Charges based on
percentage of savings may be paid from the Bank Account. Additional details regarding specific
charges will be provided upon request.
OTHER VENDORS AND HEALTH CARE SERVICES PROVIDERS
Fixed per person per period and fee-for-service charges for various vendors and other
All Products
providers/arrangers of heailh care seryices andiorsupplies will he paid as claims for Plan Benefits.
In addition, performance-based payments to Participating Providers will be charged to the Bank
Account. Such payments will be at the payment rates then in effect, which may be amended from
time to time. Additional details regarding charges and the identity of the vendor or provider of
health care services will he made available u on re4uest.
NOTICE REGARDING PAWENTS FROM THIRD PARTIES
Unless indicated otherwise in the Agreement or the Schedule of Financial Charges, CHLIC retains
All Pharmacy Products
al Rebates or other amounts it may receive from manufacturers of pharmaceutical products covered
under the Plan Pharmacy Benefit. Information on the aggregate amount ofsuch Rebates or other
amounts with respect to the Plan Pharmacy Benefit will be provided upon request
This mvisivn shall survive termination or expiration of the Agreement.
12,'01.-7011
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
12!0112017
23
CHLIC may receive and retain payments un der contracis with pharmaceutical manufacturers with
All Medical Products
respect to Members' utilization of the manufacturer's specialty drugs covered under the Employer's
Plan medical benefit. If CHLIC enters into any such contracts, it does soon its own behalf, and not
as agent of the Employer or the Plan. CHLIC contracts with pharmaceutical manufacturers for any
such remuneration on its awn behalf and for its own benefit, and not on behalf of Employer or the
Plan. Accordingly, CHLIC retains all right, title and interest to any and all such remuneration
received from manufacturer, neither Employer, its Members, nor Employer's Plan retains any
beneficial or proprietary interest in any such remuneration, which shall be considered part of the
general assets of CHLIC.
This provision shall survive termination or expiration of the Agreement.
From time to time, CHLIC, directly or through its affiliates, arranges with third parties (e. g., service
All Products
vendors, provider network managers) to provide various services (e.g., cost-containment initiatives)
in connection with the Plan. CHLIC and its affiliates may receive payments from such third parties
to help defray CHL1C's expenses associated with its implementation and/or ongo ing administration
of these arrangements. CHLIC may also receive compensation from third -party vendors that
Employer may retain based upon a referral from CHLIC or that Members may utilize following an
introduction facilitated by CHLIC or an affiliate.
COMPLIANCE ASSISTANCE
CHLIC shall provide the following services to assist Employer in meeting its compliance
obligations under section 2715 of the Public Health Service Act as added by the Patient Protection
and Affordable Care Act and applicable regulations with respect to the provision of the Summary of
Benefits and Coverage ("SBC), translation notice and glossary. Applicable to all medical pians
including HRA and FSA which are considered "group health plans" subject to the SBC
requirements.
1.
Preparation of SBC, translation notice. CHLIC will not be responsible for any changes that
No charge
Employer makes to the SSC.
2,
Provide SBC, translation notices prepared by CHLIC to Employer electronically as well as any
No charge
u ates or material modifications.
3.
1nelude in S 13 a summary of benefits administered by carve -out vendor if Employer a carve -out
$500 for each benefit
vendor provides CHLIC with necessary carve -out benefit information at feast twelve (l2) weeks
option under the Plan
prior to the date the SBCs are to be delivered to Employer.
for which carve -out
vendor benefits are
included in SSC
12!0112017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
ADDITIONAL SERVICES
Service
Description
Charge
Comprehensive
The Cigna Cancer Support Program - A program designed to deliver comprehensive oncology
Included in the Medical
Oncology Program
support targeting Members through all stages of cancer; from those newly diagnosed, in post cancer
Access fee
care, in activc treatment and with or without complications and/or end of life status. 'flie program
addresses cancer prevention through education; providing assistance to Members in active
treatment, utilizing evidence based clinical resoarces, develapment ofsurvivorship plans for cancer
survivors, and supporting Members and their f nuilics with end -of -life decisions if appropriate.
Pharmacy Step
Step Therapy Program a utilization management program under which, for some therapeutic
Included in Pharmacy
Therapy Program
classes, Members must try, or dcmons[rate contraindication or intolerance to, mo re cos t -e ffecti ve,
Administration Charge
clinically appropriate alternative drugs before CHLIC will approve coverage of preferred brand
drugs and/or non -preferred drugs in the same therapeutic class.
Clinical Program
Cigna TheraCareOD Program - a targeted condition drug therapy management program that
Included at No
supports individuals using specialty medications for certain chronic conditions and helps them
Additional Cost
better understand their condition, medication side effects and importance of adherence.
121UI12U17
24
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Your Health First
A proactive health education and improvement pro gram for Members with a chronic condition. The
OAPIN Products:
program involves services that span across the Member's health needs. Behavioral coaching
Included in Medical
principles and evidence based medicine guidelines are utilized to optimize self-management ski] Is
Access Fee
and foster sustained health improvements.
The program targets a chronic population at high risk for near term and future high cost medical
expenses. Members are identified as having a chronic condition through a variety o f sources which
may include: claims data, referrals, and self -identification. A variety of resources is provided to
those with a chronic condition, including access to online tools, personalized support, and targeted
materials.
The program includes the following components for those with a chronic condition:
■ Chronic condition -specific coaching
■ Pre- and post -discharge calls
• Lifestyle management coaching: stress, weight management and tobacco cessation
• Treatment decision support and coaching
In order to continuously assess the effectiveness of the program and/or test new ideas to further
engage Members around their health, a small sample of Members may be placed in a comparison
group which for a defined period of time receives alternative services or is suppressed from
receiving pmaclive outreach, such as engagement letters and/or calls. This could affect a few
Members targeted for outreach duri ng this limited time p eriod.
Claim Litigation
Claim Litigation Services
Included in Medical
Administration Char e
Claim and Appeals
CHLIC will administer an optional second level of claim appeals
Included in Medical
Administration Charge
1210112017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
One Guide One Guide is an enhanced level of personalized bene Fit service which offers Members proactive, Included in Medical
personalized guidance and a simplified Member experience. I Access Fee
The One Guide solution combines human interaction- through One Guide agents- with a robust
digital tool - through the myCigna native mobile app - so Members have quick, convenient access
to personal benefit information, and can engage the way they prefer. The systein simplifies and
strengthens the connection between Mcmhers, Ili cirbenefit plan, and their overall health and well-
being. One Guide proactively engages Memhers with clearways to save money, stay healthy, and
improve health outcomes that lead to a healthy lifestyle.
One Guide offers:
education on health plan features, account balances and ways to maximize benefits and earn
available incentives
■ guidance in finding the right dolor, lab, convenience care or pharmacy
• immediate connection to health coaches and other resources
The goal of One Guide is to help Members take care of what matters most- staying healthy, saving
money. and imnrovine health.
12-012017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Exhibit A - Plan Booklet
Pursuant to the Services provided by CHLIC, as detailed in Exhibit B, CHLIC will work with Employer to develop
a "Plan Booklet" that describes the Plan Benefits and Members' rights and responsibilities under the Plan for
CHLIC's use in administering the Plan including denials and appeals of denials of claims for Plan Benefits. If the
Plan Booklet is not finalized by the time this Agreement is effective, CHLIC will administer the Plan in accordance
with the Plan Benefits described in the Plan Booklet draft provided by CHLIC to Employer and Section 2 of this
Agreement. CHLIC will continue to administer the Plan in this manner until CHLIC receives the finalized Plan
Booklet and follows CHLIC's preparation and review process. After that time CHLIC will administer the Plan in
accordance with Plan Benefits described in the finalized Plan Booklet and Section 2 of this Agreement.
12/01/2017
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Exhibit B - Services
121T 112017
28
BANKING AND ADMINISTiRATION
Products excludin 2 Health Savin gs Account
I.
Furnishing CHLIC's standard Bank Ac count activ ity data reports to Employer as and when agreed upon. CHLIC's
All Products
administration of the Plan does not include performing obligations, if any, under state escheat or unclaimed
property laws. It is Employer's responsibility to determine the extent to which these laws may apply to the Plan
and to complywith such laws.
2.
Report to Employer the claim payment information required in connection with Section 6041of the Internal
All Products
Revenue Code.
3.
1 f Employer has elected, pursuant to section 63 of the New York Health Care Reform Act of 1996 (section 2807-t
All Products
of the Public Health Law) ("the Act"), to pay the assessment on covered lives set forth in section 63 and has
consented to the conditions set forth in section 63, CHLIC shall file such forms and pay such surcharge and
assessment on covered lives on beltal f of Employer through the Sank Account to the extent set forth in section 63.
Such obligation shall end immediately upon Employer's failure to provide any information required by CHL]C to
fulfill this obligation, the failure to comply with any requirement imposed upon Employer pursuant to the Act or
the Failure of Employer to properly fund the Bank Account.
In addition, where permitted and agreed to by C1•1LIC, CHLIC will file applicable Corms and pay on behalf of
Employer and.'or the Plan any assessment, surcharge, tax or other similar charge which is required to be made by
Employer and/or the Plan based on covered lives and.or paid claims or otherwise in accordance with and as
required by other applicable state and!or federal laws and regulations and the Bank Account will be charged forany
such MV ments made by CHLIC.
CLAIM ADMINISTRATION
Products excluding Health Savings Account
1.
Calculate benefits, check and/or electronic payments disbursed troin Employer s Bank Account. Bank Account
All Products
payments will appear in Employer's standard Bank Account activity data reports.
2.
CHLIC's generic claim forms are made available to Employer for individuals ell gible to enroll in the Plan.
All Products
3.
CHLIC's Special Investigations Unit will investigate, pend, recommend denial ofcIaims in whole or in part, and/or
All Products
reprocess claims, as appropriate.
4.
Discuss claims, when appropriate, with providers of health services.
All Products
5.
Perform, based on CHLIC's book of business internal audits of plan benefit payments on a random sample basis.
All Products
6.
Claim control procedures reported annually in Statement on Standards for Attestation Engagements (SS AF) No. 16
All Products
Report SAS70 successor report).
121T 112017
28
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Adm€nistrative Services Cniy Agreement
T
Respond to Insurance Department complaints.
All Products
S.
Dedicated toll-free telephone line for Member and Provider calls to CHLIC Service Centers.
All Products
9.
Member Explanation of BeneSt ("EDS") statements including, when applicable, notice of denied claims, denial
reason(s) and appeal rights.
All Products {excluding
Pharmacy)
117.
Verify enrollment and ell ibili ty usi ng Member information submitted by Employer and/or its authorized agent.
All Products
Medical On]
1.
CHLIC's generic enrollment form is made available to Employer for individuals eligible to enroll in the Plan.
All Medical Products
2.
CHLIC's standard ID card with toll-free telephone number are prepared and mailed directly to Members.
All Medical Products
3.
Administration of subro ation/conditicnal Claim Pa ent terms described in Exhibit E).
All Medical Products
PLAN BOOXLET
Products excludinja Health Savings Account
Prepare and make accessible Member benefit booklet drafts to Em to er.
All Products
UNDERWRffING SERVICES
1.
5500 Schedule C reporting.
All Products
2,
5500 Schedule A or Annual Reconciliation Disclosure reporting when applicable)
All Products
3.
CHLIC's standard Underwriting services: a] benefit design analysis -b) projected cost analysis.
All Products
HWAA f1NDIVIDUAL RIGHTS
Products eycludinz Health Savino Account
Handling of requests from Members for access to, amendment and accounting of protected health information, and
requests for restrictions and alternative communications as required under federal HI PAA law and regulations, as
set out in this A greement and its Exhibits.
All Products
CAST. CUiV7'AINI4IDNT
1.
Maximum reimbursable charge determinations of non -Participating Provider charges for covered services.
All Medical Products (►vith
out -of -network benefits
2.
CHLIC's standard ccstcontainment ccntrols: Application of non -duplication and coordination ofbenefits rules and
coordination with Medicare.
All Medical Products
3.
Delivery of information, as necessary, regarding standard application of non -duplication or coordination of
benefits.
All Medical Products
4•
Review of medical bilis in accordance with CHLIC's then current Medical Bill Review program.
All Medical Products
5.
Network Savings Program, a national vendor network that provides discounted rates when a Member accesses care
through a Network Savin Program contracted provIder.
All Medical Products
6.
Annual reporting of CHLIC's standard cast containment results upon Em la yer,s request.
All Medical Products
7.
Pharmacy Vendor Recoveries.
All Pharmacy Products
12/01/2017
29
Client Name. Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CUSTOMER REPORTING
1.
Summary reports of medical and pharmacy cost and utilization experience (where applicable), upon completion All Medical and Pharmacy
of interna] report gencration, are available through Cigna's web silt, Ci gnaAccess.com. Products
2.
CHLIC's standard pharmacy utilization reports. Pharmacy Product Only
3.
Claim Reporting: CHLIC will provide standard banking and financial report information based upon paid claim All Medical Products
data. CHLIC will not provide information on ineurred-hut-not reported cIniins, projected claims, pre -certifications
of coverage, case management information or information on it Member's prognosis or course of treatment.
Stop loss reporting is an optional service provided at an additional fee to Employers who have stop loss through
another entity other than CHLIC. CHLIC will provide its standard reporting only ager the stop loss carrier and
Em to er have executed CHLIC's standard Hold H arm lcss/C on fidential i!YAgreement.
MEMBER EXTE"AL REVIEW PROGRAM
CHLIC contracts with a minimum of three (3) independent review organizations that meet the Patient Protection
All Medical Products
and Affordable Care Act (PPACA) external review requirements. Members may appeal eligible claims requiring
medic al judgment to an external independent review organization which is selected by CHLIC on a random basis. If
Employer has chosen not to participate in this program, the Employer may be responsible for making other
arrangements to meet the PPACA external review requirements.
MEDICAL MANAGEMENT SERVICES
CHLIC provides integrated medical management that includes (depending upon the terms of the Plan) the Following
care services.
I.
Pre -Admission Certification and Continued Stay Review (PAC/CSR) services to ceniFy coverage oFacute and sub-
All Medical Products
acute inpatient admissions/stays or provides guidance to appropriate alternative settings. Administered in
accordance with CHLIC's then applicable inedicaI management and claims administration policies, practices and
procedures.
2.
Case Management and Retrospective Review of Inpatient Care, a service designed to provide assistance to a
All Medical Products
Member who is at risk of developing medical complexities or for whom a health incident has precipitated aneed for
rehabilitation or additional health care sup ort.
3.
Assist providers with resources and tools to enable them to develop long term treatment plans in the management o f
All Medical Products
chronic or calas tro tic cases.
¢-
The Cigna Healthcare Healthy Babies® Program is a one-time educational mailing which provides Participants
All Medical Products
with prenatal care education and resources to help them better manage their pregnancy. Other benefits of this
program include the 24 -Hour Health Information Line SNI and pregnancy information on m Ci na.com.
5.
HealthCare Cost and Qua]ity tools on myCigna.com
All Medical Products
12.'01/2017
30
Client Name: Eagla County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
6.
A panel of physicians and other clinicians to assess the safety and effectiveness of new and emerging medical
All Medical Products
technologies. The panel meets monthly to review and update coverage 2alicies.
7.
The 24 -Hour Health Information Lines"r is a service that provides twenty-four (24) hour toll free access to nurses,
All Medical Products
who provide answers to healthcare questions, recommend appropriate settings for care and assist Participants in
]a cati ng physicians. It also includes access to an extensive audio I ibrary on a wide ran ge of medical topic s.
8.
Cigna Life5OURCE Transplant Network® contracts with more than one hundred sixty-five (165) independent
All Medical Products
transplant facilities which includes over seven hundred fifty (75 0) transplant programs and provides access to solid
organ and bone marrow/stem cell transplantation while improving cost containment and reducing financial risk.
4.
A health education program that delivers mailings to Members with certain conditions.
All Medical Products
Except Comprehensive and
Indemnity
10.
If behavioral health services are provided/arranged by Cigna Behavioral Health (C BH), CBH provides utilization
OAPIN Products Only
review and case rnana ement for both in atient and outpatient in -network behavioral health services.
11.
Implement clinical quality measurements, track and validate performance and initiate continuous quality
All Medical Products
improvement.
Except Comprehensive and
Indemnity
12.
Transition of care services to allow Members with defined conditions to continoetreatment with non -Participating
All Medical Products
Providers after enrollment for continued uninterrupted care for a limited time.
Except Comprehensive and
Indemnity
13.
Focused utilization management of outpatient procedures and identification of appropriate alternatives.
All Medical Products with
Administered in accordance with CHLIC's then applicable medical management and claims administration policies,
Care Management °
practices and procedures.
Preferred
NETWORK MANAGEMENT SERVICES
CH LIC, and/or its affiliates or contracted vendors shall 1:
i.
Provide or arrange access to the applicable network of Participating Providers to furnish health care
All Medical and Pharmacy
services products to Members at negotiated rates and methods of reimbursement (e,g, fee -for service, fixed per
Products
person per period, per diem charges, incentive bonuses, case rates, withholds etc.). The amount and type of
negotiated reimbursement may vary depending upon the type of plan. For example, a hospital may accept less for
patients enrolled in certain types of plans than others; In addition, CH LIC may contract with Participating Providers
and other parties (far example Independent Practice Associations) for performance-based incentive payments to
inmate 4uali ty of care, patient safety and cost cMcienc .
2.
Credential and re -credential Participating Providers in accordance with CHLIC's credentialing requirements and
All Medical and Pharmacy
ensure that third -party network vendors credentiallre-credential Participating Providers in accordance with
Products
CHLIC's requirements;
1 210 112 0 1 7
31
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
3.
Monitor Participating Provider compliance with protocols and procedures for quality, Member satisfaction, and
All Medical and Pharmacy
grievance resolution;
Products
4.
Facilitate the identification of Participating Providers by Members; and
All Medical and Pharmacy
Products
5.
dedicated toll-free telephone line for Member and Provider calls to C H L I C Service Centers.
All Medical and Pharmacy
Products
6.
Access to online and/or on demand medical and health-related consultations via secure telecommunications
All Medical Products
technologies, telephones and internet where permitted only when delivered by a CHLIC contracted medical
TeleheaIth network of providers see details on m Ci gna.coin).
BEHAVIORAL HEALTH
CH LIC has contracted with an affiliate, Cigna Behavioral 1•1eaIth ("CBH"), to provide or arrange for the provision
These services are included
of managed in -network behavioral health services, CBH is a Participating Provider, and is reimbursed primarily on
in the following products:
a monthly fixed fee basis. This fixed tee for C B H services will be paid as claims and will appear in Employer's
RAPIN
monthly reporting and on financial documents. Such payments will beat the relevant monthly rates then in effect.
The montltlyrates paid to C13 vary depending on geographic location of Members and on benefit design, and may
be subject to change. The rates will be made available upon request. The fixed fee also includes lifestyle
management programs, a cognitive behavioral modification program, a complex psychiatric case management
program, and a narcotics therapy management program. Behavioral claims from a client specific network are not
included in the behavioral monthly fixed fee and will be paid from the Bank Account. In some states, payment for
behavioral health services must be paid on a fee-for-service basis. In these states, fee-for-service payments for
behavioral health services and the CBH administrative fee (including the lifestyle management programs, a
cognitive behavioral modification program a complex psychiatric case management program and a narcotics
therapy management program) will be paid from the Bank Account as claims and will appear in Employer's
monthly reporting.
12x0112017
32
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CIGNA STAFF MODEL E[EAMPLAIN SERVICES
The Cigna HealthCare of Arizona, Inc. staff model ("Cigna Medical Group") is a Participating Provider I ocated in
All Medical Products
metropolitan Phoenix, Arizona. Plan Participants may at some time receive treatment from a Cigna Medical
Group ("CMG") faciIity or provider even if they do not reside in Arizona (as when traveling). Plan Participants
utilizing the IPA network will access certain specialty and/or ancillary seryices (including laboratory and urgent
care seryices) through the CMG system. Lab seryices are not provided by CMG for Participants in PPO or EPO
plans.
Except as provided below, for covered services provided to Participants, CMG is paid at the rates in effect at the
time of service (as may be revised from time to time). Representative rates for routinely performed services are
atteclied . A complete copy of the rates is available on request under a mutually agreed nondisclosure agreement
(NDA).
If the Plan requires Participants to select a primary care physician (PCP), Phoenix area Participants who do not
select a PCP during open enrollment may be assigned to a CMG PCP. CMG is paid for PCP -required Pians at the
rates in effect at the time of service.
Primary care services rendered to Participants in Open Access or LocalPlus Plans that do not provide for PCP
assignment are paid at the rates then in eft'ect, as described above.
CMG may also receive applicable performance-based incentive payments for its participation in programs
designed to i mp rove ual ity, p atient safe iry and a ffordab it ity.
12/01/2017
33
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
CIGNA HEALTHCARE OF ARIZONA - CIGNA MEDICAL GROUP (CMG)
REPRESENTATIVE RATES FOR ROUTINELY PERFORMED MEDICAL SERVICES
EFFECTIVE JUNE 1, 2016
(Applicable to all Open Access Plus Products)
* Medicare does not assign (or may not yet have assigned) relative value trnits (RVUs) for certain service codes. Codes ►rot valued by
Medicare are referred to as "gap codes. " For example, Medicare does not assign values for wellness service codes (99381-99397). Cigna
Medical Group refers to The Essential RBRVS (Annual) guide to obtain relative values for such gap codesfor billing purposes. Typically,
Cigna pays CMG for gap codes not valued by Medicare either at the discounted fee schedule referenced above or, for new codes not yet
valved by Medicare, at the sante rate it pays its IPA providers.
The Urgent Care case rate excluding radiology and laboratory services is $115.
CMG pharmacy rates (30 -day supply):
Brand Name: AWP - 10.56%+ $2.75 dispensing fee
Generic: AWP - 35% -+- $2.75 dispensing fee
12/01/2017
34
CPT Code
DescriptionDepartment
Rate
All Departments
99213
OFFICE VISIT,EST EXP PROB FOC
$65.80
Adult Medicine
99396
WELL EXAM, EST, 40-64 YEARS
$102.94
Pediatrics
99392
WELL EXAM, EST, 1-4 YEARS
$85.77
Ophthalmology
66984
MOVE CATARACT, INSERT LEN-
Professional Fee only, at a facility
$700.01
Podiatry
11721
DEBRIDEMENT NAIL SIX OR MORE
$39.95
Radiology
71020
CHEST X-RAY, PA & LAT
$30.38
Radiology
G0202 +
77052
SCREENING MAMMOGRAPHY DIGITAL
$141.02
General Surgery
47562
LAPAROSCOPY;CHOLECYSTECTOMY-
Professional Fee only, at a facility
$837.79
Optometry
92014
EYE EXAM & TREATMENT
$109.35
Lab
80053
COMPREHENSIVE METABOLIC PANEL
$14.87
Lab
80061
LIPID PANEL
$18.85
ASC (Ambulatory surgical
center) / Endoscopy Suite
Grouper 2
$469.00
ASC (Ambulatory surgical
center) / Endoscopy Suite
Grouper 8
$1,104.00
* Medicare does not assign (or may not yet have assigned) relative value trnits (RVUs) for certain service codes. Codes ►rot valued by
Medicare are referred to as "gap codes. " For example, Medicare does not assign values for wellness service codes (99381-99397). Cigna
Medical Group refers to The Essential RBRVS (Annual) guide to obtain relative values for such gap codesfor billing purposes. Typically,
Cigna pays CMG for gap codes not valued by Medicare either at the discounted fee schedule referenced above or, for new codes not yet
valved by Medicare, at the sante rate it pays its IPA providers.
The Urgent Care case rate excluding radiology and laboratory services is $115.
CMG pharmacy rates (30 -day supply):
Brand Name: AWP - 10.56%+ $2.75 dispensing fee
Generic: AWP - 35% -+- $2.75 dispensing fee
12/01/2017
34
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Exhibit C — Claim Audit Agreement (Sample)
A. WHEREAS, Cigna Health and Life Insurance Company ("CHLIC") desires to cooperate with requests by
(" Employer") to permit an audit for the purposes set forth below and subject to Section 6 of
the Administrative Services Only Agreement between CHLIC and Employer;
B. WHEREAS, ("Auditor") has been retained by Employer for the purpose of performing an
audit ("Audit") of claims administered by CHLIC;
C. WHEREAS, the Auditor and the Employer recognize CHLIC's legitimate interests in maintaining the
confidentiality of its claim information, protecting its business reputation, avoiding unnecessary disruption of
its claim administration, and protecting itself from legal liability; and
NOW THEREFORE, IN CONSIDERATION of the premises and the mutual promises contained herein,
CHLIC, the Employer and the Auditor hereby agree as follows:
1. Audit Specifications
The Auditor will specify to CHLIC in writing at least forty-five (45) days prior to the
commencement of the Audit the following "Audit Specifications":
a. the name, title and professional qualifications of individual Auditors;
b. the Claim Office locations, if any, to be audited;
C. the Audit objectives;
d. the scope of the Audit (time period, lines of coverage and number of claims);
e. the process by which claims will be selected for audit;
f. the records/information required by the Auditor for purposes of the Audit; and
g. the length of time contemplated as necessary to complete the Audit.
2. Review of Specifications
CHLIC will have the right to review the Audit Specifications and to require any changes in, or
conditions on, the Audit Specifications which are necessary to protect CHLIC's legal and business
interests identified in paragraph C above.
3. Access to Information
CHLIC will make the records/information called for in the Audit Specifications available to the
Auditor at a mutually acceptable time and place.
4. Audit Report
The Auditor will provide CHLIC with a true copy of the Audit's findings, as well as the Audit Report,
if any, that is submitted to the Employer. Such copies will be provided to CHLIC at the same time
that the Audit findings and the Audit Report are submitted to the Employer.
5. Comment on Audit Report
CHLIC reserves the right to provide the Auditor and the Employer with its comments on the findings
and, if applicable, the Audit Report.
12.91;2417
35
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
6. Confidentiality
The Auditor understands that CHLIC is permitting the Auditor to review the claim
records/information solely for purposes of the Audit. Accordingly, the Auditor will ensure that all
information pertaining to individual Claimants will be kept confidential in accordance with all
applicable laws and/or regulations. Without limiting the generality of the foregoing, the Auditor
specifically agrees to adhere to the following conditions:
a. The Auditor shall not make photocopies or remove any of the claim records/infonnation
without the express written consent of CHLIC; and
b. The Auditor agrees that its Audit Report or any other summary prepared in connection with
the Audit shall contain no individually identifiable information.
7. Restricted Use of the Audit Information
With respect to persons other than the Employer, the Auditor will hold and treat information obtained
from CHLIC during the Audit with the same degree and standard of confidentiality owed by the
Auditor to its clients in accordance with all applicable legal and professional standards. The Auditor
shall not, without the express written consent of CHLIC executed by an officer of CHLIC, disclose in
any manner whatsoever, the results, conclusions, reports or information of whatever nature which it
acquires or prepares in connection with the Audit to any party other than the Employer except as
required by applicable law. The Auditor agrees to indemnify and to hold harmless CHLIC for any
and all claims, costs, expenses and damages which may result from any breaches of the Auditor's
obligations under paragraphs 6 and 7 of this Agreement or from CHLIC's provision of information to
the Auditor. The Employer authorizes CHLIC to provide to the designated Auditor the necessary
information to perform the audit in a manner consistent with all Health Insurance Portability and
Accountability Act of 1996 ("HIPAA"), Privacy Standards and in compliance with the signed Business
Associate Agreement.
Termination
CHLIC may terminate this Agreement with prior written notice. The obligations set forth in Sections
4 through 7 shall survive termination of this Agreement.
12/01/2017
36
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Cigna Health and Life Insurance Company
By: TO BE SIGNED AT TIME OF AUDIT
Duly Authorized
Print Name:
Title:
Date:
Employer:
By: TO BE SIGNED AT TIME OF AUDIT
Duly Authorized
Print Name:
Title:
Date:
Auditor:
By: TO BE SIGNED AT TIME OF AUDIT
Duly Authorized
Print Name:
Title:
Date:
12-0 11017
37
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Exhibit D — Privacy Addendum
("Business Associate Agreement")
I. GENERAL PROVISIONS
Section 1. Effect. As of the Effective Date, the terms and provisions of this Addendum are incorporated in
and shall supersede any conflicting or inconsistent terms and provisions of (as applicable) the Administrative
Services Only Agreement to which this Addendum is attached, including all exhibits or other attachments to,
and all documents incorporated by reference in, any such applicable agreements (individually and collectively
any such applicable agreements are referred to as the "Agreement"). This Addendum sets out terms and
provisions relating to the use and disclosure of Protected Health Information ("PHI") without written
authorization from the Individual. To the extent there is a conflict between the Agreement and this
Addendum, this Addendum shall control.
Section 2. Amendment to Comply with Law. CHLIC, on behalf of itself and its affiliates and subsidiaries
that perform services under the Agreement (collectively referred to as "CHLIC"), Employer (also referred to
as "Plan Sponsor"), and the group health plan that is the subject of the Agreement (also referred to as the
"Plan") agree to amend this Addendum to the extent necessary to allow either the Plan or CHLIC to comply
with applicable laws and regulations including, but not limited to, the Health Insurance Portability and
Accountability Act of 1996 and its implementing regulations (45 C.F.R. Parts 160 to 164) ("HIPAA Privacy
and Security Rules").
Section 3. Relationship of Parties. The parties intend that CHLIC is an independent contractor and not
an agent of the Plan or the Plan Sponsor.
H. DEFINITIONS FOR USE IN THIS ADDENDUM
Definitions. Certain capitalized terms used in this Addendum shall have the meanings ascribed to them by
HIPAA and HITECH including their respective implementing regulations and guidance. If the meaning of
any term defined herein is changed by regulatory or legislative amendment, then this Addendum will be
modified automatically to correspond to the amended definition. All capitalized terms used herein that are not
otherwise defined have the meanings described in HIPAA and HITECH. A reference in this Addendum to a
section in the HIPAA Privacy Rule, HIPAA Security Rule or HITECH means the section then in effect, as
amended.
"Breach" means the unauthorized acquisition, access, use or disclosure of Unsecured Protected Health
Information which compromises the security or privacy of such information, except where an unauthorized
person to whom such information is disclosed would not reasonably have been able to retain such
information. A Breach does not include any unintentional acquisition, access or use of PHI by an employee
or individual acting under the authority of CHLIC if such acquisition, access or use was made in good faith
and within the course and scope of the employment or other professional relationship of such employee or
individual with CHLIC; any inadvertent disclosure from an individual who is otherwise authorized to access
PHI at a facility operated by CHLIC to another similarly situated individual at the same facility; and such
information is not further acquired, accessed, used or disclosed without authorization by any person.
"Business Associate" means CHLIC.
"Covered Entity" means the Plan.
12/01/2017
38
Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
"Designated Record Set" shall have the same meaning as the term "designated record set" as set forth in the
Privacy Rule, limited to the enrollment, payment, claims adjudication and case or medical management record
systems maintained by CHLIC for the Plan, or used, in whole or in part, by CHLIC or the Plan to make
decisions about Individuals.
"Effective Date" shall mean the earliest date by which CHLIC and the Plan must enter into a business
associate agreement under 45 C.F.R. Part 164.
"Electronic Protected Health Information" shall mean PHI that is transmitted by, or maintained in,
electronic media as that term is defined in 45 C.F.R. § 160.103.
"Limited Data Set" shall have the same meaning as the tern "limited data set" as set forth in 45 C.F.R.
§ 164.514(e) (2).
"Protected Health Information" or "PHI" shall have the same meaning as set forth at 45 C.F.R. § 160.103.
"Secretary" shall mean the Secretary of the United States Department of Health and Human Services.
"Security Incident" shall have the same meaning as the term "security incident" as set forth in 45 C.F.R.
§ 164.304.
"Unsecured Protected Health Information" shall mean PHI that is not rendered unusable, unreadable, or
indecipherable to unauthorized individuals through the use of a technology or methodology specified by the
Secretary in the guidance issued under Section 13402(h)(2) of ARRA.
III. PERMITTED USES AND DISCLOSURES BY CHLIC
Section 1. Uses and Disclosures Generally. Except as otherwise provided in this Addendum, CHLIC may
only use or disclose PHI to perform functions, activities or services for, or on behalf of, the Plan as specified
in the Agreement, provided that such use or disclosure would not violate the HIPAA Privacy & Security
Rules if done by the Plan. CHLIC shall not further use or disclose PHI other than as permitted or required by
this Addendum, or as required by law.
Section 2. To Carry Out Plan Obligations. To the extent CHLIC is to carry out one or more of the Plan's
obligations under Subpart E of 45 C.F.R. Part 164, CHLIC agrees to comply with the requirements of Subpart
E that apply to the Plan in the performance of such obligations.
Section 3. Management and Administration.
(A) CHLIC may use PHI for the proper management and administration of CHLIC or to carry out the legal
responsibilities of CHLIC.
(B) CHLIC may disclose PHI for the proper management and administration of CHLIC, provided that
disclosures are: (a) required by law; or (b) pursuant to CHLIC obtaining reasonable written assurances
from the person to whom the information is disclosed that PHI will remain confidential and used or
further disclosed only as required by law or for the purpose for which it is disclosed to the person, and the
person notifies CHLIC of any instances of which it is aware in which the confidentiality of the
information has been breached. The writing shall be obtained prior to making any such disclosure.
(C) CHLIC may use or disclose PHI to provide Data Aggregation services relating to the Health Care
12101,2017
39
Client Mame: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
Operations of the Plan, or to de -identify PHI. Once information is de -identified, this Addendum shall not
apply.
Section 4. Required or Permitted By Law. CHLIC may use or disclose PHI as required by law or permitted
by 45 C.F.R. § 164.512.
IV. OTHER OBLIGATIONS AND ACTIVITIES OF CHLIC
Section 1. Receiving Remuneration in Exchange for PHI Prohibited. CHLIC shall not directly or indirectly
receive remuneration in exchange for any PHI of an Individual, unless an authorization is obtained from the
Individual, in accordance with 45 C.F.R. §164.508, that specifies whether PHI can be exchanged for
remuneration by the entity receiving PHI of that individual, unless otherwise permitted under the HIPAA
Privacy Rule.
Section 2. Limited Data Set or Minimum Necessary Standard and Determination. CHLIC shall, to the extent
practicable, limit its use, disclosure or request of Individuals' PHI to the minimum necessary amount of
Individuals' PHI to accomplish the intended purpose of such use, disclosure or request and to perfonn its
obligations under the underlying Agreement and this Addendum. CHLIC shall determine what constitutes the
minimum necessary to accomplish the intended purpose of such disclosure.
Section 3. Security Standards. CHLIC sliall use appropriate safeguards and comply with Subpart C of 45
C.F.R. Part 164 with respect to Electronic PHI to prevent use or disclosure of PHI other than as provided for
by the Agreement.
Section 4. Protection of Electronic PHI. With respect to Electronic PHI, CHLIC shall:
(A) Implement administrative, physical and technical safeguards that reasonably and appropriately protect
the confidentiality, integrity and availability of the Electronic PHI that CHLIC creates, receives,
maintains or transmits on behalf of the Plan as required by the Security Standards;
(B) Ensure that any agent or subcontractor to whom CHLIC provides Electronic PHI agrees to implement
reasonable and appropriate safeguards to protect such information; and,
(C) Promptly report to the Plan any Security Incident with respect to Electronic PHI of which it becomes
aware and which has compromised the protections set forth in the HIPAA Security Rule. In the event
of a Security Incident, CHLIC shall report to the Plan in writing (i) any actual, successful Security
Incident within five (5) business days of the date on which CHLIC first becomes aware of such actual,
successful Security Incident and (ii) to the extent commercially reasonable, the Plan may request
CHLIC to report in writing attempted but unsuccessful Security Incidents involving PHI of which
CHLIC becomes aware, provided however that such reports are not required for trivial and routine
incidents such as port scans, attempts to log -in with an invalid password or user name, denial of service
attacks that do not result in a server being taken off-line, malware and pings or other similar types of
events.
Section 5. Reporting of Violations. CHLIC shall report to the Plan in writing any use or disclosure of PHI
not provided for by this Addendum of which it becomes aware. CHLIC agrees to promptly mitigate, to the
extent practicable, any harmful effect from a use or disclosure of PHI in violation of this Addendum of which
it is aware.
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Section 6. Security Breach Notification. CHLIC will notify the Plan in writing of a Breach (including
privacy related incidents that might, upon further investigation, be deemed to be a Breach) without
unreasonable delay and, in any event, within five (5) business days after CHLIC's discovery of same. This
notification will include, to the extent known:
i. the names of the Individuals whose PHI was involved in the Breach;
ii. the circumstances surrounding the Breach;
iii. the date of the Breach and the date of its discovery;
iv. the information Breached;
v. any steps the impacted individuals should take to protect themselves;
vi. the steps CHLIC is taking to investigate the Breach, mitigate losses, and protect against future
Breaches; and,
vii. a contact person who can provide additional information about the Breach.
For purposes of discovery and reporting of Breaches, CHLIC is not the agent of the Plan or the Employer (as
"agent" is defined under common law), CHLIC will investigate Breaches, assess their impact under
applicable state and federal law, including HITECH, and make a recommendation to the Plan as to whether
notification is required pursuant to 45 C.F.R. § § 164.404-408 and/or applicable state breach notification laws.
With the Plan's prior approval, CHLIC will issue notices to such individuals, state and federal agencies —
including the Department of Health and Human Services, and/or the media - as the Plan is required to notify
pursuant to, and in accordance with the requirements of Applicable Law (including 45 C.F.R. §§164.404-
408). In the event of a Breach affecting multiple CHLIC clients where CHLIC believes notification to
affected individuals is required in accordance with Applicable Law, CHLIC reserves the right to issue
notifications to the affected individuals without Plan approval.
CHLIC will pay the costs of issuing notices required by law and other remediation and mitigation which, in
CHLIC's discretion, are appropriate and necessary to address the Breach. CHLIC will not be required to
issue notifications that are not mandated by Applicable Law. CHLIC shall provide the Plan with information
necessary for the Plan to fulfill its obligation to report Breaches affecting fewer than 500 Individuals to the
Secretary as required by 45 C.F.R. § 164.408(c).
CHLIC shall take prompt corrective action to cure any related deficiencies and any action pertaining to an
unauthorized disclosure as required by Applicable Law.
Section 7. Disclosures to and Agreements with Third Parties. CHLIC agrees to ensure that any
subcontractors that create, receive, maintain, or transmit PHI on behalf of CHLIC agree in writing to the same
restrictions, conditions and requirements that apply to CHLIC with respect to such information. CHLIC shall
implement and maintain sanctions against agents and subcontractors that violate such restrictions and
conditions and shall mitigate the effects of any such violation.
Section 8. Access to PHI. CHLIC shall provide an Individual with access to such Individual's PHI contained
in a Designated Record Set in response to such Individual's request in the time and manner required in 45
C.F.R. §164.524.
Section 9. Availability of PHI for Amendment. CHLIC shall respond to a request by an Individual for
amendment to such Individual's PHI contained in a Designated Record Set in the time and mannerrequired in
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Administrative Services Only Agreement
45 C.F.R. §164,525.
Section 10. Right to Confidential Communications and to Request Restriction of Disclosures of PHI.
CHLIC shall respond to a request by an Individual for confidential communications or to restrict the uses and
disclosures of PHI contained in such Individual's Designated Record Set in the time and manner required by
45 C.F.R. §164.522. CHLIC shall not be obligated to agree to, or implement, any restriction, if such
restriction would hinder Health Care Operations or the provision of the functions, activities or services, unless
such restriction would otherwise be required by 45 C.F.A. § 154.522(a).
Section 11. Accounting of PHI Disclosures. CHLIC shall provide an accounting of disclosures of PHI to an
Individual who requests such accounting in the time and manner required in 45 C.F.R. § 164.528.
Section 12. Availability of Books and Records. CHLIC hereby agrees to make its internal practices, books
and records relating to the use and disclosure of PHI received from, or created or received by CHLIC on
behalf of the Plan, available to the Secretary for purposes of determining the Plan's compliance with the
Privacy Rule.
Section 13. Standard Transactions. CHLIC certifies that it conducts any applicable transactions that are
subject to the HIPAA standard transaction rules (45 C.F.R. Parts 160-164) as required under such rules.
V. TERMINATION OF AGREEMENT WITH CHLIC
Section 1. Termination U on Breach of Provisions Applicable to PHI. Any other provision of the
Agreement notwithstanding, the Agreement may be terminated by the Plan upon prior written notice to
CHLIC in the event that CHLIC materially breaches any obligation of this Addendum and fails to cure the
breach within such reasonable time as the Plan may provide for in such notice.
If CHLIC knows of a pattern of activity or practice of the Plan that constitutes a material breach or violation
of the Plan's duties and obligations under this Addendum, CHLIC shall provide a reasonable period of time,
as agreed upon by the parties, for the Plan to cure the material breach or violation. Provided, however, that, if
the Plan does not cure the material breach or violation within such agreed upon time period, CHLIC may
terminate the Agreement at the end of such period.
Section 2. Use and Disclosure of PHI upon Termination. The parties hereto agree that it is not feasible for
CHLIC to return or destroy PHI at termination of the Agreement; therefore, the protections of this
Addendum for PHI shall survive termination of the Agreement, and CHLIC shall limit any further uses and
disclosures of such PHI to the purpose or purposes which make the return or destruction of such PHI
infeasible.
VI. OBLIGATIONS OF T1IE PLAN AND PLAN SPONSOR
Section 1. Disclosures Generally. Except as otherwise provided for in this Addendum, the Plan will not
request that CHLIC use or disclose PHI in any manner that would not be permissible under HIPAA or
HITECH if done by the Plan.
Section 2. Disclosures to the Plan or Third Parties. To the extent the Plan requests that CHLIC disclose PHI
either to the Plan or to a third party business associate acting for the Plan, the Plan represents and warrants
that:
(A) It only will request PHI for the purposes of Treatment, Payment, or Health Care Operations, or another
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
permitted purpose under the HIPAA Privacy Rule;
(B) The information requested is the minimum necessary to achieve the purpose of the disclosure; and
(C) If the PHI is to be disclosed to a third party, the Plan has a business associate agreement in place with the
third party.
Section 3. Disclosure to Plan Sponsor. To the extent the Plan requests that CHLIC disclose PHI to the Plan
Sponsor, the Plan and Plan Sponsor each represent and warrant that:
(A) The information only will be used for one of the following purposes:
i. Plan Administration functions, as defined by the HIPAA Privacy Rule, and that the Plan
Sponsor has executed the required plan amendment and certification allowing the disclosure, as
set out in the HIPAA Privacy Rule;
ii. Enrollment functions, provided the information to be disclosed is limited to enrollment and
disenrollment information; or
iii. To amend, modify, or terminate the Plan, or to obtain premium bids to provide health insurance
coverage under the Plan, provided the information to be disclosed is limited to Summary Health
Information, as defined in the HIPAA Privacy Rule; and
(B) The information requested is the minimum necessary to achieve the purpose of the disclosure.
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Exhibit E — Conditional Claim/Subrogation Recovery Services
1. Plans Without CHLIC Stop Loss Coverage
If Employer has not purchased individual or aggregate stop loss coverage from CHLIC or an affiliated Cigna
company with respect to its self-funded employee welfare benefit plan:
A. All conditional claim payment and/or subrogation recoveries under the Plan will be handled by
the entity checked below;
Employer
An independent recovery vendor whose name and address follow:
Naive:
Address:
CHLIC and its subcontractor(s)
B. If Employer has designated CHLIC and its subcontractors to act as its recovery agent in paragraph
I.A. above, then:
i. Employer hereby confers upon CHLIC and its subcontractors' discretionary authority to reduce
recovery amounts by as much as fifty percent (50%) of the total amount of benefits paid on
Employer's behalf, and to enter into binding settlement agreements for such amounts.
ii. In the event a settlement offer represents a reduction greater than the percentage identified
above, CHLIC and its subcontractors should seek settlement advice from:
Name:
Title:
Address:
Telephone:
iii. All amounts reimbursed to Employer's Sank Account shall be refunded at the gross amount.
CHLIC's and it subcontractors' subrogation administration fee on cases where CHLIC and its
subcontractors' have retained counsel and in cases where no counsel has been retained by
CHLIC and its subcontractors are both reflected in the Schedule of Financial Charges.
C. Except where agreed to by CHLIC and Employer, CHLIC and its subcontractors shall have no duty
or obligation to represent Employer in any litigation or court proceeding involving any matter which
is the subject of this Agreement, but shall snake available to Employer and/or Employer's counsel
such information relevant to such action or proceeding as CHLIC and its subcontractors may have as
a result of its handling of any matter under this Agreement.
D. In the event Employer purchases individual or aggregate stop loss coverage from CHLIC or an
affiliate with respect to its self-funded employee welfare benefit plan at any time during the life of
this Agreement, the provisions of paragraph II., below, shall control.
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II. Plans with CHLIC Stop Loss Coverage
If Employer has purchased individual or aggregate stop loss coverage from CHLIC or an affiliate with respect
to its self-funded employee welfare benefit plan:
A. CHLIC and its subcontractors shall have the right and responsibility to manage all conditional claim
payment and/or subrogation recoveries under the Plan. CHLIC and its subcontractors shall reimburse to
the Plan the recovery minus relevant individual and aggregate stop loss payments made by CHLIC.
B. All amounts reimbursed to Employer's Bank Account shall be refunded at the gross amount. CHLIC's
and its subcontractors' subrogation administration fee on cases where CHLIC and its subcontractors'
have retained counsel and in cases where no counsel has been retained by CHLIC and its subcontractors,
are both reflected in the Schedule of Financial Charges.
C. CHLIC and its subcontractors shall have no duty or obligation to represent Employer in any litigation or
court proceeding involving any matter which is the subject of this Agreement but shall make available to
Employer and/or Employer's counsel such information relevant to such action or proceeding as CHLIC
and its subcontractors may have as a result of its handling of any matter under this Agreement.
Notwithstanding the foregoing, CHLIC and its subcontractors reserve to itself the right to retain counsel
to represent CHLIC's own interests in any subrogation and/or conditional claim recovery action under
the Plan.
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Administrative Services Only Agreement
Appendix A — Pharmacy Benefit Management Services
PHARMACY BENEFIT MANAGEMENT - DEFINITIONS
Definitions
Any capitalized term not defined below shall have the meaning given to such term in the Agreement Any capitalized term utilized in the Schedule of
Financial Charges or Exhibit B shall have the meaning given to such tenn in the Agreement, including the meanings set forth below,
• "Actuarially Estimated Discount(s)" shall mean that the discount(s) listed in the Schedule of Financial Charges are estimated, but not guaranteed, to
result in a particular discount for Covered Drugs. Actuarially Estimated Discounts are calculated based on evaluation of an expected distribution ofdrug
utilization across CHLIC's aggregate group client book of business. As measured in the aggregate for Employer's Pharmacy Benefit, Employer's results
may vary based on the Plan -specific factors such as drug mix utilization.
■ "Average Wholesale Price"("AWP") shall mean the average wholesale price of a Covered Drug as established and reported by Medi -Span, nic applied
AWP of a Covered Drug shall be the AWP for the actual eleven (I[) digit National Drug Code ("NDC"), Covered Drug speci Cic, quantity appropriate actual
package size (or the manufacturer -packaged quantity closest to tate dispensed size), submitted by a Retail Pharmacy, Home delivery Pharmacy, or Specialty
Pharmacy at the time that the Covered Drug is adjudicated. In the event a repackaged or relabeled NDC is dispensed, the lowest cost AWP for the equivalent
drug dosage form, strength, Brand Drug / Generic Drug designation, and formulation and package size from a non -rep ackager or non-reIabeler shall be
applied. Notwithstanding any other provision in this Agreement, in [lie event of any major change in market conditions affecting the pharmaceutical or
pharmacy benefit management market, including, for example, any change in the markup, methodologies, processes or algorilluns underlying the published
AWP(s), CHLIC may adjust any or all of the Rebates, charges, rates, discounts, guarantees and/or fees in connection with CHLIC's administration of the
Pharmacy Benefit hereunder, including any that are based on AWP, as it reasonably deems necessary to preserve the economic value or benefit of this
Agreement to the Parties as it existed immediately prior to such change. Additionally, and notwithstanding any other provision in this Agreement, CH LIC
may replace AWP as its pharmaceutical pricing benchmark with an alternative benchmark and/or may replace Medi -Span, or other sue publication, as its
source Far the AWP or alternative benchmark with a different pricing source, provided that CHLIC adjusts any or all such AWP -based charges or such
alternative benchmark -based charges as it reasonably deems necessary to preserve the economic value or benefit of this Agreement to the Parties as it
existed immediately prior to such replacement or immediately prior to the cvent(s) giving rise to such replacement, as the case may be.
• "Brand Drug" shall mean a pharmaceutical product, including a Covered Drug that is a prescription drug, including over-the-counter drugs dispensed
pursuant to a prescription, medicine, agent, substance, device, supply or other therapeutic product that is not a Generic Drug.
• "Business Decision Team' shall mean a committee comprised of voting and non-voting representatives across various Cigna business units such as
clinical, medical and business leadership that is duly authorized by Cigna to make decisions regarding coverage treatment of pharmaceutical products based
on clinical findings provided by the P&T Committee, including, but not limited to, decisions regarding tier placement and application of utilization
management to pharmaceutical products.
■ "Cigna Home Delivery Pharmacy" shall mean a duly licensed pharmacy ❑ erated by CHLIC or its affiliates, where prescriptions are filled and delivered
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Administrative Services ❑nly Agreement
via the mail service, which may include Tel -Drug, LLC of Pennsylvania and Tel -Drug, Inc. of South Dakota.
■ "Claim", for purposes of this Appendix A, is a claim or request for coverage under the Pharmacy Benefit.
• "Compound Drug" shall mean a medication that (a) is comprised of two or more gaseous, solid, semi-solid, or liquid ingredients (other than water or
flavoring added to any preparation) that are weighed or measured at a pharmacy and then prepared according to the prescriber's order and the pharmacist's
art; (b) contains at least one FDA -approved federal legend drug as an active ingredient; (c) is not otherwise generally available in its compound form; and
(d) is not a compound preparation administered by infusion or injection.
• "Covered Drugs' shall mean prescription drugs, including over-the-counter drugs dispensed pursuant to a prescription, biologics, medicines, agents,
substances, devices, supplies, and other therapeutic products that are prescribed for Members and are covered under the Pharmacy Bene Fit and shall include
all associated standard services usually and customarily rendered by a pharmacy or provider in the normal course of business, including dispensing,
administration, counseling and product consultation.
• "Dispensing Fee" means an amount paid to a pharmacy for providing professional services necessary to dispense a Covered Drug to a Member.
• "FDA" shall mean the U.S. Food and Drug Administration.
• "Formulary" shall mean the list of FDA -approved prescription drugs and supplies developed and managed by CHLIC across its self-funded and insured
group book of business and that is selected and adopted by Employer. The drugs and supplies included on the Formulary will he modified by CHLIC from
time to time as a result of factors including, but not limited to, economic and clinical factors like clinical appropriateness, manufacturer Rebate arrangements
and patent expirations. Any changes CHLIC makes to the Formulary are hereby adopted by Employer.
• "Generic Drug" means a pharmaceutical product, including a Covered Drug, whether identified by its chemical, proprietary, or non-proprietary name,
that is accepted by the FDA as therapeutically equivalent and interchangeable with drugs having an identical amount of the same active ingredient(s), and
which is identified as such in CHLIC's master drug file using indicators from First Databank, Medi -Span, or other nationally recognized source as used by
CHLIC across its book of business on the basis of a proprietary algorithm, a summary of which may be made available for review by Employer or, subject
to CHLIC's consent, its auditor upon request in accordance with the terns set forth in this Appendix A. Employer and, as applicable, its auditor shall sign a
confidentiality agreement acceptable to CHLIC relating specifically to such summary. The reference to a drug by its chemical name does not necessarily
mean that the product is recognized as a generic for adjudication, pricing or copay purposes. For pricing purposes, a Generic Drug excludes a Covered Drug
that is either marketed under three (3) or fewer Abbrevi ated New Drug Application pursuant to 21 USC §355, and its implementing regulations, or cannot be
purchased by the pharmaceutical industry at large from more than one pharmaceutical wholesaler.
• "Gross drug Cost" shall mean the sum of the total discounted cost to Employer and/or a Member for a Covered Drug plus any applicable Dispensing
Fee, plus and sales tax or other tax applied thereto.
• "Maximum Allowable Charge' shall mean the maximum unit price for a Covered Drug included on the applicable MAC List as set forth on such MAC
List.
• "MAC List" shall mean a then -current list maintained by CHLIC of prescription drugs, devices, suppjies and over-the-counter dru s identified as readil
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available as a Generic Drug or generally equivalent to a Brand Drug (in which case it may also be an a MAC List) and that, in each case, are deemed to
require or are otherwise capable of pricing management due to the number of manufacturers, utilization and/or pricing volatility.
• "Pharmacy Benefits" shall mean amounts payable for covered pharmacy benefit services and products under the terms of [he Plan; Pharmacy Benefits
shall be considered Plan Benefits for purposes of this Agreement.
■ "P&T Committee" shall mean a committee comprised of both voting and non-voting Cigna -employed clinicians, Medical Directors and Pharmacy
Directors and non -employees such as Participating Providers that represent a range of clinical specialties. The committee regularly reviews pharmaceutical
products, new pharmaceutical products, for safety and efficacy, the findings of which clinical reviews inform coverage status decisions made by the
Business Decision Team. The P&T Commi[tee's review may be based on consideration of, without limitation, FDA -approved labeling, standard medical
reference compendia, or scientific studies published in peer-reviewed English-language bio-medica] journals.
• "PBM Proprietary Information" shall mean information relating to CHLIC's pharmacy benefit management products and services, including, without
limitation, CHLIC's reporting and web -based applications, eligibility and adjudication systems and coding methodologies, system formats and databanks,
clinical or formulary managementoperations orpmgrams, information and agreements relating to Rebates and other financ ial information, prescription drug
evaluation criteria and co verage po lici es, dmgpricing information, including MAC List and Specialty Drug pricing, paid Claims information integrated into
CHLIC's adjudication systems, and pharmaceutical manufacturer, vendor or pliarinacy network agreements.
• "Rebate' shall mean the following payments or other consideration paid or payable to CHL]C from manufacturers to the extent arising from or as a
result of Covered Drugs dispensed to Members and/or the performance of any pharmacy benefit management services provided under the Agreement.
(a) Payments, rebates and other consideration paid to CHLIC from any manufacturer arising from or as a result of the inclusion or exclusion on any
Formulary of Covered Drugs manufactured, sold, marketed, or distributed by any manufacturer;
(b) Rebates, discounts, service fees and other consideration paid to CHLIC fmm any manufacturer arising from or as a result of any arrangements,
co mini tin ents, programs or activities i nvo I ving or relating to utiliustion (e.g., market share, growth, etc.) ❑fcertain prescription drugs within thei r respecti ve
therapeutic categories; and
(c) Rebates, discounts, service fees and other consideration paid to CH LIC from any manufacturer arising from or as a result of any arrangements,
ca munionenis, programs or activities involving or relating to services performed by CH LIC where CH LIC is paid or is entitled to fees or other compensation
on the has is of the volume or value of prescription drugs or other products that are prescribed or dispensed to CHLIC customers.
1.10wever, "Rebates" shall exclude: (i) pricing adjustments, payments and credits made in the ordinary course by any manufacturer on account of product
relums, delivery errors or shipping damage or fosses arising from drugs and o[her produets purchased from such manufacturer by or on behalf of CHLIC;
(ii) pricing discounts paid or credited by a manufacturer to pharmacies affiliated with C H L I C for prescript ion drugs and other p rod acts purchased from such
manufacturer; (iii) any fees or other compensation paid by any manufacturer in consideration of any seryices, products, activities or programs perfortned,
provided or implemented by C H L I C or any of its affiliates for such manufacturer; (iv) payments, rebates a r other compensation paid to CHLIC for a by
reason of any administrative a other services provided by C H L I C to or for any manufacturer, in connection with administering, computing, invoicing,
allocating and/or collecting amounts otherwise constituting Rebates; and v rebates or other amounts paid to CHLIC for prescription drugs that are
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or otherwise provided to Members in providers' offices or outpatient clinics.
■ "Retail Equivalent Claims" shall mean a method for counting claims, where claims with days' supply equal to or less than thirty-three (33) are counted as one
claim and claims with days' supply equal to or greater than thirty-four (34) are counted as the number of days' supply divided by thirty (3a).
■ "Retail Pharmacy" shall mean any licensed retail pharmacy with which CHLIC has contracted directly or indirectly with a third party, to provide
Covered Drugs to Members, and is not a mail order pharmacy. A mail order pharmacy is a pharmacy that primarily fills and delivers pharmaceutical
products via the mail service. The tern "Retail", when immediately preceding the term "Brand Drug CIaim," "Generic Drug Claim," "Specialty Drug
Claim," "Specialty Brand Drug Claim", or "Specialty Generic Drug Claim' means that the resulting term (e.g., "Retail Brand Drug Claim") refers to such
claim as dispensed by a Retail Pharmacy.
■ "Specialty Drug" shall mean a pharmaceutical product, including a Covered Drug, considered by CHLIC to be a Specialty Drug based on consideration
of the following factors: (i) whether the pharmaceutical product is prescribed and used for the treatment of a complex, chronic or rare condition; (ii) whether
die pharmaceutica] product has ahigh acquisition cost; and, (iii) whether the pharmaceutical product is subject to limited or restricted distribution, requires
special handling and/or requires enhanced patient education, provider coordination orclinice] oversight. A Specialty Drag may not possess all or most of
the foregoing characteristics, and the presence of any one such characteristic does not guarantee that a pharmaceutical product will be considered a Specialty
Drug. The tern "Specialty," when immediately preceding the terns "Generic Drug" or"Brand Drug", means that the resulting term (e.g. "Specialty Generic
Drug") refers to a Generic Drug or Brand Drag that is considered a Specialty Drug, respectively.
■ "Specialty Pharmacy" shall mean a duly licensed pharmacy designated by or operated by CHLIC or its affiliates that primarily dispenses Specialty
Drugs or provides services related thereto; provided, however, that when the Cigna Home Delivery Pharmacy dispenses a Specialty Drug, it shall be
considered a Specialty Pharmacy hereunder.
■ "U&C Charge' shall mean the price the applicable Retail Pharmacy would charge a regular cash -paying customer for a Covered Drug (and any services
related to the dispensing thereof) on the day on which the Covered Drug is dispensed, exclusive of applicable taxes.
PFFARMACY BENEFIT MANAGEMENT — SERVICES TO BE PROVIDED
1. Retail Pharmacy Network
(a) General. CHLIC shall maintain a Retail Pharmacy network. Retail Pharmacies included in the network she]I p rov ide Covered Drugs, to which the
Retail Pharmacies have access, to Members during their normal business hours in all applicable locations. A list of the Retail Pharmacies included in the
network, as updated from time to time, shall be made available to Members online. CHLIC maintains multip]e networks and/or sub -networks and may
periodically consolidate networks and/or migrate clients, including Employer, between networks and sub -networks. CHLIC shall require each Retail
Pharmacy included in the network to meet its requirements for participation in the Retail Pharmacy network, which include, but are not limited to,
satisfaction of licensing and insurance requirements.
(b) Retail Pharmacy Audits and Overpayments. CHLIC shall perform desktop and on-site audits of each Retail Pharmacy to ensure that each Retail
Pharmacy is complying with the terms of its contract with CHLIC. In the event that CHLIC discovers that an overpayment has been made to a Retail
Pharmacy, CHLIC shall take reasonable steps to recover the overpayment pursuant to the terms of this Agreement,
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(c) Independent Contractors. The Retail Pharmacies are independent contractors, and CHLIC does not ex en d irection or control over the pharmacists at
Retail Pharmacies in Filling; prescriptions or performing other plie rmaceutical services.
(d) Collection of Cost Sharing. CHLIC shall require Retail Pharmacies to collect all applicable Plan cost -shares from Members.
2. Ciana Home Delivery Pharmacy.
(a) General. Members may submit new or refill prescription orders for ful Fillment through Cigna Home Delivery Pharmacy or such other mail service
pharmacy that CHLIC in its sole discretion may select from time to lime. Such orders maybe placed via mail, telephone, or electronic means. Subject to
Applicable Law, Employer shall permit CHLIC to communicate with Members regarding availability and use of the Cigna Horne Delivery Pharmacy and
potential cost savings associated therewith. In addition, CHLIC may provide supporting services with respect to the Cigna Home Delivery Pharmacy.
Cigna Home Delivery Pharmacy shall deliver all drugs to Members in accordance with its standard procedures. For the purposes of clarity, CHLIC does not
exert direction or control over the pharmacists at Cigna Horne Delivery Pharmacy in filling prescriptions or performing other pharmaccutical services.
(b) Cost Sharing. Members are responsible for payment of the applicable cost sharing to Cigna Home Delivery Pharmacy for each prescription or
prescription refill. E mployer ac know ledges that Cigna Horne Delivery Pharmacy may suspend services to a Member who is in default of any cost-sharing
obligations, in accordance with Cigna Home Delivery Pharmacy's standard credit policy. 1 f payment o f such cost-sharing has not been received from the
Member within one hundred twenty (120) days of dispensing of the product, the Plan will be billed for the outstanding amount fallowing the one hundred
twenty (120) day collection period.
(c) Affiliation with CHLIC, Tel -Drug of Pennsylvania, LLC and Tel -drug, Inc, of South Dakota are licensed pharmacy affiliates of CHLIC that fill
and deliver Covered Drugs via the mail service.
3. Claims Processing.
(a) General. CHLIC slialI perform c I ai ins process i ng services for Covered Drugs dispensed by Retail Pharmacies or Cigna Home Delivery Pita rmacy.
In -network Claims shall be submitted via paper or electronically. Members using out -of -network covered services are required to submit a paper claim
fin rm. A separate charge shall apply for submission of any paper claim form, whether in -network or out -of -network. CHLIC does not provide coordination
o f bettef its {"COB") services for Claims for drugs dispensed, and electronically processed, at a pharmacy; Claims wi Il be processed without consideration of
it Member's coverage under another plan.
(b) Drug�Utilization Review. CHLIC shall perform a concurrent Drug Utilization Review ("DUR") analysis of each prescription submitted for
processing, which may include: (1) prescribed dosage within a safe range; (2) drug -to -drug interaction; (3) drug -to -allergy interaction; (4) age -to -drug
interaction; (5) duplicate therapy; (6) quantity limitations; and (7) days' supply. CHLIC's DUR processes shall not override or substitute for the
preseriber's, the pharmacist's or other health care provider's professional judgment.
4. Steo Therapy. CHLIC shall apply a step therapy program that, for some therapeutic classes, requires Members to try, or demonstrate contraindication
or intolerance to, more cost-effective, clinically appropriate alternative drugs before CHLIC will approve coverage of non -preferred drugs in the same
therapeutic class.
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5. Drug -Related Services.
(a) Generic Drugs and Brand Drugs. CHLIC shall process Claims regarding Generic Drugs and Brand Drugs.
(b) Specialty Drugs. CHLIC shall process Claims regarding Specialty Drugs subject to the following provisions:
(1) The Specialty Pharmacy shall fill prescriptions for Specialty Drugs based on the professional judgment of the dispensing pharmacist, accepted
pharmacy practices and product guidelines.
(2) A list of Specialty Drugs available via the Specialty Pharmacy and pricing with respect thereto shall be made available as in effect on the
Effective Date, are set forth in Appendix B. After the Effective Date, Employer may request that CHLIC provide it with an updated list of Specialty Drugs
available via the Specialty Pharmacy and pricing with respect thereto.
(3) To the extent acting in the capacity as a mail order pharmacy, the Specialty Pharmacy shall ship Specialty Drugs to Members in accordance with
its standard procedures.
(4) Members are responsible for payment of the applicable cost sharing to the Specialty Pharmacy for each prescription or prescription refill.
Employer acknowledges that the Specialty Pharmacy may suspend services to a Member who is in default of any cost-sharing obligations, in accordance
with the Specialty Pharmacy's standard credit policy. If payment has not been received from the Member within one hundred twenty (120) days of
dispensing, the Plan will be billed following the one hundred twenty (120) day collection period.
(5) For the purposes afclarity, CHLIC does not exert direction or control over the pharmacists at the Specialty Pharmacy in filling prescriptions or
performing other pharmaceutical services.
(c) Compound Drugs. CHLIC shall process prescribed Compound Drugs to the extent covered under the Plan. CHLIC shall treat as Covered Drugs
only those components of a Compound Drug that would otherwise be treated as Covered Drugs were they not part of a Compound Drug.
6. Member Communications and Services.
(a) Member Communication. CHLIC shall provide to Members an ID card and instructions to access Member materials online, including the
Formulary, the Retail Pharmacy directory, Cigna Home Delivery Pharmacy information, and an out -of -network Claim reimbursement form.
(b) Rx Savings Messenger. CHLIC may send personalized mailings to Members regarding the Generic Drugs and preferred Brand Drugs and savings
available from Cigna Home Delivery Pharmacy.
(c) Call Center. CHLIC shall maintain toll-free customer service lines twenty-four (2 4) hours per day, seven (7) days per week for the purpose of
responding to inquiries from Members regarding Retail Pharmacy, Cigna Home Delivery Pharmacy or Claims issues.
7. _Formulary Management. Clinical Programs: Other Services.
CHLIC shall provide Formulary management services, which shall include implementing Formulary placement decisions and determinations to apply
utilization management requirements made by CHLIC's Business Decision Team. The Business Decision Team makes Formulary determinations
based on consideration of clinical and economic factors. Clinical factors may include, but are not limited to, the CHLIC P&T Committee's evaluation
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Client Name- Eagle County, Colorado, a Body Corporate and Politic
Administrative Sorvices Only Agreement
of the place in therapy, relative safety or relative efficacy of the drug, as well as whether certain supply limits or other utilization management
requirements should apply. Economic factors may include, but are not limited to, [lie drug's acquisition cost including, but not limited to, assessments
on the cost effectiveness ofthe drug and available Rebates. When considering a drug for Formulary placement or other coverage conditions, CHLIC's
Business Decision Team reviews clinical and economic factors regarding enrollees as a general population across its book-oF business. CHLIC shall
also provide the clinical, safety and/or trend programs, or other programs and services selected by Employer as indicated on the Schedule of Financial
Charges or otherwise agreed upon by Employer and CHLIC, some or which may require payment o additional fees. IFEmployer changes its
Formulary selection, changes Plan benefit designs, implements over -die -counter plans, implements clinical or trend programs, or otherwise takes an
action that has the effect of lowering the amount of Rebates earned hereunder or materially impacting any guarantee, then CHLIC shall have the right,
upon notice, to make an equitable adjustment to the rates, fees, and(or Rebates under this Agreement, solely as necessary to return CHLIC to its
contracted economic position as of the effective date of such even
1. I�lementation of Agreement.
(a) Project Plan. Employer and CHLIC shall develop an agreed upon implementation project plan with respect to the Agreement prior to the Effective
Date or prior to the implementation with respect to any new Pharmacy Benefit under this Agreement following the Effective Date.
(b) Initial Data and Commencement of Pharmacy Benefit Management Services. Prior to the Effective Date, Employer shall provide CHLIC with all
data and/or documentation necessary for CH LIC to provide (lie services specified in this Agreement. Such data and/or documentali On shall include, but is
not necessarily limited to, claims history and Member prior authorization history. Assuming all data specified in the preceding sentence is received
sufficiently in advance of the Effective Date, CHLIC shall commence providing services under this Agreement as of the Effective Date.
2. Tiinely Provision of Data by Emnlover. Employer acknowledges that CHLIC shall not be held responsible for, and shall be released from, fulfilling
any ohIigation or performing any service under this Agreement if Employer or its designee does not provide accurate information in a timely manner.
3. Iienortint:. CHLIC shall make available to Employer CHLIC's standard reporting applications, subject to Applicable Law and Exhibit D, me] uding,
without limitation, HI PAA and state privacy laws.
4. Claims Data.
(a) Retention. CHLIC shall retain data with respect to CI aims lar at least seven (7) years fro in the date the prescription is filled. Following the close of
sue li retention period, CHLIC shall retain and dispose of such Claims data pursuant to its then -current standard policies and procedures, Applicable Law and
the business associate agreement described in the Agreement
(h) Disclosure to Vendor. Upon Employer's written request and subject to execution of a non -disclosure agreement acceptable to CHLIC, CHLIC shall
provide prescription Claims data in its standard format to a vendor contracted with Employers vendor and otherwise acceptable to CHLIC solely for the
purposes of such vendor's support of Plan administration functions. Employer agrees that its vendors may not utilize Claims data for any other purpose,
including, without limitation, developing products and services, anaIyzingdie Claims data against market benchmarks or CH LIC competitors or adding to a
nonnative database (even ifde-identifled and/or blinded as to Member and PBM/carrier] For the Emn[over's or vendor's commercial use. Emnlovershall be
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
responsible for any use or disclosure of Claims data, or any services provided, by the vendor, Notwithstanding the foregoing, all audits of any pricing
guarantees, Rebate -sharing obligations or Claims processing accuracy shall be conducted in accordance with the terms in this Agreement specifically
relating to such audits
(c) De -Identified Data. During and after the term of this Agreement, CHLIC may use Claims, drug, and medical data that have been de -identified in
accordance with HIPAA for research, provider evaluation, database maintenance, and other commercial purposes.
This provision shall survive termination or expiration of the Agreement.
5. Claim $ Processing Audits. Employer may, is accordance with the requirements set forth in Section 6 of the Agreement and at no additional charge
while this Agreement is in effect, audit CHLIC's payment of Plan Benefits subject to the conditions set forth in Section 6 of the Agreement.
PHARMACY BENEFIT MANAGEMENT — FUNDING AND PAYMENT OF CLAIMS; CHARGES
1. Funding and Payment of Claims. With respect to Pharmacy Benefits, (1) CHLIC may withdraw funds from the Bank Account for the purposes
specified in Section 3 of the Agreement five times per month, and (2) any recovered overpayments shall be credited to Employer via a line item on its
invoice, less the fee set forth on the Schedule of Financial Charges.
2. Retroactive Member Changes and Terminations. Notwithstanding anything in the Agreement to the contrary, Employer shall remain responsible for
all charges and Bank Account Payments incurred or charged through the date CH LIC processed Employer's notice of retroactive change or termination of
a Member's enrollment in the Plan. Notwithstanding anything to the contrary in Section 4.c. of the Agreement, with respect to Pharmacy Benefits, CHLIC
generally will implement eligibility updates received from Employer that adhere to CHLIC's standard electronic format as soon as reasonablypracticable
following receipt of such updates.
PHARMACY BENEFIT MANAGEMENT — FIDUCIARY ACKNOWLEDGMENTS
CHLIC offers pharmacy benefit management seryices for consideration by Employer and other entities. The general parameters of such services and the
supporting systems have been developed by CHLIC as pan of CHLIC's administration of its general business as a pharmacy benefit manager for entities
that sponsor group health plans. The Panics have negotiated the terms of this Agreement in an arm's-length fashion. The Parties assert that neither Party
intends that C HL1C shall be a fiduciary with respect to Pharmacy Benefits for either ERISA or state law purposes, and neither Party shall name CHLIC as a
"plan fiduciary" with respect to its management of Pharmacy Benefits. Employer acknowledges and agrees that CHLIC (i) does not have discretionary
authority or control respecting management of the Pharmacy Benefits, and (ii) does not exercise any authority or control respecting management or
disposition afthe assets relating to Pharmacy Benefits a r a f Employer. Rather, Employer retains all such authority and control. The Parties agree that, upon
reasonable notice, CHLIC shall have the right to terminate its Pharmacy Bene Fit services under this Agreement to any Plan and/or Members located in a
state that requires a pharmacy benefit manager to be a Fiduciary to Employer, the Plan or a Member,
This provision shall survive termination or expiration of the Agreement.
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
BENEFIT
1. General. CHLIC contracts on its own account with Retail Pharmacies to di spense cove red pharmaceuti cal products to Employer's Members, and not on
behalf of, or for the benefit of, Employer or the Pian; accordingly, any discounts or other remuneration CHLIC earns under an arrangement with a Retail
Pharmacy are obtained for, and inure to, the sole and exclusive benefit of CH L lC, and not the Employer of the Plan. Amounts paid to the Retail Pharmacy
for Brand Drug, Generic Drug, or Specialty Drug Claims mayor may not be equal to the amount charged to Employer and/or Member. If the amount paid
by Employer and/or Member does not equal the amount paid by CFILIC to a partic u I ar pharmacy, CHLIC will absorb or retain such difference. CHLIC
contracts with phannaceutical manufacturers for Rebates and other remuneration on its own behalf and for its own benefit, and not on behal f of Employer or
the Plan. Accordingly, CHLIC retains all right, title and interest to any and all actual Rebates and olherremuneration received from manufacturers. CHLIC
will pay EmplDyer amounts equal to all or some portion of the Rebate amounts allocated to Employer, ifany, and as specified on the Schedule of Financial
CIiarges, from CHLIC's general assets (neither Employer, nor its Members or Employer's Plan retain any beneficial or proprietary interest in CHLIC' s
genernI assets). Rebate amounts received vary based on factors including, without Iimitation, Employer -specific utilization, the volume of utilization as well
as Fonnulary position applicable to the drug or supplies, and adherence to various formulary management controls, benefit design requirements, Claims
volume, and in certain instances also may vary based on the product market share. Employer acknowledges and agrees that neither it, nor its Members or its
Plan will have a right to interest on, or the time value of, any Rebate payments received by CHLIC during the collection period or moneys payable under
[his section.
2. Affiliates. Cigna Home Delivery Pharmacy and any other licensed pharmacy affi I iate o f C H L IC may maintain product purchase discount arrangements
and or fee--for-service arrangements with pharmaceutical manufacturers and wholesale distributors in its capacity as a mail service and/or specialty
phannacy. Cigna Home Delivery Phannacy or any other I icensed ph armacy affiliate of CHLIC may contract for these arrangemeDig on its own account in
support of its pharmacy operations, and not on behalf of, or for the benefit of, Employer of the Plan. Accordingly, Cigna Home Delivery Pharmacy and any
other licensed pharmacy affi I i ate of C H LIC retains the sole and exclusivebeneftt of any d i fference between its acquisition cost fora pharmaceutic a] product
and the amount charged to Employer under this Agreement. Further these arrangements relate to services provided outside of this Agreement and other
phannacy benefit management arrangements and may be entered into without regard to whether a specific drug is on one of the formularies that CHLIC
offers to entities that sponsor group health plans. Discounts and fee-for-service payments received by Cigna Home Delivery Pharmacy or any other licensed
phunnacy affiliate o f CHLIC are not part of the pharmacy benefit management Formal ary rebates or associated administrative fees or charges paid to CHLIC
in connection with CHLIC's pharmacy benefit management formulary rebate programs.
This provision shall survive termination or expiration of the Agreement.
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Client Name: Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
PHARMACY BENEFIT MANAGEMENT — OBLIGATIONS UPON liERMINATION
Upon notice of termination of this Agreement, the following provisions shall apply with respect to Pharmacy Benefits:
(a) Employer shall noti fy Members at least thirty (30) days prior to the termination of the Agreement becoming effective of any transition to a successor
pharmacy benefit manager.
(b) If mutually agreed upon by CHLIC and Employer, CHLIC shall provide services following termination of the Agreement at CHLIC's then -
prevailing rate. Such services, if any, shall be determined by mutual agreement of CHLIC. and Employer in advance of the termination of the Agreement
becoming effective.
(c) Upon request by Employer and subject to execution of a nondisclosure agreement acceptable to CHLIC, CHLIC shall transition Claims files and/or
history to the pharmacy benefit manager or other third party specified by Employer and otherwise acceptable to CHLIC. Any disclosure of Claims files
and/or history shall be limited to the information the successor pharmacy benefit manager or other third party needs to implement or administer Employer's
pharmacy benefits. CHLIC shall not be required to directly or indirectly release, and Employer shall not release, PBM Proprietary Information to any such
third party.
(d) Upon termination of the Agreement for any reason, the Parties shall handle Confidential Information, PBM Proprietary Information and Protected
Health Information (as defined in the Business Associate Agreement attached as Exhibit D) pursuant to the terms of the Agreement.
This provision shall survive termination or expiration of the Agreement.
PHARMACY BENEFIT MANAGEMENT — REMEDIES
(a) Remedies Not Exclusive. A Party's right to terminate the Agreement shall not preclude use of any other remedies available to such Party under the
Agreement or otherwise, at law, or in equity.
(b) 5usnension of Performance. In the event (i) Employer makes an assignment for the benefit of creditors; (ii) Employer is the subject of a voluntary
or involuntary petition for bankruptcy or is adjudged insolvent or bankrupt; or (iii) a receiver or trustee is appointed for any portion of Employer's rights or
property, CHLIC may immediately, and without penalty or any liability for any Employer losses, suspend performance of services hereunder.
(c) Financial Responsihili Without limiting CHLIC's right to terminate this Agreement, CHLIC reserves the right to require Employer to make a
deposit as described in this subsection (c). If at any time during the term of this Agreement, Employer fails to comply with the payment terms established
hereunder on three (3) or more occasions within a four (4) month period, then CHLIC may request information and/or reasonable assurances and/or a
deposit from Employer as to Employer's financial responsibility. Any such deposit shall be in an amount equal to two (2) billing cycles based upon the
average of the last three (3) months of billing history. Employer shall provide any such deposit within ten (10) calendar days following the request. CHLIC
may apply any such deposit to past due balances and shall return any remaining deposit after the termination of this Agreement and the payment of all
amounts payable to CHLIC hereunder. Any deposit provided by Employer shall be paid from the general assets of Employer and not from assets of the Plan
and shall not be considered Plan assets for purposes of ERISA.
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Client Name. Eagle County, Colorado, a Body Corporate and Politic
Administrative Services Only Agreement
This provision shall survive termination or expiration of the Agreement.
1. General. Employer acknowledges and agrees that CHLIC's PBM Pro prielary Information constitutes competitively sensilive trade secrets, and [hat
its misuse or oris -disclosure could result in material financial and legal lass or liability to CHLIC, its affiliates and their respective subcontractors.
CHLIC shall not be required to disclose PBM Proprietary InformaIion to Employer, or its vendor or designee, except to the extent necessary for
Employer to exercise any audit rights expressly provided hereunder or perform other Plan administration functions. If CHLIC discloses PBM
Proprietary Information to Employer, ar, if CHLIC consents, to the Employer's vendor or designee, CHLIC may require Employer, or its vendor or
designee, to execute a noir-disclosure agreement specifically relating to the requested PBM Proprietary Infonnation. Notwithstanding the foregoing, in
no event will CHLIC be required to disclose information related to, or including, its pharmacy network agreements, vendor agreements or
pharmaceutical in anu facturer agreements. Employer agrees that it and its vendors may not utilize PRM Proprietary Information for any purpose other
than performing Plan administration Functions, including, withou I limitation, developing products and services, de -identifying, blinding or analyzing the
PBM Proprietary Information against market benchmarks or CHLIC co inpet itors or adding to a normative database for the Employer's, or vendor's or
designee's, commercial use. For the purposes of clarity, information shall not cease to qualify as PBM Proprietary Inrormation if Employer or its
vendor or designee de- idend Ties and/or blinds the PBM Proprietary Information such that the information cannot be traced or identi fled to a Member or
CHLIC, its affiliates or their respective subcontractors. Employer shall he safely responsible for any disclosure of PBM Proprietary Information by
C H LI C to Employer or its vendor or designee, a any subsequent use or disclosure by Employer or its vendor or designee, or seryices provided by the
same. Notwithstanding the foregoing, in no event will CHLIC be required to disclose to Employer, or its vendor o r d esignee, information related to, or
including, its pharmacy network agreements, vendor agreements or pharmaceutical manufacturer agreements.
2. Compelled Disclosures. If at any time Employer, or its vendor -or designee, is required by law, court order or otter valid legal process to disclose any
Confidential Information, it wilt promptly notify CHLIC prior to any sueh compelled disclosure and, upon request, cooperate w th CHLIC in seeking a
1)roteclive order or other available relief to contest or limit the scope of such eompelled disclosure.
3. Return or Destruction of Information. At any time upon CHLIC's request or upon expiration or terminali an of this Appendix A or the Agreement,
whicheveroccurs first, Employer will, atCHLIC's optio n, promptly deliver, or, as the case may be, compel its vendor or d esi gnee to deliver, to CHLIC
all PBM Proprietary Information or atherConlidential I n formation (or s uch portion thereof as requested) and not retain any co pi es in whole or in part of
such PBM Proprietary Information or other Confidential InFormation, or securely destroy or dispose, or, as the case may be, compel its vendor or
designee to destroy a dispose, of those portions a fdocuments and other materials in any form, including electronic Farm, prepared by or received by the
Employer or its vendor or designee, that contain or reflect such PBM Proprietary Information or other Confidential Information. Employer, or its vendor
or designee, shall certify sue return and destruction, as the case in ay be, to CHLIC.
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Administrative Services Only Agreement
Appendix B - Cigna Home Delivery Pharmacy Specialty Drug List
THIS SPECIALTY DRUG LIST IS CONFIDENTIAL, PROPRIETARY INFORMATION OF CHLIC. IT IS
PROVIDED SOLELY FOR EMPLOYER'S PLAN ADMINISTRATION PURPOSES. RE -DISCLOSURE IS
STRICTLY PROHIBITED EXCEPT AS OTHERWISE PROVIDED BY APPLICABLE LAW. CHLIC
RESERVES ALL LEGAL RIGHTS AND REMEDIES TO ENFORCE THESE PROHIBITIONS ON USE
AND DISCLOSURE.
The Specialty Drug List shall be provided separately to Employer, and is hereby incorporated into the
Agreement by reference, inclusive of any changes made subsequent to CHLIC's initial issuance of the Specialty
Drug List to Employer to the pharmaceutical products included on the Specialty Drug List or the discounts
pertaining to such pharmaceutical products. Upon Employer's request on or after the Effective Date, CHLIC
shall provide to Employer an updated Specialty Drug List.
Currently Marketed Specialty Drugs on this Specialty Drug List. The discounts in this Specialty Drug List are the
discounts that will be adjudicated in CHLIC's claim processing system for the drug indicated when dispensed by
Cigna Home Delivery Pharmacy, subject to all of the following.
■ Any or all of the discounts in this Specialty Drug List may be adjusted by CHLIC to the extent reasonably
necessary to preserve the economic value of this Agreement as it existed immediately prior to the occurrence
of any of the following events: a major change in market conditions affecting the pharmaceutical or pharmacy
benefit management market, a drug shortage in the market, an issue involving the safety of the drug supply, or
similar market situation.
• The discounts in this Specialty Drug List are based an the terns and design of the Pharmacy Benefit that
Employer has adopted and disclosed to CHLIC. Accordingly, if Employer fails to disclose to CHLIC, for
example, that it uses or intends to use a consumer -driven health plan, a major cost-sharing program, or a
utilization management program promoting generic or OTC drugs over brand drugs, CHLIC may adjust the
discounts as it reasonably deems necessary to preserve the economic value or benefit of this Agreement as
CHLIC anticipated based on the terms and design of the Pharmacy Benefit previously disclosed to CHLIC
and prior to CHLIC's discovery of the Pharmacy Benefit design feature that materially impacts CHLIC's
discounts in this Specialty Drug List.
■ The discounts in this Specialty Drug List shall not apply to Compound Drug claims, Claims that process at
U&C, and direct member reimbursement (DMR) Claims.
• Any or all of the discounts in this Specialty Drug List may be adjusted by CHLIC to the extent reasonably
necessary to preserve the economic value of this Agreement as it existed immediately prior to the occurrence
of any of the following events: (a) there are any significant changes in the composition of CHLIC's pharmacy
network or in CHLIC's pharmacy network contract compensation rates, or the structure of the pharmacy
stores/chains/vendors that are contracted with CHLIC, including but not limited to disruption in the retail
pharmacy delivery model, or bankruptcy of a chain pharmacy; or (b) there is a change in government laws or
regulations which has a significant impact on pharmacy claim costs; or (c) any material manufacturer -rebate
contracts with or for the benefit of CHLIC are terminated or modified in whole or in part; or (d) there is any
legal action or Law that materially affects or could materially affect the manner in which CHLIC's rebate
program is administered or an existing Law is interpreted so as to materially affect or potentially have a
material effect on CHLIC's administration of the Pharmacy Benefit; or (e) there is a material change in the
Plan or the Plan's Pharmacy Benefit that is initiated by Employer which impacts CHLIC's costs.
New -to -Market Specialty_ Products. Specialty Drug Claims that are for new -to -market drugs will have a minimum
market -introduction guaranteed discount of 11.45% off the drug's AWP.
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